{"id":7396,"date":"2026-04-20T08:42:55","date_gmt":"2026-04-20T12:42:55","guid":{"rendered":"https:\/\/www.deeds.com\/articles\/?p=7396"},"modified":"2026-04-20T08:42:56","modified_gmt":"2026-04-20T12:42:56","slug":"financing-a-home-purchase-with-a-disability-where-to-look","status":"publish","type":"post","link":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/","title":{"rendered":"Financing a Home Purchase With a Disability: Where to Look"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-style-rounded is-style-rounded--1\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"933\" src=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp\" alt=\"\" class=\"wp-image-7397\" srcset=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp 1400w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability-300x200.webp 300w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability-1024x682.webp 1024w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability-768x512.webp 768w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><\/figure>\n\n\n\n<p>There\u2019s a lot of talk today about affordable homes. But we also need more&nbsp;<em>accessible&nbsp;<\/em>affordable homes. More than one in four U.S. residents live with a <a href=\"https:\/\/www.cdc.gov\/disability-and-health\/articles-documents\/disability-impacts-all-of-us-infographic.html\">disability<\/a>. And the U.S. population is getting older.<\/p>\n\n\n\n<p>If you\u2019re an individual with a disability, there are agencies and alliances that have your back. And yes, you can buy a home. Programs exist to help you buy a home that&#8217;s comfortable, accessible, and geared to what you need. Loan programs and grants help people with disabilities get mortgages to suit their budgets.<\/p>\n\n\n\n<p>Here, we explore some tools you might want to know about.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">Looking for the Most Popular Loans?<\/h2>\n\n\n\n<p>Mortgages backed by Fannie Mae and Freddie Mac are still the most popular. Fannie Mae\u2019s HomeReady helps people with disabilities connect with affordable financing. Freddie Mac has Home Possible. Both offer the possibility of paying just 3% down. And they offer credits for low-income applicants. According to Rocket Mortgage:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Freddie Mac Home Possible\u00ae: This one lets you put just 3% down. To be eligible, your income cannot be more than 80% of the area\u2019s median.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fannie Mae HomeReady\u00ae: Designed for applicants with modest incomes, this one also lets you put just 3% down.<\/li>\n<\/ul>\n\n\n\n<p>At the time of this writing, these programs provide a $2,500 credit for closing costs or down payment funds for low-income, first-time buyers.<em><sup> <\/sup>&nbsp;<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Looking for a Government-Backed Loan?<\/h2>\n\n\n\n<p>You might wish to <a href=\"https:\/\/www.deeds.com\/articles\/thinking-about-an-fha-mortgage-in-2023-heres-what-you-need-to-know\/\">consider applying for an FHA mortgage<\/a>.&nbsp;The Federal Housing Administration backs loans for people with relatively low credit scores\u2014580 or higher. Buyers put at least 3.5% down. It\u2019s possible to get a loan with a lower score if the buyer can put more money down\u2014ten percent or more.<\/p>\n\n\n\n<p>FHA loans are often the way to go, for those whose credit profiles or income amounts could rule out loans backed by Fannie or Freddie. These government-backed loans do count disability income for loan approvals.<\/p>\n\n\n\n<p>And don\u2019t overlook the Housing Choice Voucher homeownership program. This federal initiative can help <a href=\"https:\/\/www.hud.gov\/program_offices\/public_indian_housing\/programs\/hcv\/homeownership\" target=\"_blank\" rel=\"noreferrer noopener\">people with disabilities<\/a>&nbsp;get home loans. In fact, it\u2019s helped many renters with disabilities acquire deeds and handle housing costs. First-time home buyers with modest incomes should look into HCVs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Are You a Disabled Veteran?<\/h2>\n\n\n\n<p>The Department of Veterans Affairs (\u201cthe VA\u201d) offers home loan programs that require very little investment up front. The VA does home purchase and home modification grants, too. These help veterans with disabilities buy a home or modify it for accessibility. Government grants need not be repaid.<\/p>\n\n\n\n<p>There are some home-purchase grants for parents of a disabled individual. Do check the Temporary Residence Adaptation initiative.<\/p>\n\n\n\n<p>Also, you might look into Homes for Our Troops. This organization donates homes that have been modified to accommodate younger veterans with especially serious injuries.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Live Outside the City?