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Texas Short Form Deed of Trust

A deed of trust (DOT), also known as a trust deed, is a document that conveys title to real property to a trustee as security for a loan until the grantor (borrower) repays the lender according to terms defined in an attached promissory note. It's similar to a mortgage, but differs in that mortgages only include two parties (borrower and lender). The laws of each state determine whether to use a deed of trust or a mortgage.

There are three parties to a deed of trust: the borrower (trustor), the lender (beneficiary), and the trustee. The trustee, typically a title agency or other disinterested party, serves two purposes: to initiate the foreclosure process for the lender if the borrower defaults on the loan, and to transfer (reconvey) the property back to the borrower after the debt is paid in full.

The short form deed covers the requirements for most non-institutional lenders. In addition to any other necessary documents, the short form adds another step of recording a master deed of trust.

A master deed of trust is a blank, unsigned long form deed of trust with a cover sheet attached, requesting recording for reference purposes only. By referencing the recorded instrument information on the master DOT, all rights and obligations of the parties are preserved. Because of this, it's generally less costly to record the short form DOT.

The deed of trust identifies the parties, the loan amount, riders (agreements), and relevant dates and terms. The property owner signs the completed deed in front of a notary. In addition, the form must meet all state and local standards for recorded documents. These requirements may change, so check with the local recording office to confirm.

Each situation is unique, so contact an attorney with questions about using a short form deed of trust, or for any other issues related to real property in Texas.

Deeds.com Texas Short Form Deed of Trust Forms Have Been Updated as Recently as Thursday June 20, 2019

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What others like you are saying:


Ronald C. said: My goal was to find the Covenant, Conditions, and Restrictions for my HOA. From what I can read, these documents should be attached to our Deed (single family, patio home in New Hanover County). I am not sure if I have a copy of my Deed. I would need to check my Safe Deposit Box. Unfortunately, I was not successful at finding these documents from your Website. If you can help me find them, I would appreciate that.

Reply from Staff: It is most common to obtain a copy of CC&Rs directly from the HOA. Alternatively, they are also usually a matter of public record recorded with the local recorder and you can obtain a copy there.


Anita M. said: This was a very easy process to find the correct documents and download them. The price was also reasonable.

Reply from Staff: Thank you for your feedback. We really appreciate it. Have a great day!


Gladys B. said: Good and fast service. Thank you.

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roger m. said: super clean interface i thank you very much

Reply from Staff: Thank you!


walter m. said: directions and getting to forms, printing good, but I wish it could be more simply and clearly presented. We'll see how it finally works out

Reply from Staff: Thank you for your feedback. We really appreciate it. Have a great day!


Carlin L. said: I have yet to have my Certification of Trust notarized nor have I gone to my bank to see if it's acceptable I hope it will be it was rather easy to do thank you so much.

Reply from Staff: Thank you for your feedback Carlin.


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Texas Short Form Deed of Trust Form