{"id":7326,"date":"2026-03-23T15:04:59","date_gmt":"2026-03-23T19:04:59","guid":{"rendered":"https:\/\/www.deeds.com\/articles\/?p=7326"},"modified":"2026-03-23T15:06:03","modified_gmt":"2026-03-23T19:06:03","slug":"next-rhode-island-is-now-proposing-a-law-to-stop-impersonators-from-recording-deeds","status":"publish","type":"post","link":"https:\/\/www.deeds.com\/articles\/next-rhode-island-is-now-proposing-a-law-to-stop-impersonators-from-recording-deeds\/","title":{"rendered":"Next? Rhode Island Is Now Proposing a Law to Stop Impersonators From Recording Deeds"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-style-rounded is-style-rounded--1\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"626\" src=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/03\/rhode-island-proposing-law-to-stop-impersonators.webp\" alt=\"\" class=\"wp-image-7327\" srcset=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/03\/rhode-island-proposing-law-to-stop-impersonators.webp 1400w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/03\/rhode-island-proposing-law-to-stop-impersonators-300x134.webp 300w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/03\/rhode-island-proposing-law-to-stop-impersonators-1024x458.webp 1024w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/03\/rhode-island-proposing-law-to-stop-impersonators-768x343.webp 768w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><\/figure>\n\n\n\n<p>A new law has been introduced in <a href=\"https:\/\/www.deeds.com\/forms\/rhode-island\/\">Rhode Island<\/a>. If enacted, it will require anyone recording a deed to show government-issued photo ID.<\/p>\n\n\n\n<p>County officials would gain the authority to delay recording, or report a suspicious document to law enforcement. The point? To deter would-be fraudsters attempting to take over people\u2019s properties.<\/p>\n\n\n\n<p>Deed theft typically involves forging a quitclaim or other deed, and recording a wrongful transfer of property. While this hasn\u2019t been a problem in Rhode Island historically, things are changing. According to both banks and police, New England is experiencing a rapid uptick in deed crimes.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Sea Change in the World of Deeds<\/h2>\n\n\n\n<p>The Rhode Island proposal is a lot like laws currently under consideration in other places. We\u2019re watching this as it unfolds in <a href=\"https:\/\/www.deeds.com\/articles\/new-deed-fraud-law-advances-in-arizona\/\">Arizona<\/a>. Oh, and <a href=\"https:\/\/www.deeds.com\/articles\/texas-says-times-up-for-deed-hustlers\/\">Texas<\/a> too\u2026<\/p>\n\n\n\n<p>You might have thought proof of identity was already required to file a deed. But this was not traditionally part of the recorder\u2019s role. In pre-Covid days, deed recorders accepted deeds that were properly filled out and notarized. Then they\u2019d enter the legal document into the public record.<\/p>\n\n\n\n<p>How the deed world is changing! High-tech con artists are getting better and better at forging notarizations. Can a deed recorder just take a notarized deed at face value today? More and more, the answer is no.<\/p>\n\n\n\n<p>Tightening laws on deed fraud is one of AARP\u2019s legislative priorities. Older adults make up a large portion of the people who lose their homes to swindlers.<\/p>\n\n\n\n<p>The Rhode Island lawmakers who back this bill have also pointed out the vulnerability of older homeowners. Rep. Brian Patrick Kennedy said in a press release: \u201cThese scams, which often prey upon older homeowners, are becoming increasingly more common.\u201d<\/p>\n\n\n\n<p>Kennedy\u2019s right. The Internet Crime Complaint Center (IC3) is a division of the FBI that accepts public complaints about internet-assisted crimes, including theft of real estate deeds. IC3 issued a report covering incidents in 2019 through 2023. There were tens of thousands of deed fraud victims. The damage added up to well over a billion dollars. Out of the total, 224 victims were in Rhode Island. Close to five million dollars was reported lost. But total losses \u201care most likely much higher,\u201d the FBI states, because \u201cmany don\u2019t know where to report it, are embarrassed, or haven\u2019t yet realized they have been scammed.