An Error in the Legal Description of the Deed: What Happens Now?

An Error in the Legal Description of the Deed: What Happens Now?

What can the buyer do when a real estate deed carries an incorrect legal description of the property? Perhaps it describes the wrong parcel, or fails to reflect all land purchased in the sale. 

An error in a legal description of a property has consequences. It can affect taxes. As lenders extend loans based on a percentage of the property’s appraised value, footage mistakes can sink a loan approval. If the error is neglected, disputes can arise later, and they can become the stuff of nightmares.

Worst-Case Scenarios

Some deeds bear legal descriptions drafted using early survey methods, pre-dating GPS measurements. Some have errors in lot descriptions that get passed unwittingly from one owner to the next—a sort of legal time bomb waiting to take someone by surprise.

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Correcting a Recorded Real Estate Deed in Alabama with a Correction Deed

In order to correct a prior deed on record, use a correction deed, which must be notarized and recorded at the same county agency as the earlier deed. The Alabama correction deed makes specific reference, by execution and recording date, as well as instrument ID or book/page number, to the earlier deed and rerecords it in its entirety. It states the type of error made and adds the corrected information in the respective section of the instrument. All parties who signed the prior deed must sign the correction deed in the presence of a notary.

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