<\/h2>\n\n\n\n<p>You might be surprised how much territory USDA loan opportunities cover. \u00a0Loans backed by the federal Agriculture Department can benefit seniors and people with disabilities. USDA loans offer affordable, no-money-down loans for eligible deed seekers with disability income. Check this <a href=\"https:\/\/www.rd.usda.gov\/browse-state\" target=\"_blank\" rel=\"noreferrer noopener\">state USDA loan coverage lookup tool<\/a>.<\/p>\n\n\n\n<p>USDA offers homeowners of modest incomes housing repair grants, too. Here again, the USDA offers grants for parents of someone who is disabled to buy homes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Checked Your State?<\/h2>\n\n\n\n<p>States offer down payment assistance programs. These can make things easier for hopeful buyers with disabilities. Consider Pennsylvania. The Pennsylvania Housing Finance Agency (PHFA) provides 30-year, fixed-rate mortgages to buyers who have disabilities or whose household member does.<\/p>\n\n\n\n<p>Funding can make accessibility possible to carry out, through forgivable loans. A good example of state-based support is the <a href=\"https:\/\/www.phfa.org\/programs\/accesshomemod.aspx#:~:text=The%20ACCESS%20Home%20Modification%20Program,home%20that%20needs%20accessibility%20modifications.\" target=\"_blank\" rel=\"noreferrer noopener\">ACCESS Home Modification Program<\/a>. It produces mortgages to help people living with disabilities \u201cor who have a family member(s) living in the household with disabilities who are purchasing a home that needs accessibility modifications.\u201d<\/p>\n\n\n\n<p>Generally these programs are built for households with income at or under 80% of the state\u2019s median income. First-time buyers may get up to $10K (the total available is based on income) in an interest-free loan through the HOMEstead Program. This can bring a home purchase within reach.<\/p>\n\n\n\n<p>PHFA points to lenders and brokers you could use. Then it buys out the loan and services it for you. Check your own state for similar options.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Checked Your City?<\/h2>\n\n\n\n<p>Consider, as an example, Philadelphia\u2019s Adaptive Modifications Program. It\u2019s supported by the city\u2019s Housing and Community Development office. Qualifying deed holders can use this one to make upgrades necessary to assist with a permanent physical disability.<\/p>\n\n\n\n<p>And <a href=\"https:\/\/rtpittsburgh.org\/wp-content\/uploads\/2024\/05\/City-of-Pittsburgh-Resource-Guide.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">Pittsburgh\u2019s guide<\/a> to home modification resources includes information about a grant of up to $15K to make your home accessible.<\/p>\n\n\n\n<p>There are income caps.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Thought About Nonprofits?<\/h2>\n\n\n\n<p>Thanks to a few good nonprofits, people with disabilities can become people with deeds. Parents and caregivers, too, can apply for grant money for down payments, closing costs, or home modifications.<\/p>\n\n\n\n<p>Habitat for Humanity is perhaps the most well-known. It works with volunteers to build reasonably priced homes that meet the needs of the future homeowner.<\/p>\n\n\n\n<p>Plenty of smaller nonprofits exist across the country, too. They have programs for people with disabilities, and their households and caregivers. Criteria and funding amounts vary. Check the offerings in your area.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Concerned About Your Rights?<\/h2>\n\n\n\n<p>The Fair Housing Act bars discrimination based on disability\u2014whether you\u2019re renting or seeking a deed. It also requires that buildings (homes included) be accessible, since 1991.<\/p>\n\n\n\n<p>Federal and state laws keep lending companies from treating applications differently because of disability or age.<\/p>\n\n\n\n<p>Homeowners\u2019 association (HOAs) can\u2019t set any rules they like. If you buy into a condo property, you do have a legal right to make reasonable home modifications. Refer to the Americans With Disabilities Act. This law also promises you reasonable accommodations for sidewalks, gyms, pools, and other common areas managed by the HOA.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to Get Oriented<\/h2>\n\n\n\n<p>Call several mortgage professionals and real estate agents. Put a team together that understands what you\u2019re setting out to do. Disability legal services, if needed, can offer case-specific guidance.<\/p>\n\n\n\n<p>You won\u2019t be pressed to disclose your disability\u2014just your disability income. SSDI benefits (and SSI, for those over age 65) are accepted by most lenders as reliable income for home loans.<\/p>\n\n\n\n<p>The program that\u2019ll work best will depend on your own situation. Your credit history and the assets you have will affect your path, along with your goals and preferences. To explore more possible paths, look up the National Council on Disability. It links people to support for medical care, financial help, and housing.