Detroit should have had its moratorium on foreclosures a decade ago. Years of overzealous tax foreclosures has brought the city a decade of deed scams with no end in sight. And the wrongdoers are rarely apprehended for wrecking people’s lives.
Once upon a time in 2020, a Texas couple named Maria and Michael bought a $5.75 million-dollar waterside home in Redington Shores, Florida. They had no idea the deed had already been transferred to the Aura Church — by forgery.
A forged need carries a fake signature (or several) and a notary stamp. The forger typically has it recorded by a county or city recorder of deeds. This was the case here. The notarial acknowledgements were faked, and so were the witnesses’ signatures, according to those whose names were used. The lawyer who supposedly prepared the deed? Well, even lawyers can be victims of identity theft.
Brooklyn property values are going up. And there are plenty
of opportunists looking to steal deeds. In the Bedford-Stuyvesant district of
Brooklyn in New York City, Dairus Griffiths just triumphed over those
In the past decade, Brooklyn has lost many of its Black and
Hispanic residents, as gentrification reshapes the district. Serial fraudsters
and their limited liability companies aren’t making life any easier for
longtime residents. They scour public records for the most vulnerable and
Deed cheats use the shell company structure to blur the
identities of holders. The manipulators lie to their targets; they forge deeds;
and they move houses from one LLC to the next. Identifying and charging these
manipulators becomes very hard to do.
Something strange happened in Philly early in 2014. The late
Norman Johnson signed a deed from the grave, transferring a South Philadelphia
rowhouse for only $15,000 to Amen Brown. Dawn Presbery, the daughter of the deceased
and the home’s real owner, fought for two years to recover the deed.
In some cases like this, the D.A. prosecutes, and the person
named on the deed ultimately has to sign a new deed to restore the title to its
rightful owner. Here, the forgery was pursued in the criminal courts, but the
case against Brown was thrown out.
Brown claims to have parted with the $15,000 at the urging of a scammer on Craigslist. But regardless of Brown’s story, as Max Marin noted for Billy Penn, it’s astonishing that even criminal charges didn’t induce Brown to return the house title to its rightful owner.
The Philadelphia Court of Common Pleas finally ordered the forged deed returned to Dawn Presbery. Later, with remarkable chutzpah, Brown won an election to Pennsylvania’s House of Representatives, assumed office on December 1, 2020, and set out this year to pass tough-on-crime bills and to defend the rights of homeowners to keep their homes.
to your home is a precious document. It proves that you own your
home and that you may borrow money against your home equity. Can internet
hackers take it from you?
Cybercriminals are highly sophisticated. In 2020, they were able to hack into top cybersecurity firms that do business with the U.S. government. Three years earlier, hackers got into a credit reporting company’s database. The Equifax breach exposed personal details of about 143 million people.
Assume that your social security number, birth date and other
key identification numbers may have been exposed at some time. And if you’ve had
the deed to your home recorded, your signature is in a database, too. But while
we all could be vulnerable, knowledge is power. Here’s what to know about how title
snatchers work, and how to safeguard your identity and your homeownership.