{"id":7368,"date":"2026-04-10T16:04:07","date_gmt":"2026-04-10T20:04:07","guid":{"rendered":"https:\/\/www.deeds.com\/articles\/?p=7368"},"modified":"2026-04-10T16:04:38","modified_gmt":"2026-04-10T20:04:38","slug":"multiple-states-demand-paybacks-from-company-that-paid-deed-holders-to-use-its-brokerage-in-the-future","status":"publish","type":"post","link":"https:\/\/www.deeds.com\/articles\/multiple-states-demand-paybacks-from-company-that-paid-deed-holders-to-use-its-brokerage-in-the-future\/","title":{"rendered":"Multiple States Demand Paybacks From Company That Paid Deed Holders to Use Its Brokerage in the Future"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-style-rounded is-style-rounded--1\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"446\" src=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/demands-for-money-back-from-real-estate-brokerages.webp\" alt=\"\" class=\"wp-image-7369\" srcset=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/demands-for-money-back-from-real-estate-brokerages.webp 1400w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/demands-for-money-back-from-real-estate-brokerages-300x96.webp 300w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/demands-for-money-back-from-real-estate-brokerages-1024x326.webp 1024w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/demands-for-money-back-from-real-estate-brokerages-768x245.webp 768w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><\/figure>\n\n\n\n<p>States have come down hard on&nbsp;<a href=\"https:\/\/www.deeds.com\/articles\/selling-your-home-a-few-things-to-know-about-listing-agreements\/\">listing agreements<\/a>&nbsp;that bind deed holders to one brokerage to sell their homes in the future.&nbsp;<\/p>\n\n\n\n<p>Now, under a settlement agreement, MV Realty must pay restitution for the harm done to Massachusetts deed holders for contracts that bound customers for 40-year periods. If MV Realty complies with the agreement, it will owe the state $400K. If not, it will owe $2.25 million.<\/p>\n\n\n\n<p>The settlement directs MV Realty to void out the contracts deed holders signed. This means MV Realty must release customers from its liens. These releases will spare the deed holders of Massachusetts from continuing to pay this company. In this aspect, the settlement is worth $7 million or more.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Breach of the Agreement Made Deed Holders Responsible for 10X What They First Got<\/h2>\n\n\n\n<p>Massachusetts Attorney General Andrea Joy Campbell announced the $2.25 million settlement agreement with MV Realty of Massachusetts LLC (the Massachusetts subsidiary of Florida-based MV Realty), and two of its leaders. The settlement resolves claims that the company aggressively marketed a deceptive loan product to homeowners.&nbsp;<\/p>\n\n\n\n<p>\u201cMV Realty knowingly used malicious marketing practices,\u201d said the Attorney General. The company exploited cash-strapped homeowners, taking home equity away from home buyers and deed holders.<\/p>\n\n\n\n<p>The Attorney General first sued the company in December 2022, alleging that MV Realty sold agreements that typically paid customers less than $1,500.&nbsp; In return, for 40 years, the customers would have no right to use the agents of their choice. They would have to let MV Realty act as the brokerage whenever they wanted to sell.<\/p>\n\n\n\n<p>Massachusetts also alleged:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MV Realty falsely suggested its products were government benefits, such as \u201chelp for seniors with home repairs.\u201d<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>MV Realty targeted people who searched for \u201csmall loans\u201d or \u201cpublic benefits\u201d online.\u00a0 The advertising included phrases like \u201cyou NEVER repay these funds.\u201d<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The company would harass potential customers by email, phone, and text.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The company used fine print in order to hide the terms of its contract, and deliberately withheld advance copies and did not leave copies with customers who signed on.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The company sent out mobile notaries unfamiliar with the product, to rush deed holders into signing agreements.<\/li>\n<\/ul>\n\n\n\n<p>All this meant customers didn\u2019t understand how their contracts worked. They might not have known that a lien had been placed on their properties. They might not have known the lien would limit their refinancing options. Or that selling their homes without using MV Realty as the broker could make them responsible for a penalty of at least ten times the amount they got in the beginning. MV Realty would also charge fees if the deed was transferred in any way, including foreclosure.&nbsp;<\/p>\n\n\n\n<p>The Attorney General\u2019s office first filed its case in late 2022. In early 2023, Massachusetts obtained a temporary halt on the deceptive practices, and required MV Realty to release its liens on Massachusetts properties. The settlement makes the halt permanent.