Kentucky - Garrard County "Deed of Release" for release of Mortgage Forms

Included Forms

All Garrard County specific forms and documents listed below are included in your immediate download package:

Deed of Release Form - Garrard County

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 2/27/2023

Deed of Release Guidelines - Garrard County

Line by line guide explaining every blank on the form.
Included document last updated 3/13/2023

Completed Example - Deed of Release - Garrard County

Example of a properly completed form for reference.
Included document last updated 12/1/2022

Included Supplemental Documents

The Following Kentucky and Garrard County supplemental forms are included as a courtesy with your order.

Consideration Certificate (Kentucky Document)

Consideration Certificate Exemptions (Kentucky Document)

Transfer Tax Information & Exemptions (Kentucky Document)

Kentucky Statute 132.810 Homestead exemption -- Application -- Qualification. (Kentucky Document)

Application for Exemption (Kentucky Document)

Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by Kentucky or Garrard County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the Garrard County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our Garrard County "Deed of Release" for release of Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the "Deed of Release" for release of Mortgage forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Garrard County that you need to transfer you would only need to order our forms once for all of your properties in Garrard County.
• Are these forms guaranteed to be recordable in Garrard County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Garrard County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these "Deed of Release" for release of Mortgage Forms:

• Garrard County

Including:

• Bryantsville
• Lancaster
• Paint Lick

What is the Kentucky "Deed of Release" for release of Mortgage?

"Deed of Release" often known as a "Satisfaction of Mortgage" in other states, is used to cancel, release and discharge a mortgage instrument.
In this form the releasor acknowledges satisfaction and in consideration thereof, does hereby cancel and fully discharge in whole said Mortgage.

A deed of release is a recorded document that generally has to be filed within 30 days of mortgage satisfaction to avoid damages. This form (shall be executed as deeds are executed and shall be as effectual for the purposes therein expressed.) (KRS 382.020 Deeds of release.)

382.360 Discharge of liens by deed or mortgage -- Assignment of mortgage -- Effect. (Effective until January 1, 2020)
(1) Liens by deed or mortgage may be discharged by an entry acknowledging their satisfaction on the margin of the record thereof, or in the alternative, at the option of the county clerk, in a marginal entry record, signed by the person entitled thereto, or his or her personal representative or agent, and attested by the clerk, or may be discharged by a separate deed of release, which shall recite the date of the instrument and deed book and the page wherein it is recorded. Such release in the case of a mortgage or deed of trust shall have the effect to reinstate the title in the mortgagor or grantor or person entitled thereto. Each entry in the marginal entry record shall be linked to its respective referenced instrument in the indexing system for the referenced instruments.
(2) If a lien or mortgage is released by a deed of release, the clerk shall immediately, at the option of the clerk, either link the release and its filing location to its respective referenced instrument in the indexing system for the referenced instrument, or endorse on the margin of the record wherein the lien is retained "Released by deed of release (stating whether in whole or in part) lodged for record (giving date, deed book and page wherein such deed of release may be found)" and the clerk shall also attest such certificate. The clerk shall cause the original deed of release to be delivered to the mortgagor or grantor or person entitled thereto.
(3) When a mortgage is assigned to another person, the assignee shall file the assignment for recording with the county clerk within thirty (30) days of the assignment and the county clerk shall attest the assignment and shall note the assignment in the blank space, or in a marginal entry record, beside a listing of the book and page of the document being assigned. Provided, however, that an assignee that reassigns the note prior to the thirtieth day after first acquiring the assignment may request that the subsequent assignee file the unfiled assignment with the new reassignment.
(4) Delivering an assignment to the assignee or a lien release to the mortgagor shall not substitute for filing the assignment or release with the county clerk, as required by this section.
(5) Notwithstanding the provisions of this section, nothing in this chapter shall require the legal holder of any note secured by lien in any deed or mortgage to file a release of any mortgage when the mortgage securing such paid note also secures a note or other obligation which remains unpaid.
(6) Failure of an assignee to record a mortgage assignment shall not affect the validity or perfection, or invalidity or lack of perfection, of a mortgage lien under applicable law.

Formatted to meet Kentucky recording standards for documents that encumber title to real property. The preparer of the instrument must endorse/sign, print name, address. (see KRS 382.335 (1)). return mail address (See KRS 382.335 & KRS 382.240)

Our Promise

The documents you receive here will meet, or exceed, the Garrard County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Garrard County "Deed of Release" for release of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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