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Expert Insights on Real Estate Deeds:

Joint Owner With Survivorship Rights, Not on the Mortgage

Joint Owner With Survivorship Rights, Not on the Mortgage

Perhaps your home’s deed is vested as JTWROS, but the joint owner is not on the mortgage. Will this be an issue if you pass away before your final payoff? This is a common situation for joint deed holders. The good news? This is not complicated....

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Tennessee Deed Fraud Law Update

Tennessee Deed Fraud Law Update

If you hang your hat in Tennessee, watch out for a potential law that changes the way deeds are submitted and verified. Somebody nearly stole Elvis Presley’s Graceland home in Memphis through deed fraud. Brent Taylor, a Republican State Senator in Memphis,...

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Buyer Can’t Get a Mortgage. Seller Will Take Installment Payments. A Win-Win?

Buyer Can’t Get a Mortgage. Seller Will Take Installment Payments. A Win-Win?

In a “contract for deed” or installment contract, a seller provides financing directly to the buyer. No mortgage company is involved. The harder a mortgage approval is to get, the more attractive this alternative becomes. It can be a lifeline...

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Waiting for Home Prices to Drop? Don’t Count on It.

Waiting for Home Prices to Drop? Don’t Count on It.

Some hopeful deed holders have waited a long time for property values to fall. Home prices remain high. Interest rates, too. It’s a time of war and simmering inflation. Generally, mortgage rates go up when inflation goes up—and when our federal...

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Title Thieves Are Robbing the Dickens Out of Homeowners

Title Thieves Are Robbing the Dickens Out of Homeowners

Richard Helbig is a 75-year-old retired home renovator. Now, Helbig is back to work—as a dishwasher. What happened?  He lived in his four-bedroom home in North Carolina for 16 years. He redid the kitchen and bathrooms. He paid off the home loan...

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Divorce and Beneficiary Deeds in Arizona: What Actually Happens

Divorce and Beneficiary Deeds in Arizona: What Actually Happens

Divorce changes more than just your marital status, it can also affect who inherits your property. In Arizona, many people assume that once a divorce is final, everything automatically updates. In some cases, that’s partially true, but not in the way...

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