<\/p>\n\n\n\n<div class=\"wp-block-group has-accent-5-background-color has-background has-small-font-size is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<p><strong>Supporting References<\/strong><\/p>\n\n\n\n<p>Dahna Chandler (with updates from Aleksandra Kadzielawski) for <em>The Mortgage Reports<\/em> (by Full Beaker\u00a0 Inc.): <a href=\"https:\/\/themortgagereports.com\/31507\/best-programs-for-getting-a-mortgage-with-a-disability\" target=\"_blank\" rel=\"noreferrer noopener\">Housing Grants and Loans for People With Disabilities<\/a> (Jan. 5, 2026).<\/p>\n\n\n\n<p>Pennsylvania Statewide Independent Living Council: <a href=\"https:\/\/pasilc.org\/pa-housing-finance-agency-programs-for-persons-with-disabilities\/\" target=\"_blank\" rel=\"noreferrer noopener\">PA Housing Finance Agency Programs for Persons with Disabilities<\/a> (Sep. 17, 2024).\u00a0<\/p>\n\n\n\n<p>PHFA Pennsylvania Housing Finance Agency, Commonwealth of Pennsylvania: <a href=\"https:\/\/www.phfa.org\/programs\/assistance\/accessdownpayment.aspx\" target=\"_blank\" rel=\"noreferrer noopener\">Programs for Persons with Disabilities<\/a>.<\/p>\n\n\n\n<p>City of Philadelphia Mayor\u2019s Office: <a href=\"https:\/\/www.phila.gov\/services\/property-lots-housing\/get-home-improvement-help\/get-help-making-your-home-accessible\/#:~:text=Through%20AMP%2C%20an%20eligible%20property,people%20with%20permanent%20physical%20disabilities.\" target=\"_blank\" rel=\"noreferrer noopener\">Property, Lots and Housing<\/a>.<\/p>\n\n\n\n<p>Jackie Lam for Rocket Mortgage, LLC: <a href=\"https:\/\/www.rocketmortgage.com\/learn\/mortgages-home-loans-people-with-disabilities\" target=\"_blank\" rel=\"noreferrer noopener\">Your Ultimate Guide to Home Loans for People With Disabilities<\/a> (updated Mar. 12, 2026).<\/p>\n\n\n\n<p><em>Deeds.com<\/em>:<a href=\"https:\/\/www.deeds.com\/articles\/locked-out-less-than-5-of-u-s-housing-is-accessible-to-older-disabled-residents\/\">Locked Out \u2013 Less Than 5% of U.S. Housing Is Accessible to Older, Disabled<\/a> Residents (Aug. 23, 2023).<\/p>\n\n\n\n<p>And as linked.<\/p>\n\n\n\n<p>More on topics:&nbsp;<a href=\"https:\/\/www.deeds.com\/articles\/category\/elder\/\">Elder<\/a> buyers; <a href=\"https:\/\/www.deeds.com\/articles\/inclusivity-matters-making-real-estate-accessible\/\">Accessible housing<\/a>.<\/p>\n\n\n\n<p>Photo credit:\u00a0<a href=\"https:\/\/www.pexels.com\/photo\/a-daughter-talking-to-his-mother-6284856\/\" target=\"_blank\" rel=\"noreferrer noopener\">Gustavo Fring<\/a>, via Pexels\/Canva.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>There\u2019s a lot of talk today about affordable homes. But we also need more&nbsp;accessible&nbsp;affordable homes. More than one in four U.S. residents live with a disability. And the U.S. population is getting older. If you\u2019re an individual with a disability, there are agencies and alliances that have your back. And yes, you can buy a [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7397,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[131],"tags":[1216,3578,3580,137,627,328,3581,3579,145,141],"class_list":["post-7396","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate","tag-accessible-housing","tag-disability-housing","tag-disability-income","tag-fha-loans","tag-first-time-home-buyers","tag-home-loans","tag-homeownership-assistance","tag-housing-grants","tag-usda-loans","tag-va-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Loans for People With Disabilities: Options<\/title>\n<meta name=\"description\" content=\"Explore home loan programs, grants, and assistance for people with disabilities. Learn how to qualify, reduce costs, and find accessible housing options.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How to Buy a Home With a Disability (Real Programs That Help)\" \/>\n<meta property=\"og:description\" content=\"Buying a home with a disability is more achievable than many think. From FHA and VA loans to grants and nonprofit support, this guide breaks down real programs that can help you secure accessible, affordable housing tailored to your needs.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/\" \/>\n<meta property=\"og:site_name\" content=\"Deeds.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/deedsrealestate\/\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-20T12:42:55+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-20T12:42:56+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1400\" \/>\n\t<meta property=\"og:image:height\" content=\"933\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Deeds.com\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"How to Buy a Home With a Disability (Real Programs That Help)\" \/>\n<meta name=\"twitter:description\" content=\"Buying a home with a disability is more achievable than many think. From FHA and VA loans to grants and nonprofit support, this guide breaks down real programs that can help you secure accessible, affordable housing tailored to your needs.