\u201d FBI Boston, which covers New England, has called on agents and deed holders to protect deeds.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Making Deed Fraud a Crime in Rhode Island<\/h2>\n\n\n\n<p>In addition to changing the rules of deed filing, the Rhode Island proposal aims to make deed fraud a felony. And there\u2019s more. Here are the bill\u2019s key provisions:<\/p>\n\n\n\n<p>Senate Bill 2715 would:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Make \u201creal estate title fraud\u201d a crime.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Make it a felony to submit a fraudulent deed or lien to a county deed recorder. Examples included in the bill are \u201cforged deeds, fictitious instruments, or false encumbrances on another&#8217;s property with the intent to defraud.\u201d<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Impose sentences of up to ten years and fines up to $50,000. Make that twenty years and $100,000 for repeat offenders. A convicted person would also have to pay restitution for the harm.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Enhance a notary\u2019s authority to say no to notarizing a document if the customer lacks sufficient identity proof or doesn\u2019t pay. \u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Empower county deed recorders\u2019 offices to turn away suspicious documents from individuals \u00a0who are not title lawyers, bank representatives, or other trusted filers.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Direct counties to implement property alert notifications by January 1, 2028. Alerts would be free to residents. The alert systems will inform owners when filings enter the public record involving their deeds.<\/li>\n<\/ul>\n\n\n\n<p>So, the recorder of deeds will be able to halt the recording of a document from an unrecognized notary, a filing that fails to meet state or county recording standards, or a filing that is \u201cmaterially false, fictitious, or fraudulent.\u201d<\/p>\n\n\n\n<p>The proposed law was introduced on the 27<sup>th<\/sup> of February 2026.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Tech-Savvy Thieves Take Homes<\/h2>\n\n\n\n<p>The \u201cdeed pirates\u201d take deeds through three strategies.<\/p>\n\n\n\n<p>Deed theft by impersonation is one strategy. The swindlers create a deed by forgery. To impersonate an innocent homeowner, these con artists scour online sources for personal and financial data. They use what they dig up to falsify documentation, or to claim they represent a homeowner so they can exploit the property.<\/p>\n\n\n\n<p>The typical victim is an older person and the typical property is a home that\u2019s paid off\u2014and possibly unoccupied.<\/p>\n\n\n\n<p>Sometimes a notary is in on the scheme to falsify documents.<\/p>\n\n\n\n<p>The scammers transfer the deed from an innocent homeowner\u2019s name into their own name or the name of a company.<\/p>\n\n\n\n<p>Next, they submit the transfer to the county deed recorder\u2019s office. Once the deed goes into the public records, the innocent owner has lost the property. Now the perpetrators can rent it out. Or they\u2019ll sell it to a third party. Or they\u2019ll exploit the property to apply for loans.<\/p>\n\n\n\n<p>If an unsuspecting party gets talked into buying the real estate and takes the deed, there\u2019s a new victim. Once the original deed holder finds out they\u2019ve been wronged, they may try to wrestle the deed away from the innocent buyer in court.<\/p>\n\n\n\n<p>Now, the second tactic. It targets deed holders who struggle with their mortgage balances or past-due property taxes. With the cost of fuel at extreme levels in 2026, there\u2019s likely no shortage of potential victims.<\/p>\n\n\n\n<p>The swindlers lure homeowners with promises of help. They assure their targets that refinancing or resolving the tax debt is possible. A desperate deed holder might agree to sign the deed over if that\u2019s what they think will work. Unfortunately, there are dishonest actors in the mortgage relief world.