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Expert Insights on Real Estate Deeds:

Older Adult Deed Holders at Work: We See You

Older Adult Deed Holders at Work: We See You

Working past “retirement age” has gone mainstream. Twelve million people aged 65+ continue to work. Many hang onto their deeds. And this includes deeds to every kind of home. Baby boomers without children present now own more 3+ bedroom homes than...

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When Your Starter Home Becomes Your Forever Home: How to Weather the Lock-In Effect and Make the Most of Your Deed

When Your Starter Home Becomes Your Forever Home: How to Weather the Lock-In Effect and Make the Most of Your Deed

Who wants to sell a home when they have a low-rate mortgage and land in a market where interest rates are twice as high? No wonder so many people are just sitting on their deeds. It’s the lock-in effect. We’ve been in it for four years… and counting. Make...

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Be Ready. The Great Generational Deed Transfer Comes With Some Extra Baggage

Be Ready. The Great Generational Deed Transfer Comes With Some Extra Baggage

The earliest-born boomers are reaching their 80s this year. And, inevitably, many of their deeds are poised to move to younger generations. Along with those deeds, the beach-themed garden gnomes are coming, too. Yes, the vast majority of real estate...

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Rich Buyer, Poor Buyer. When Mortgage Lenders Give Away Money, Who Gets It?

Rich Buyer, Poor Buyer. When Mortgage Lenders Give Away Money, Who Gets It?

U.S. Treasury Secretary Scott Bessent recently declared that we’re getting past the “K-shaped economy.” In a K-shaped economy, lifestyles get better for those at the top, while others’ financial situations wilt. One segment of the population keeps...

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Looking for Midterm Boosts, Trump Floats Capital Gains Tax Cuts. Should Deed Holders Tune In?

Looking for Midterm Boosts, Trump Floats Capital Gains Tax Cuts. Should Deed Holders Tune In?

Trump officials are floating tax-break ideas in the lead-up to the midterm elections. One recently mentioned proposal: bigger capital gains exemptions for deed holders who decide to sell their homes. Under current law, the Internal Revenue Code’s...

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Why Home Purchases Fail to Close (and How to Avert the Snafu)

Why Home Purchases Fail to Close (and How to Avert the Snafu)

On closing day, the buyer goes to their agent’s or real estate lawyer’s office, or the office of the settlement agent. The closing agent will give the buyer the papers to sign, one at a time. If you’re a buyer, you’ll be relieved and happy about...

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