\" \/>\n<meta name=\"twitter:image\" content=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp\" \/>\n<meta name=\"twitter:creator\" content=\"@RealEstateDeeds\" \/>\n<meta name=\"twitter:site\" content=\"@RealEstateDeeds\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Deeds.com\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/\"},\"author\":{\"name\":\"Deeds.com\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#\\\/schema\\\/person\\\/8e0eeca72de74094ddaa30fc54159b6b\"},\"headline\":\"Financing a Home Purchase With a Disability: Where to Look\",\"datePublished\":\"2026-04-20T12:42:55+00:00\",\"dateModified\":\"2026-04-20T12:42:56+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/\"},\"wordCount\":1216,\"publisher\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/financing-a-home-purchase-with-a-disability.webp\",\"keywords\":[\"accessible housing\",\"disability housing\",\"disability income\",\"FHA Loans\",\"First-Time Home Buyers\",\"Home Loans\",\"homeownership assistance\",\"housing grants\",\"USDA Loans\",\"VA Loans\"],\"articleSection\":[\"Real Estate\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/\",\"url\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/\",\"name\":\"Home Loans for People With Disabilities: Options\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/financing-a-home-purchase-with-a-disability.webp\",\"datePublished\":\"2026-04-20T12:42:55+00:00\",\"dateModified\":\"2026-04-20T12:42:56+00:00\",\"description\":\"Explore home loan programs, grants, and assistance for people with disabilities. Learn how to qualify, reduce costs, and find accessible housing options.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/financing-a-home-purchase-with-a-disability.webp\",\"contentUrl\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/financing-a-home-purchase-with-a-disability.webp\",\"width\":1400,\"height\":933},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/financing-a-home-purchase-with-a-disability-where-to-look\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Financing a Home Purchase With a Disability: Where to Look\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#website\",\"url\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/\",\"name\":\"Deeds.com\",\"description\":\"Real Estate Deeds Made Easy Since 1997\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#organization\",\"name\":\"Deeds.com\",\"url\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/deeds-logo-bw.png\",\"contentUrl\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/deeds-logo-bw.png\",\"width\":417,\"height\":208,\"caption\":\"Deeds.com\"},\"image\":{\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/deedsrealestate\\\/\",\"https:\\\/\\\/x.com\\\/RealEstateDeeds\",\"https:\\\/\\\/www.youtube.com\\\/channel\\\/UCWGNKXWKH9nluFfeIvG0OTQ\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.deeds.com\\\/articles\\\/#\\\/schema\\\/person\\\/8e0eeca72de74094ddaa30fc54159b6b\",\"name\":\"Deeds.com\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ceb3eac3a742cc3487be04bdf8e23cf5e2804c1a8c7f64f206a3b18e850562b5?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ceb3eac3a742cc3487be04bdf8e23cf5e2804c1a8c7f64f206a3b18e850562b5?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ceb3eac3a742cc3487be04bdf8e23cf5e2804c1a8c7f64f206a3b18e850562b5?s=96&d=mm&r=g\",\"caption\":\"Deeds.com\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Home Loans for People With Disabilities: Options","description":"Explore home loan programs, grants, and assistance for people with disabilities. Learn how to qualify, reduce costs, and find accessible housing options.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/","og_locale":"en_US","og_type":"article","og_title":"How to Buy a Home With a Disability (Real Programs That Help)","og_description":"Buying a home with a disability is more achievable than many think. From FHA and VA loans to grants and nonprofit support, this guide breaks down real programs that can help you secure accessible, affordable housing tailored to your needs.","og_url":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/","og_site_name":"Deeds.com","article_publisher":"https:\/\/www.facebook.com\/deedsrealestate\/","article_published_time":"2026-04-20T12:42:55+00:00","article_modified_time":"2026-04-20T12:42:56+00:00","og_image":[{"width":1400,"height":933,"url":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp","type":"image\/webp"}],"author":"Deeds.com","twitter_card":"summary_large_image","twitter_title":"How to Buy a Home With a Disability (Real Programs That Help)","twitter_description":"Buying a home with a disability is more achievable than many think. From FHA and VA loans to grants and nonprofit support, this