A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.
The long form is typically used by institutional lenders for a single family home. In addition to any other documents required for recording, a completed promissory note must accompany the long form mortgage.
A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. The promissory note also defines the amount and specific terms of the loan between borrower (maker) and lender (payee/holder).
The promissory note is not recorded on its own. Instead, it is presented for recording along with its related deed of trust or mortgage.
Deeds.com New York Long Form Mortgage Forms Have Been Updated as Recently as Monday February 18, 2019
What others like you are saying:
January 31st, 2019
Name: Ronald C.
Review: My goal was to find the Covenant, Conditions, and Restrictions for my HOA. From what I can read, these documents should be attached to our Deed (single family, patio home in New Hanover County). I am not sure if I have a copy of my Deed. I would need to check my Safe Deposit Box. Unfortunately, I was not successful at finding these documents from your Website. If you can help me find them, I would appreciate that.
Reply from Staff on January 31st, 2019
It is most common to obtain a copy of CC&Rs directly from the HOA. Alternatively, they are also usually a matter of public record recorded with the local recorder and you can obtain a copy there.
January 13th, 2019
Name: Heather F.
Review: Quality forms and information. Everything went smoothly.
Reply from Staff on January 13th, 2019
Great to hear Heather. Have a fantastic day!
December 26th, 2018
Name: Brenda M.
Review: It was quick and easy to obtain the document I needed
Reply from Staff on December 26th, 2018
Thanks so much for your feedback Brenda, we really appreciate it. Have a great day!
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