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Massachusetts Joins a List of States That Have Acted, Including Florida, Texas, Pennsylvania, and Colorado<\/h2>\n\n\n\n<p>In <a href=\"https:\/\/www.deeds.com\/articles\/times-up-mv-realty-ordered-to-lift-its-claims-from-thousands-of-property-records\/\">Florida<\/a>, 9,000+ deed holders signed 40-year listing agreements with MV Realty. A judge called the contracts unconscionable, and they were voided statewide.<\/p>\n\n\n\n<p><strong>Pennsylvania<\/strong> has sued MV Realty as well. Its <a href=\"https:\/\/www.deeds.com\/articles\/seniors-advocates-urge-states-to-ban-predatory-cash-for-listing-contracts\/#:~:text=Josh%20Shapiro%2C%20the%20Pennsylvania%20Attorney%20General%2C%20bluntly%20called%20the%20Homeowner%20Benefit%20Program%20a%20scam.\">governor, Josh Shapiro, has called<\/a> this company\u2019s method \u201ca scam.\u201d<\/p>\n\n\n\n<p>And recently <strong>Colorado<\/strong> has reached its own settlement with MV Realty company. The settlement will:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Bar MV Realty from acting as a real estate broker in Colorado.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Direct the company to pay $600K in restitution for harm done, so that customers should recoup at least some of their losses.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Nullify the company\u2019s long-term real estate agreements.<\/li>\n<\/ul>\n\n\n\n<p>There are about 600 existing agreements with Colorado deed holders. According to Colorado Attorney General Phil Weiser\u2019s office, voiding them out is worth some $8.4 million.<\/p>\n\n\n\n<p>Steve Staeger of Colorado\u2019s investigative news program <em>Steve On Your Side<\/em> (for KUSA-TV in Denver) first publicized the issue in 2023. Staeger pointed to the lack of clear explanations from MV Realty. Many deed holders did not know the contract would bind them for 40 years. They didn\u2019t know there\u2019d be a lien on the title, restricting their control over their deeds.<\/p>\n\n\n\n<p><em>Steve On Your Side<\/em> interviewed Laura W., who said no one from MV Realty was available to represent her when she wanted to sell. Nevertheless, the company charged her $20K+ after the sale.<\/p>\n\n\n\n<p>Colorado sued the company in 2025. Allegations included deceptive marketing and high-pressure tactics.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Then There\u2019s New Jersey\u2026And a Whole Lot More<\/h2>\n\n\n\n<p>MV settled for $2.8 million for violations of New Jersey\u2019s consumer protection laws. New Jersey first filed the civil suit in 2023. The end results? A $1.5 million civil penalty. And a demand for well over a million dollars to repay deed holders who paid fees to get out of the contracts.<\/p>\n\n\n\n<p>New Jersey claimed that MV Realty:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Stuck struggling deed holders with \u201cunconscionable\u201d contracts to use MV Realty as their future real estate agents in return for small amounts of cash up front.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lacked the necessary registration to engage in telemarketing, yet routinely behaved as telemarketers.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Called people aggressively, ignoring New Jersey\u2019s do-not-call regulations.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Exploited people who struggled with finances during the pandemic.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Advertised upfront payments of between $300 and $5,000 as \u201cmore than stimulus,\u201d while slapping long-term liens on their titles.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Didn\u2019t tell customers that the agreements became high-interest mortgage loans, were binding for 40 years, and that even after the deed holder\u2019s death, the heirs would be bound.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Acted in violation of the state\u2019s Consumer Fraud Act as well as general advertising rules.\u00a0<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Foreclosed on the liens when deed holders listed their homes on the market with some other real estate broker or agent, transferred the deed to a family member, or attempted to get out of the agreement.<\/li>\n<\/ul>\n\n\n\n<p>More than 1,200 New Jersey residents signed these \u201cbenefit agreements\u201d and some have ended up paying tens of thousands of dollars to shake off the liens.<\/p>\n\n\n\n<p>MV Realty and its New Jersey subsidiary has agreed to halt their brokerage business in New Jersey and to release existing customers from the liens and penalties for alleged contract breaches.<\/p>\n\n\n\n<p>More stories of unfair listing contracts are unfolding all the time. And MV Realty has been <a href=\"https:\/\/www.deeds.com\/articles\/times-up-mv-realty-ordered-to-lift-its-claims-from-thousands-of-property-records\/#:~:text=State%20attorneys%20general%20have%20gone%20after%20this%20company%20for%20predatory%20tactics%20in%20state%20after%20state%3A%20Ohio%2C%20California%2C%20Michigan%2C%20North%20Carolina%2C\">sued for predatory tactics<\/a> in a number of <a href=\"https:\/\/www.prnewswire.com\/news-releases\/alta-aarp-applaud-the-30-state-legislatures-that-have-passed-laws-protecting-homebuyers-from-predatory-contracts-302174920.html\" target=\"_blank\" rel=\"noreferrer noopener\">other states<\/a> as well, including <strong>Ohio, California, Texas, Michigan<\/strong>, and <strong>North Carolina. <\/strong>Gratitude to those who are demanding justice for our heroes: the deed holders.