{"id":7535,"date":"2026-06-14T00:36:55","date_gmt":"2026-06-14T04:36:55","guid":{"rendered":"https:\/\/www.deeds.com\/articles\/?p=7535"},"modified":"2026-06-14T00:36:57","modified_gmt":"2026-06-14T04:36:57","slug":"is-it-time-to-do-away-with-homeowners-associations-hoas","status":"publish","type":"post","link":"https:\/\/www.deeds.com\/articles\/is-it-time-to-do-away-with-homeowners-associations-hoas\/","title":{"rendered":"Is It Time to Do Away With Homeowners\u2019 Associations (HOAs)?"},"content":{"rendered":"\n<figure class=\"wp-block-image aligncenter size-full is-style-rounded is-style-rounded--1\"><img loading=\"lazy\" decoding=\"async\" width=\"1400\" height=\"625\" src=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/is-it-time-to-do-away-with-homeowner-associations.webp\" alt=\"\" class=\"wp-image-7536\" srcset=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/is-it-time-to-do-away-with-homeowner-associations.webp 1400w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/is-it-time-to-do-away-with-homeowner-associations-300x134.webp 300w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/is-it-time-to-do-away-with-homeowner-associations-1024x457.webp 1024w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/is-it-time-to-do-away-with-homeowner-associations-768x343.webp 768w\" sizes=\"auto, (max-width: 1400px) 100vw, 1400px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Homeowners&#8217; associations (HOAs) are made up of a few busybodies trying to have control over everyone else. So says Representative Juan Carlos Porras of Miami, who calls the HOA model a failed experiment.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It&#8217;s a view that resonates with many people who have deeds to condo units and deal with daily life under a <a href=\"https:\/\/www.deeds.com\/articles\/homeowners-associations-an-hoa-boards-effect-on-your-property\/\">condo board<\/a>.<\/p>\n\n\n\n<!--more-->\n\n\n\n<h2 class=\"wp-block-heading\">What\u2019s Going On at the Typical HOA?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Their official name is common interest communities. But most everyone calls them HOAs\u2014short for homeowner associations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Many are multi-unit condo properties. Some are planned developments of houses, run by a private group, funded by dues from all deed holders in the neighborhood. This covers the costs of upkeep, amenities such as pools and meeting rooms, landscaping, waste services, snow removal, outdoor lighting, and so forth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">About a third of all homes across the country exist within these community associations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Guidelines for daily life can be quite picky. You\u2019ll find these in the association\u2019s Covenants, Conditions &amp; Restrictions (CC&amp;Rs). They are filed with deeds at the county recorder of deeds\u2019 office. Typically, they set rules for unit owners and homeowners. Owners have to agree to rules on nuisances, smoking, parking, outdoor d\u00e9cor, gardening and painting, guest visits, holiday decorations, pets, and caps on the number of investor-owners. Meanwhile, are the rules that board members have to follow quite so firm?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What\u2019s Going On in Florida\u2014The HOA State?<\/h2>\n\n\n\n<figure class=\"wp-block-image alignright size-full is-style-rounded is-style-rounded--2\"><img loading=\"lazy\" decoding=\"async\" width=\"859\" height=\"564\" src=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/florida-the-hoa-state.webp\" alt=\"\" class=\"wp-image-7537\" srcset=\"https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/florida-the-hoa-state.webp 859w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/florida-the-hoa-state-300x197.webp 300w, https:\/\/www.deeds.com\/articles\/wp-content\/uploads\/2026\/06\/florida-the-hoa-state-768x504.webp 768w\" sizes=\"auto, (max-width: 859px) 100vw, 859px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Florida has a larger ratio of homeowner association properties than any other state. Around half of Florida homes are HOA units. One lawmaker has argued that their time is over.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s Representative Juan Carlos Porras of Miami. Porras questions whether HOAs should exist anymore.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Millions of Floridians have a stake in the outcome of such an argument. And the big question is what these properties would become if HOAs no longer existed under a state\u2019s law.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, is putting an outright end to HOAs more trouble than it\u2019s worth? Could Florida law just need a tuneup, to help boards and managers run these properties better?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In Florida, there\u2019s a state condo law, and it changes from time to time to address certain problems that arise in the operation of these private associations.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What\u2019s the Problem With HOA Governance?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Do homeowner and condo associations in Florida actually attend to their duties under the state condo law? Or do they resist what lawmakers try to do?