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Single and Looking (for My Very Own Deed)

Single and Looking (for My Very Own Deed)

Single and looking? Take heart! So many people would love to be in your position. Some never have a home that’s theirs alone. If you think most people in the current real estate market are couples, you’re right. Yet single buyers make up more than...

Published on: March 20, 2025

Is the 30-Year Mortgage Best?

Is the 30-Year Mortgage Best?

Most home buyers go with a 30-year mortgage. There are other options — most notably the 15-year mortgage. The shorter mortgage typically comes with a lower interest rate. But it also means higher monthly payments. The monthly weight of a 30-year...

Published on: March 18, 2025

Was Your Seller Inspired by Pinocchio? Buyer Remedies for False Disclosure Statements

Was Your Seller Inspired by Pinocchio? Buyer Remedies for False Disclosure Statements

In a recent survey, more than half of sellers admitted to not disclosing a known problem with their property. Although this is just one survey, the point bears noting. Buyers should probably expect to find issues with their homes. A home buyer can sue...

Published on: March 17, 2025

The Struggle Continues: Deed Equity Means Closing the Racial Wealth Gap

The Struggle Continues: Deed Equity Means Closing the Racial Wealth Gap

The African-American and Hispanic homeownership rate has generally been below 50%. Now, there’s a group on a mission to include the “have nots” in the U.S. population of deed holders. It’s taking down hurdles to homeownership, like the need to...

Published on: March 14, 2025

Transferring a Deed Before the Loan Is Paid Off? Be Mindful of the “Due-on-Sale” Clause

Transferring a Deed Before the Loan Is Paid Off? Be Mindful of the “Due-on-Sale” Clause

Are you thinking of transferring your deed? You might be quitclaiming the deed to someone you know, or you might be transferring it into a company or trust. Or you might be getting ready to sell. In all of these cases, check the rules on your home loan. If...

Published on: March 12, 2025

Splitting Lots: What It Takes to Subdivide a Piece of Property

Splitting Lots: What It Takes to Subdivide a Piece of Property

Trying to purchase land and subdivide it? Or hoping to split a lot you have? It could be harder than it seems. Subdividing land involves dividing a single property into smaller parcels. Local governments often greenlight companies that create large...

Published on: March 10, 2025