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California Short Form Deed of Trust with Assignments of Rents

A deed of trust (DOT), also known as a trust deed, is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender). The laws of each state determine whether to use a deed of trust or a mortgage.

There are three parties to a deed of trust: the borrower (trustor), the lender (beneficiary), and the trustee. The trustee, typically a title agency or other disinterested party, serves two purposes: to initiate the foreclosure process for the lender if the borrower defaults on the loan, and to transfer (reconvey) the property back to the borrower after the debt is paid in full.

The short form deed covers the requirements for most non-institutional lenders. In addition to any other necessary documents, the short form adds another step of recording a fictitious deed of trust.

A fictitious deed of trust is a blank, unsigned long form deed of trust with a cover sheet attached, requesting recording for reference purposes only. By referencing the recorded instrument information on the fictitious DOT, all rights and obligations of the parties are preserved. Because of this, it's generally less costly to record the short form DOT.

Assignment of rents provides added security for the lender on the note. Typically used when financing rental property, it allows the lender to collect rent, income, and/or other profits from the property if the borrower defaults.

Deeds.com California Short Form Deed of Trust with Assignments of Rents Forms Have Been Updated as Recently as Friday September 20, 2019

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Robert C. said: I hope I have the right form. My deed should be for a mfg home.

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Ronald M. said: Easy to use but can't seem to find LOGOUT control????

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Abigail Frances B. said: Thanks for the easy download, clear instructions, good price- I'm looking forward to filling them out.

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GEORGE Q. said: Assistance from the associate was good. He told me what I needed to hear and took the time to look up deeds that I was looking for. Though the deed was not available he gave me recommendation on my future calls to ask. Great personality and very helpful.

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Judy C. said: Both sets of deeds were complete and easy to understand. Both states accepted the forms to transfer property.

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California Short Form Deed of Trust with Assignments of Rents Form