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Much depends on whether an association bylaws have what lawyers call \u201c<a href=\"https:\/\/www.eisingerlaw.com\/2016\/07\/kaufman-language\/#:~:text=Attorneys%20refer%20to%20the%20%E2%80%9Cas%20amended%20from%20time%20to%20time%E2%80%9D%20phrase%20as%20the%20%E2%80%9CKaufman%E2%80%9D%20language.%20This%20term%20originated%20from%20the%201977%20case%20of%20Kaufman%20v.%20Shere%2C%20which%20provided%20that%20when%20the%20Kaufman%20language%20exists%2C%20legislative%20statutory%20changes%20apply%20to%20the%20existing%20documents.\" target=\"_blank\" rel=\"noreferrer noopener\">Kaufman language<\/a>.\u201d That\u2019s a provision that states that the association\u2019s bylaws will be amended to comport with changes in state law.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">No Kaufman language? Then there\u2019s likely a good deal of operating space for misbehaving board members who don\u2019t wish to be held accountable. Make no mistake, accountability is an ongoing issue. In recent years, several cases of major corruption have arisen at Florida HOAs:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The Hammocks was rocked by a fraud scandal in a community of 60K residents. HOA leadership was charged with racketeering, money laundering and bribery.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The board president of Turnberry faced charges of racketeering, fraud, and grand theft.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The board president of Ro Mont South Condominium was alleged to have diverted thousands of association dollars for personal expenses.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>A scheme in Tarpon Springs allegedly involves the loss of hundreds of thousands from the community\u2019s funds.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A related problem? Current procedures can make it difficult for owners to remove board members who refuse to step aside.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Juan Porras introduced legislation to revamp dispute resolutions. The bill, HB 657, has firm support in the House. This means that, even though the bill has just died in the Senate this year, it\u2019s likely not the last we\u2019ve seen of the pressure to supply a pathway for unit owners to dissolve their boards. After all, this is not the first time such a bill was seriously considered in Florida. Will it come up again? The pressure for stronger accountability is unlikely to disappear.<\/p>\n\n\n\n<p class=\"has-accent-5-background-color has-background has-small-font-size wp-block-paragraph\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\"><strong><em>Many buyers acquire deeds to HOA units, rather than whole properties, because <\/em><\/strong><a href=\"https:\/\/www.deeds.com\/articles\/with-home-prices-soaring-condos-are-a-relative-bargain-heres-how-their-deeds-work\/\"><strong><em>condos are affordable<\/em><\/strong><\/a><strong><em> in relation to our expensive overall housing market.<\/em><\/strong><strong><em><\/em><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nuts and Bolts<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Today, if mediation between unit owners and association leadership fails, the unit owners have no way to hold the board accountable short of suing in circuit court. But a court case can drag on for years. Paying lawyers is expensive. And the election of new board members while a case is ongoing could make the whole case moot. So litigation is often both stressful and wasteful.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The proposed law would have made big changes to Florida\u2019s HOA law do deal with the above problem. For the sake of transparency, the idea was to have state-funded court procedures to oversee and resolve disputes. This would replace the nonbinding mediation process currently in place. Furthermore:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The law pressed to allow communities to dissolve their association boards. What is the counterpoint against this? Board members may feel that it\u2019s overkill, because they can, technically, be booted out through annual elections or a recall process if the majority wants them out. The problem, though, is board members who refuse to leave their posts regardless of the vote. Another counterpoint that\u2019s been brought up: Dissolving a board could leave properties without management and upkeep, leading to devaluation and inviting opportunistic real estate investors to take over properties.<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The law was a push to require notification of the county or city government wherever the members of the HOA open the process to dissolve their board. (Steps would include petition gathering, voting, and ultimately a judge\u2019s approval of dissolution.)<\/li>\n<\/ul>\n\n\n\n<ul class=\"wp-block-list\">\n<li>For the sake of board member accountability, HOAs would have to state in their governing documents that their bylaws will automatically change to reflect changes in state law. That\u2019s the Kaufman language.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Some people who are active on their HOA boards fear that these provisions would undermine their home rule, so to speak, by giving authority to Florida to modify association rules. And they successful pressed against it, leading to its demise a few weeks ago.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">So, will this bill come up again? We\u2019ll be watching. For now, we know\u2026<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Debate Around HOA Boards Has Reached a New Level<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">We\u2019ll be hearing a lot more about this in the years ahead, especially as so many new developments are association-based.