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Expert Insights on Real Estate Deeds:
The Future of Retirement: Mortgage Debt and Smaller Social Security Payments?
Social Security has been working for 91 years. Over these nine decades, the retirement experience has changed a lot. Today’s over-60 crowd is working longer and harder, for one thing. Largely gone are the days when housing expenses tapered off with...
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Read moreThe Deed Holder’s Ace in the Hole: Home Equity in an Emergency
Deed holders are racking up debt these days. Fuel, electricity, and food all cost more. And don’t get us started on insurance premiums and property taxes. All it takes is one surprise—a tree falling on a roof or a broken pipe—to push a hardworking...
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Read moreTrump Administration Intervenes in U.S. Bond Market. How Will This Impact Home Buyers?
It seems that ever since COVID struck, inflation just won’t let up. Interest rates on U.S. bonds (the “yield” you get from investing in a government bond) are also pressing higher. As long as yields on bonds climb upward, analysts say, borrowing...
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Read moreLegoland Model for Building Real Homes? Looks Like It’s Here.
The American Housing Corporation is a new company. Its plan is to make and sell manufactured townhomes in popular U.S. cities: San Francisco, Los Angeles, Seattle, Austin, and New York. The idea is to supply mass-produced yet appealing row houses made...
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Read moreSecond Thoughts After Deeding Your Home to Your Child? Why and How to Fix It
You had the very best of intentions: helping your adult child get the deed to a home in a housing market stacked against young buyers. So you transferred the deed to your home into the name of your child. Why wouldn’t you? Now, your child will be able...
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Read moreGiving Your Adult Child a Gift of Equity: How It’s Done
With a gift of equity, you can sell a home to a family member for less than it’s worth on the market. The difference between what the buyer pays and the actual market value is the gift. So you, as the seller, make the gift. It’s your call how much...
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