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New York Short Form Mortgage

A mortgage is a conveyance of title to property that is given as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It contains a lien against the security property that ends when the debt is repaid.

The short form mortgage covers the requirements for most non-institutional lenders. In addition to any other necessary documents, the short form adds another step of recording a master form mortgage.

A master form mortgage is a blank, unsigned long form mortgage with a special cover sheet attached, requesting recording for reference purposes only. By referencing the recorded instrument information on the master mortgage, all rights and obligations of the parties are preserved. Because this document contains fewer pages, it's generally less costly to record the short form mortgage.

Deeds.com New York Short Form Mortgage Forms Have Been Updated as Recently as Friday November 15, 2019

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New York Short Form Mortgage Form