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you are thinking of buying into an association, the lesson here is strong: Find out whether the board is dysfunctional before signing a purchase contract. Review the governing documents in advance, too. Ask your agent to rustle up the master deed, and a notebook containing bylaws and the Covenants, Conditions, and Restrictions. And find out what you can about the HOA\u2019s history in relation to state condo law.<\/p>\n\n\n\n<p class=\"has-accent-5-background-color has-background has-small-font-size wp-block-paragraph\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\"><strong>Are you thinking of <\/strong><a href=\"https:\/\/www.deeds.com\/articles\/buying-into-an-hoa-check-these-deed-and-property-research-tips\/\"><strong>buying into an HOA? Check more deed and property research tips here<\/strong><\/a><strong>.<\/strong><strong><\/strong><\/p>\n\n\n\n<div class=\"wp-block-group has-accent-5-background-color has-background has-small-font-size is-layout-flow wp-block-group-is-layout-flow\" style=\"padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--30);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<p class=\"wp-block-paragraph\"><strong>Supporting References<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Jesse Scheckner for <em>FloridaPolitics.com<\/em>: <a href=\"https:\/\/floridapolitics.com\/archives\/783668-house-passes-hoa-bill-allowing-owners-to-dissolve-boards-clarifying-dispute-resolution-paths\/\" target=\"_blank\" rel=\"noreferrer noopener\">House Passes HOA Bill Allowing Owners to Dissolve Boards, Clarifying Dispute Resolution Paths<\/a> (Mar. 5, 2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Cody Butler for WCTV (Gray Florida Capital Bureau, Tallahassee, Florida): \u00a0<a href=\"https:\/\/www.wctv.tv\/2025\/09\/15\/florida-lawmaker-proposes-eliminating-homeowners-associations\/\" target=\"_blank\" rel=\"noreferrer noopener\">Florida Lawmaker Proposes Eliminating Homeowners\u2019 Associations<\/a> (Sep. 15, 2025).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">House Digest, via <em>MSN.com<\/em>: <a href=\"https:\/\/www.msn.com\/en-us\/money\/realestate\/could-hoas-be-on-their-way-out-why-this-bold-move-may-be-a-possibility-soon\/ar-AA1O6h0w\" target=\"_blank\" rel=\"noreferrer noopener\">Could HOAs Be on Their Way Out? Why This Bold Move May Be a Possibility Soon<\/a> (Oct. 8, 2025; citing figures from the Foundation for Community Association Research).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Deeds.com<\/em>:&nbsp;<a href=\"https:\/\/www.deeds.com\/articles\/with-home-prices-soaring-condos-are-a-relative-bargain-heres-how-their-deeds-work\/\">With Home Prices Soaring, Condos Are a Relative Bargain \u2013 Here\u2019s How Their Deeds Work<\/a>&nbsp; (Jun. 23, 2021).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And as linked.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read more from Deeds.com on related topics: <a href=\"https:\/\/www.deeds.com\/articles\/the-fine-was-unfair-can-the-association-put-a-lien-on-my-condo-and-drive-me-out\/\">Condos charging unfair fines<\/a>?, <a href=\"https:\/\/www.deeds.com\/articles\/can-condo-buyers-freely-work-in-sell-and-rent-their-condos\/\">Can unit owners run home businesses<\/a>?<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Photo credits:\u00a0<a href=\"https:\/\/www.pexels.com\/photo\/black-and-red-sofa-on-a-living-room-7028112\/\" target=\"_blank\" rel=\"noreferrer noopener\">Curtis Adams<\/a> and <a href=\"https:\/\/www.pexels.com\/photo\/people-relaxing-in-hotel-swimming-pool-16042557\/\" target=\"_blank\" rel=\"noreferrer noopener\">Erdem \u00d6zdemir<\/a>, via Pexels\/Canva.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Homeowners&#8217; associations (HOAs) are made up of a few busybodies trying to have control over everyone else. So says Representative Juan Carlos Porras of Miami, who calls the HOA model a failed experiment. It&#8217;s a view that resonates with many people who have deeds to condo units and deal with daily life under a condo [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":7537,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[182],"tags":[1625,3745,3742,177,3744,3748,3747,3743,3746,2136,483,438],"class_list":["post-7535","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-hoa","tag-ccrs","tag-community-associations","tag-condo-associations","tag-condo-deeds","tag-florida-hoa-law","tag-hoa-boards","tag-hoa-disputes","tag-hoa-reform","tag-hoas","tag-homeowners-associations-2","tag-property-ownership","tag-real-estate-law"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Is It Time to Rethink Association Power?<\/title>\n<meta name=\"description\" content=\"HOA reform is heating up in Florida as lawmakers question board power, dispute rules, and whether associations still serve homeowners, buyers, and boards.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deeds.com\/articles\/is-it-time-to-do-away-with-homeowners-associations-hoas\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Is Florida\u2019s HOA Fight a Sign of Bigger Changes Ahead?\" \/>\n<meta property=\"og:description\" content=\"Florida\u2019s HOA debate is heating up after a reform bill passed the House but died in the Senate. 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