Tag: AI in lending
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Judge Forces White House Budget Director to Keep Consumer Bureau on Life Support
Begrudgingly, Russell T. Vought just requested $145 million from the Federal Reserve to keep the Consumer Financial Protection Bureau — which he runs — alive. Barely. Only a few months of the CFPB’s work will be covered by that $145 million. Judge Amy Berman Jackson declared in a December 30, 2025 federal court order that…
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The Push for Fair Housing: Can Equity Triumph Over Hardball Politics?
The National Fair Housing Alliance keeps the public updated on housing access. Its recent reporting indicates that U.S. housing discrimination has been rising over the past decade. In our digital era, we cannot talk about discrimination without implicating automated systems. So we need to understand fairness in the context of our computer age. Technology can…
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Zillow Says: Now, Your Rental Payments Count for Credit Scoring
Rental payments have traditionally been ignored by credit scores. This makes it that much harder for a renter to qualify to borrow money to buy a home. So, millions of people have excellent housing payment histories, but are shut out of opportunities that a strong credit profile can offer. Like, you know, getting a mortgage…