<\/p>\n\n\n\n<div class=\"wp-block-group has-accent-5-background-color has-background has-small-font-size is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<p><strong>Supporting References<\/strong><\/p>\n\n\n\n<p>Office of Attorney General Andrea Campbell, Commonwealth of Massachusetts, via <em>Mass.gov<\/em>\u00ae: <a href=\"https:\/\/www.mass.gov\/news\/ag-campbell-reaches-225-million-settlement-with-mv-realty-over-deceptive-business-practices-and-predatory-mortgage-agreements\" target=\"_blank\" rel=\"noreferrer noopener\">AG Campbell Reaches $2.25 Million Settlement with MV Realty Over Deceptive Business Practices and Predatory Mortgage Agreements<\/a> (press release dated Mar. 11, 2026).<\/p>\n\n\n\n<p>Susannah Sudborough for Mass Live via <em>MassLive.com<\/em>: <a href=\"https:\/\/www.masslive.com\/news\/2026\/03\/mass-realty-company-settles-predatory-mortgage-product-lawsuit-for-225m.html\" target=\"_blank\" rel=\"noreferrer noopener\">Massachusetts Realty Company Settles Predatory Mortgage Product Lawsuit for $2.25M<\/a> (Mar. 12, 2026). \u00a0<\/p>\n\n\n\n<p>Steve Staeger for KUSA-TV, via <em>9News.com<\/em>: <a href=\"https:\/\/www.9news.com\/article\/money\/consumer\/steve-on-your-side\/colorado-settlement-mv-realty-void-unfair-contracts\/73-6712ffe4-1d10-4548-9120-70135a32bb02\" target=\"_blank\" rel=\"noreferrer noopener\">Colorado Reaches Settlement With MV Realty to Void \u201cUnfair\u201d Contracts<\/a> (Mar. 24, 2026).<\/p>\n\n\n\n<p>Office of Attorney General Matthew J. Platkin: New Jersey Division of Consumer Affairs Reaches $2.8 Million Settlement with MV Realty Over Company\u2019s Predatory Real Estate Scheme (press release dated Oct. 31, 2025).<\/p>\n\n\n\n<p>And as linked.<\/p>\n\n\n\n<p>Read more on: <a href=\"https:\/\/www.deeds.com\/articles\/your-real-estate-agents-fiduciary-duties\/\">Your Real Estate Agent\u2019s Fiduciary Duties<\/a><\/p>\n\n\n\n<p>Photo credits: <a href=\"https:\/\/www.pexels.com\/photo\/we-demand-justice-inscription-in-frame-5154325\/\" target=\"_blank\" rel=\"noreferrer noopener\">Brett Sayles<\/a>, via Pexels\/Canva.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>States have come down hard on&nbsp;listing agreements&nbsp;that bind deed holders to one brokerage to sell their homes in the future.&nbsp; Now, under a settlement agreement, MV Realty must pay restitution for the harm done to Massachusetts deed holders for contracts that bound customers for 40-year periods. If MV Realty complies with the agreement, it will [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7369,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[131],"tags":[3548,1192,1641,685,3547,1573,1566,491,438,267],"class_list":["post-7368","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-attorney-general-lawsuits","tag-consumer-protection","tag-deed-holders","tag-homeowner-rights","tag-listing-agreements","tag-mv-realty","tag-predatory-contracts","tag-property-liens","tag-real-estate-law","tag-real-estate-scams"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>MV Realty Lawsuits: States Void 40-Year Contracts<\/title>\n<meta name=\"description\" content=\"States are taking action against MV Realty over 40-year listing contracts. Learn how lawsuits are voiding liens and protecting homeowners nationwide.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deeds.com\/articles\/multiple-states-demand-paybacks-from-company-that-paid-deed-holders-to-use-its-brokerage-in-the-future\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"MV Realty Lawsuits: 40-Year Contracts Are Being Voided\" \/>\n<meta property=\"og:description\" content=\"States across the U.S. are cracking down on MV Realty\u2019s controversial 40-year listing contracts. Lawsuits allege deceptive tactics, hidden liens, and costly penalties. Learn how homeowners are being released from these agreements.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deeds.com\/articles\/multiple-states-demand-paybacks-from-company-that-paid-deed-holders-to-use-its-brokerage-in-the-future\/\" \/>\n<meta property=\"og:site_name\" content=\"Deeds.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/deedsrealestate\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-10T20:04:07+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-10T20:04:38+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/demands-for-money-back-from-real-estate-brokerages.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"446\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Deeds.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"MV Realty Lawsuits: 40-Year Contracts Are Being Voided\" \/>\n<meta name=\"twitter:description\" content=\"States across the U.S. are cracking down on MV Realty\u2019s controversial 40-year listing contracts. 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