Tag: owner’s title policy
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Ohio: 2026 Marks the First Hike in Title Insurance Premiums Since 2002
This year Ohio is using an updated title insurance rate table. In January, the state raised the price of an owners’ title policy for the first time in 24 years. This hike has taken effect throughout Ohio.
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Home Buyer Turns Down an Owner’s Title Policy. What Could Go Wrong?
Your deed is a valuable document. But does your deed assure you that you hold the title free and clear of a past owner’s obligations? A title search looks at court documents, bankruptcies, deaths and divorces, and unpaid secured debts. Any title problems should surface during the title search if you’re getting a mortgage. Once problems…
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Getting Title Insurance at Closing: A Waste of Money? (Q&A for Home Buyers)
Your deed is a valuable document. It puts the title to a home in your hands. And, like most possessions, the title to your real estate can be insured. Does Every Home Have Title Insurance? No. But if you finance a home with a mortgage, the home becomes collateral for a lender. So, you must…


