Tag: homeowners insurance
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Can a Criminal Record Stop Someone From Acquiring a Deed?
We begin with the short answer. No. There is no background check when you file a deed with the county recorder’s office. Nor does any government, be it local, state, or federal, put real estate off-limits to people simply on account of prior criminal charges or convictions. Because questions do come up about dealing with…
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Buyers: Don’t Forget to Include Homeowners’ Insurance in Your Budget
The rising cost of home insurance is “where climate change meets the average American’s pocketbook.” —Forrest Bennett, Oklahoma legislator and insurance agent, as quoted in The New York Times If you’re like many home buyers, you’ll be glad to be getting a mortgage. It signifies the ability to build equity and break free of a…
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The Resilient Deed: What Property Buyers Should Know About Climate, Weather, and Insurance
We all live somewhere on Earth. Today, that means we all deal with some measure of climate-related risk. The “new normal” involves highly abnormal weather patterns, stronger storms, hotter heat. Florida, California, and Texas are frequently in the news for this reason. But even “climate havens” now deal with tornadoes and major floods. All this…
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Florida Hurricanes Raise a Question: Can We Guard Our Deeds From Climate Losses?
October saw a string of dangerous and deadly storms in Florida. Those who made it through the storms are now cleaning up, in the midst of severe property damage along the Gulf Coast. With Hurricane Milton quickly following Hurricane Helene, Florida homeowners’ insurance adjusters had their hands full. No wonder insurance payouts to Floridians in…
