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Quitclaim Deeds and Divorce
Quitclaim deeds are often used in divorce, as well as in cases of familial transactions. The quitclaim deed does not offer the grantee (the person who is gaining interest in real property) any warranty as to the status of the property title. The grantee is entitled to whatever interest the grantor actually has at the time of possession, which is why this deed is common in cases of divorces.

In the case of a divorce, a husband may terminate his interest in the jointly owned marital home, which gives the wife full rights to the property. Literally, he is quitting his claim on the real property in question. There is no warranty on the title, so any risks involved will be handled by the grantee.

If a married person owns property that they bought prior to being married, then sells the property to a third party, and then gets divorced, a quitclaim deed will be helpful and will also offer reassurance. The quitclaim deed ensures that the other spouse no longer has any interest to reclaim the property later on. If a quitclaim deed has not been recorded, the other spouse can legally try to reclaim ownership of the property.

If a wife wants to stay in the married home after a divorce, she should ask her ex-husband for a quitclaim deed. This form allows her to claim sole interest in the residential property. In the case of divorced couples, the deed should show the husband and wife’s legal names (or the same names that appear in their divorce decree).

A quitclaim deed will be helpful in a divorce, but it will not release the person quitting his/her claim from any mortgage obligations. The quitclaim deed only transfers title—not ownership. To remove the person who is filing the quitclaim deed from the mortgage, the mortgage has to be refinanced by the grantee (the person to whom the interest has been transferred). Basically, a quitclaim deed is the first step, and refinancing the mortgage is the second step.

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Related Topics: | Divorce | General | Quit Claim Deed |
February 24, 2012, Deeds.com - Information deemed reliable but not guaranteed, you should always confirm this information with the proper agency prior to acting. The materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date.
 
 
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