Real Estate Deeds Made Easy Since 1997 – Deeds.com
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The U.S. government’s debt appears to have reached escape velocity. It’s now passed the $40 trillion mark. This year, we the taxpayers will pump $5.6 trillion in revenue into the Treasury. The federal government will spend about $7.4 trillion. For…
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Breakthrough: Solo Female Home Buyers Earn More Than Male Peers.
Here’s Where and How They’re Buying. Across the United States, single women are putting their earnings into home purchases. Now, about those earnings. Because there’s some big news. This year, the National Association of REALTORS® (NAR) noted that first-time single…
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Floridians May Change Their Constitution to Slash Property Taxes. Is That a Good Thing?
Floridians are feeling the pressure of inflation. Higher insurance premiums. Higher fuel costs. And Floridians have extra challenges, given the weather extremes impacting the state. A typical deed holder also has to pay property taxes of around $3,000 a year,…
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Warning to Deed Holders: Don’t Fall for These Property Tax Relief Videos
Toby D. is a tax assessor in Douglas County, Colorado. Suddenly, Toby D. is fielding phone calls from disoriented deed holders. Some callers ask if school property taxes in the Colorado county have been abolished. Some ask if it’s true…
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Want a Condo Deed? Watch for a New Level of Scrutiny on Your Mortgage Application
Ever purchased a condo unit? You may recall the lender checking up on whether the condo association is keeping enough money in reserve, whether anyone might be suing the association over structural issues, and so forth. Cautious lenders scrutinize the…
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The Future of Retirement: Mortgage Debt and Smaller Social Security Payments?
Social Security has been working for 91 years. Over these nine decades, the retirement experience has changed a lot. Today’s over-60 crowd is working longer and harder, for one thing. Largely gone are the days when housing expenses tapered off…
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The Deed Holder’s Ace in the Hole: Home Equity in an Emergency
Deed holders are racking up debt these days. Fuel, electricity, and food all cost more. And don’t get us started on insurance premiums and property taxes. All it takes is one surprise—a tree falling on a roof or a broken…
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Trump Administration Intervenes in U.S. Bond Market. How Will This Impact Home Buyers?
It seems that ever since COVID struck, inflation just won’t let up. Interest rates on U.S. bonds (the “yield” you get from investing in a government bond) are also pressing higher. As long as yields on bonds climb upward, analysts…
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Legoland Model for Building Real Homes? Looks Like It’s Here.
The American Housing Corporation is a new company. Its plan is to make and sell manufactured townhomes in popular U.S. cities: San Francisco, Los Angeles, Seattle, Austin, and New York. The idea is to supply mass-produced yet appealing row houses…
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Second Thoughts After Deeding Your Home to Your Child? Why and How to Fix It
You had the very best of intentions: helping your adult child get the deed to a home in a housing market stacked against young buyers. So you transferred the deed to your home into the name of your child. Why…
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Giving Your Adult Child a Gift of Equity: How It’s Done
With a gift of equity, you can sell a home to a family member for less than it’s worth on the market. The difference between what the buyer pays and the actual market value is the gift. So you, as…
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Buying a Home While Unmarried? The Struggle Is Real
Some call it the single tax for homeownership. Not actually collected by a tax agency, but yes. The single buyer is strangely disadvantaged. Pause for a moment to consider that the median house price is well over $400K. Once prices…
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If I Can’t Age in Place, What Are the Options?
Most older adults want to live in their own homes as long as possible. Sometimes it’s possible. Sometimes, workarounds are needed. When charting the path ahead, consider these alternatives.
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Buying in Installments? When the Land Contract Goes Wrong
An Indiana family living in an older Victorian home made the news this summer. The story isn’t pretty. The family has spent nearly seven years trying to get the deed to their home after paying off the last installment on…
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A Q&A on “Assessed Value”: How Tax Officials Decide What Your Deed Is Worth
Deed holders pay taxes for owning property. The value of a deed to a tax assessor is not the same as the value assigned by the market or by a real estate appraiser. The property’s tax basis is called its…
