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In some states, you take title at closing. In other areas, you aren’t the legal title holder before your final mortgage payment. It all depends on the mortgage law in your state. What’s the difference between the states? A defeasance clause. In...

Published on: October 27, 2026

Has artificial intelligence begun to make a mockery of a home seller’s duty to disclose? If so, we’d better be aware. And perhaps it’s time for the law to step in. Here’s the latest. House-Fishing D.C. is considering a new law to...

Published on: October 26, 2026

Now and then at Deeds.com, we alert our readers to the vital importance of guarding a home’s equity. There are risks involved with any agreement that would place a lien on a deed. One way to leverage home equity we’ve talked about is the home equity...

Published on: October 25, 2026

It’s very common for an older deed holder to want to leave what they own to future generations. But can we get specific? Who, exactly, will possess the home? Because leaving a home to more than one person can get legally murky. Recently, the problem...

Published on: October 24, 2026

When more than one person holds a deed to the same property at the same time, they hold concurrent ownership. There’s another legal term for what they have. That’s “unity” in the ownership. In law school, students learn how people may own the...

Published on: October 23, 2026

What is a rider in real estate? It’s language that expands on or clarifies the contents of a written contract. In this case, a purchase and sale (“P&S”) agreement. Contract riders address specific concerns of a buyer or seller. They customize...

Published on: October 22, 2026