guide breaks down real programs that can help you secure accessible, affordable housing tailored to your needs.","twitter_image":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp","twitter_creator":"@RealEstateDeeds","twitter_site":"@RealEstateDeeds","twitter_misc":{"Written by":"Deeds.com","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/#article","isPartOf":{"@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/"},"author":{"name":"Deeds.com","@id":"https:\/\/www.deeds.com\/articles\/#\/schema\/person\/8e0eeca72de74094ddaa30fc54159b6b"},"headline":"Financing a Home Purchase With a Disability: Where to Look","datePublished":"2026-04-20T12:42:55+00:00","dateModified":"2026-04-20T12:42:56+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/"},"wordCount":1216,"publisher":{"@id":"https:\/\/www.deeds.com\/articles\/#organization"},"image":{"@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/#primaryimage"},"thumbnailUrl":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp","keywords":["accessible housing","disability housing","disability income","FHA Loans","First-Time Home Buyers","Home Loans","homeownership assistance","housing grants","USDA Loans","VA Loans"],"articleSection":["Real Estate"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/","url":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/","name":"Home Loans for People With Disabilities: Options","isPartOf":{"@id":"https:\/\/www.deeds.com\/articles\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/#primaryimage"},"image":{"@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/#primaryimage"},"thumbnailUrl":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp","datePublished":"2026-04-20T12:42:55+00:00","dateModified":"2026-04-20T12:42:56+00:00","description":"Explore home loan programs, grants, and assistance for people with disabilities. Learn how to qualify, reduce costs, and find accessible housing options.","breadcrumb":{"@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/#primaryimage","url":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp","contentUrl":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp","width":1400,"height":933},{"@type":"BreadcrumbList","@id":"https:\/\/www.deeds.com\/articles\/financing-a-home-purchase-with-a-disability-where-to-look\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.deeds.com\/articles\/"},{"@type":"ListItem","position":2,"name":"Financing a Home Purchase With a Disability: Where to Look"}]},{"@type":"WebSite","@id":"https:\/\/www.deeds.com\/articles\/#website","url":"https:\/\/www.deeds.com\/articles\/","name":"Deeds.com","description":"Real Estate Deeds Made Easy Since 1997","publisher":{"@id":"https:\/\/www.deeds.com\/articles\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deeds.com\/articles\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.deeds.com\/articles\/#organization","name":"Deeds.com","url":"https:\/\/www.deeds.com\/articles\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.deeds.com\/articles\/#\/schema\/logo\/image\/","url":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2018\/10\/deeds-logo-bw.png","contentUrl":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2018\/10\/deeds-logo-bw.png","width":417,"height":208,"caption":"Deeds.com"},"image":{"@id":"https:\/\/www.deeds.com\/articles\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/deedsrealestate\/","https:\/\/x.com\/RealEstateDeeds","https:\/\/www.youtube.com\/channel\/UCWGNKXWKH9nluFfeIvG0OTQ"]},{"@type":"Person","@id":"https:\/\/www.deeds.com\/articles\/#\/schema\/person\/8e0eeca72de74094ddaa30fc54159b6b","name":"Deeds.com","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/ceb3eac3a742cc3487be04bdf8e23cf5e2804c1a8c7f64f206a3b18e850562b5?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ceb3eac3a742cc3487be04bdf8e23cf5e2804c1a8c7f64f206a3b18e850562b5?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ceb3eac3a742cc3487be04bdf8e23cf5e2804c1a8c7f64f206a3b18e850562b5?s=96&d=mm&r=g","caption":"Deeds.com"}}]}},"jetpack_featured_media_url":"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/04\/financing-a-home-purchase-with-a-disability.webp","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/posts\/7396","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/comments?post=7396"}],"version-history":[{"count":1,"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/posts\/7396\/revisions"}],"predecessor-version":[{"id":7398,"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/posts\/7396\/revisions\/7398"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/media\/7397"}],"wp:attachment":[{"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/media?parent=7396"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/categories?post=7396"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deeds.com\/articles\/wp-json\/wp\/v2\/tags?post=7396"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}