<\/p>\n\n\n\n<p>As a general rule, homeowners who find themselves in financial stress are better off trying to negotiate loan modifications with their lenders. If all else fails, a <a href=\"https:\/\/www.deeds.com\/articles\/to-avoid-foreclosure-which-should-i-do-deed-in-lieu-or-short-sale\/#:~:text=A%20Short%20Sale%3A%20Often%20the%20Best%20Way%20Out%20of%20Debt\">short sale<\/a> can be the best way to minimize losses.<\/p>\n\n\n\n<p>There is one more kind of deed theft you might have heard about, and it\u2019s likely far more common than anyone knows. This is the case of someone who\u2019s close to a senior or otherwise vulnerable homeowner\u2014someone who takes the deed by pressure or forgery.&nbsp;<\/p>\n\n\n\n<p>How many of these victims have the money or the ability to sue the swindlers? This is why states across the country are being pressed to act. We\u2019ll keep you posted.<\/p>\n\n\n\n<div class=\"wp-block-group has-accent-5-background-color has-background has-small-font-size is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<p><strong>Supporting References<\/strong><\/p>\n\n\n\n<p>Bill Track 50 by LegiScan: <a href=\"https:\/\/www.billtrack50.com\/billdetail\/1982119\">RI S2715<\/a>. Amending Chapter 11-18 of the General Laws entitled Fraud and False Dealing; and amending Section 42-30.1-7 of the General Laws in Chapter 42-30.1 entitled Uniform Law on Notarial Acts.<\/p>\n\n\n\n<p>Daniel Trafford, Legislative Press Bureau, State of Rhode Island General Assembly: <a href=\"https:\/\/www.rilegislature.gov\/pressrelease\/_layouts\/15\/ril.pressrelease.inputform\/DisplayForm.aspx?List=c8baae31-3c10-431c-8dcd-9dbbe21ce3e9&amp;ID=376106\" target=\"_blank\" rel=\"noreferrer noopener\">Kennedy Bill Would Make Deed Theft a Felony<\/a> (press release published Feb. 9, 2026). \u00a0<\/p>\n\n\n\n<p>Joseph Hosey for<em>Patch<\/em>: <a href=\"https:\/\/patch.com\/rhode-island\/across-ri\/rhode-island-bill-criminalize-deed-theft-introduced\" target=\"_blank\" rel=\"noreferrer noopener\">Rhode Island Bill To Criminalize Deed Theft Introduced<\/a> (Feb. 11, 2026).<\/p>\n\n\n\n<p>Kristen Setera for FBI Boston: <a href=\"https:\/\/www.fbi.gov\/contact-us\/field-offices\/boston\/news\/fbi-boston-warns-quit-claim-deed-fraud-is-on-the-rise-\" target=\"_blank\" rel=\"noreferrer noopener\">FBI Boston Warns Quit Claim Deed Fraud Is on the Rise \u2013 Landowners and Real Estate Agents Urged to Take Action to Protect Themselves<\/a> (Apr. 1, 2025).<\/p>\n\n\n\n<p>And as linked.<\/p>\n\n\n\n<p>More on topics: <a href=\"https:\/\/www.deeds.com\/articles\/pennsylvania-gets-ready-to-pass-deed-fraud-law-and-philly-says-no-more-deed-theft-from-the-dead\/\">Pennsylvania prepares deed fraud law<\/a>, <a href=\"https:\/\/www.deeds.com\/articles\/on-the-rise-deed-theft-in-new-england\/\">Rise of deed theft in New England<\/a><\/p>\n\n\n\n<p>Photo credit: <a href=\"https:\/\/www.pexels.com\/photo\/boats-on-dock-1903352\/\" target=\"_blank\" rel=\"noreferrer noopener\">Robert Schrader<\/a>, via Pexels\/Canva.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>A new law has been introduced in Rhode Island. If enacted, it will require anyone recording a deed to show government-issued photo ID. County officials would gain the authority to delay recording, or report a suspicious document to law enforcement. The point? To deter would-be fraudsters attempting to take over people\u2019s properties. Deed theft typically [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7327,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[119,20],"tags":[214,728,1845,3494,3493,3495,805,806,2338,438,3496,3492,1203],"class_list":["post-7326","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-deed-fraud","category-rhode-island","tag-deed-fraud","tag-deed-recording","tag-deed-scams","tag-ic3-fbi","tag-identity-verification","tag-notary-law","tag-property-fraud","tag-property-theft","tag-quitclaim-deed-fraud","tag-real-estate-law","tag-recording-statutes","tag-rhode-island-deed-law","tag-title-fraud"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Rhode Island Deed Fraud Law Targets Impersonators<\/title>\n<meta name=\"description\" content=\"Rhode Island proposes new deed fraud laws requiring ID to record deeds and making title fraud a felony. 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