Perry County Mortgage Form (Alabama)

All Perry County specific forms and documents listed below are included in your immediate download package:

Mortgage Form

Perry County Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Perry County compliant document last validated/updated 5/16/2024

Mortgage Guidelines

Perry County Mortgage Guidelines

Line by line guide explaining every blank on the form.
Included Perry County compliant document last validated/updated 3/26/2024

Completed Example of the Mortgage Document

Perry County Completed Example of the Mortgage Document

Example of a properly completed form for reference.
Included Perry County compliant document last validated/updated 4/3/2024

Promissory Note Form

Perry County Promissory Note Form

Note that is secured by the Mortgage. Can be used for traditional installments or balloon payment.
Included Perry County compliant document last validated/updated 3/11/2024

Promissory Note Guidelines

Perry County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Perry County compliant document last validated/updated 4/23/2024

Completed Example of the Promissory Note Document

Perry County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Perry County compliant document last validated/updated 6/14/2024

Annual Accounting Statement Form

Perry County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Perry County compliant document last validated/updated 6/3/2024

When using these Mortgage forms, the subject real estate must be physically located in Perry County. The executed documents should then be recorded in the following office:

Perry County Judge of Probate

Courthouse - 300 Washington St / PO Box 478, Marion, Alabama 36756

Hours: 8:00 to 4:00 M-F

Phone: (334) 683-2210

Local jurisdictions located in Perry County include:

  • Marion
  • Uniontown

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Perry County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Perry County using our eRecording service.
Are these forms guaranteed to be recordable in Perry County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Perry County including margin requirements, content requirements, font and font size requirements.

Can the Mortgage forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Perry County that you need to transfer you would only need to order our forms once for all of your properties in Perry County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Alabama or Perry County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Perry County Mortgage forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

The short definition of a mortgage is that it's a loan used to purchase real property. In Alabama, the mortgage is comprised of two parts: the security instrument and the promissory note. A security instrument is a specific type of document that provides security for the lender and contains terms (agreements) that apply until the buyer (borrower) repays the lender according to terms defined in an attached promissory note.

While the lender holds legal title to the property during this time, the borrower holds equitable title, which means they may occupy the property as if they hold legal title, but until the loan has been repaid, the lender actually owns it. This is because mortgages involve a lien against the property, held as security, that ends when the debt is repaid, and the owner assumes legal title (after recording a release of mortgage).

The buyer must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.

The Code of Alabama sets forth the rules for mortgages in that state at Title 35 Section 10 but does not provide a statutory form for security instruments. A typical mortgage includes the names of all borrowers (and their spouses, if applicable), information about the lending institution, the date the borrower signed the promissory note, the property county and address, and a legal description of the property. The borrower must indicate if the security instrument includes any riders, or attachments that amend or supplement a document.

The mortgage must be signed by each borrower and acknowledged by an authorized individual. Alabama requires spouses' signatures for mortgages of single-family owner-occupied dwellings ("homestead mortgages"), even if they are not borrowers (Ala. Code Sec. 6-10-3). A homestead is defined in Alabama as a single-family owner-occupied dwelling.

Security instruments must meet standards of form and content for recording documents relating to real property. Record the completed mortgage at the local probate office.

Secured Promissory Notes in Alabama

At the same time the buyer fills out the mortgage form, they must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender.

Promissory notes can be secured or unsecured. Unsecured notes set forth the terms and conditions associated with repayment, but there is no mention of collateral to protect the lender's interest. These are more common with personal property. Mortgages, which are real property transactions, use secured promissory notes. The borrower offers the property as security (collateral) to guarantee the loan and agrees that a failure to repay the loan could cause the lender to foreclose on it.

The borrower must complete a promissory note, but it is rarely recorded with the mortgage. Many lenders retain the note for the duration of the mortgage and return it to the borrower after the debt is repaid. If the situation demands a recorded promissory note, ensure that it meets all state and local standards for submitting documents.

Use these forms to finance residential property, condominiums, planned unit developments, vacant land, small commercial and rental property up to 4 units (more than 4 units add our "Assignment of Rents and Leases" form). This mortgage contains a power of sale clause, allowing for a non-judicial foreclosure, saving time and expense for the lender. A Promissory Note secured by a Mortgage that include stringent default terms can be beneficial to the lender.

Section 35-10-1 - Power of Sale Constitutes Part of Security; by Whom Executed; Effect of Conveyance; Index of Foreclosure Deeds. Where a power to sell lands is given to the grantee in any mortgage, or other conveyance intended to secure the payment of money, the power is part of the security, and may be executed by any person, or the personal representative of any person who, by assignment or otherwise, becomes entitled to the money thus secured; and a conveyance of the lands sold under such power of sale to the purchaser at the sale, executed by the mortgagee, any assignee or other person entitled to the money thus secured, his agent or attorney, or the auctioneer making the sale, vests the legal title thereto in such purchaser. Probate judges shall index foreclosure deeds by the names of the original grantor and grantee in the mortgage, and also by the names of the grantor and grantee in the foreclosure deeds.

This article is provided for informational purposes only and is not a substitute for the advice of an attorney.

(Alabama Mortgage Package includes forms, guidelines, and completed examples) For use in Alabama only.

Our Promise

The documents you receive here will meet, or exceed, the Perry County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Perry County Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4356 Reviews )

William T.

July 6th, 2024

Very informative and user friendly. Thank you.

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

MARY LACEY M.

July 1st, 2024

The service provided by the staff at Deeds.com is consistently excellent with prompt replies and smooth recording transactions. I am grateful to have their service available as driving to downtown Phoenix to record documents is always a daunting prospect. Their assistance in recording our firm's documents has been 100% accurate and a pleasure.

Reply from Staff

Thank you for your positive words! We’re thrilled to hear about your experience.

Julie P.

June 30th, 2024

Quick & easy to use. Spoke a lawyer and saved hundreds by doing it myself.

Reply from Staff

Thank you for your feedback Julie, we appreciate you.

Robert D.

March 7th, 2019

These forms made it so easy to update the property deed and the instructions and sample filled out form were most helpful. You might want to add some brief information on when or why to use the Acknowledgment in Individual Capacity notary form. In my case the notary was required to use it but also filled in the brief notarize section on the Affidavit as well. She said the one on the Affidavit had some value because it showed she had witnessed the my signature. But this was only after I suggested both be filled in as she initially thought to just strike through it and just use the Acknowledgment in Individual Capacity form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Patricia M.

August 19th, 2019

Very easy site to navigate and very helpful information

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

FRANK O.

March 1st, 2019

Easy to download and use the forms, however two forms needed for my county recording were not included.

Reply from Staff

Thank you for your feedback Frank. We'll look into finding and including the additional supplemental documents. Sometimes supplemental documents have to be generated by the county's system, specific to the transaction.

Michelle N.

June 28th, 2023

I was very pleased with the service I received. I sent a Quit Claim deed to be filed and received a response the next morning that it was complete.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Richard N.

November 27th, 2020

It went well. The proof will be when I complete the forms and submit to the County Clerk.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Alan M.

December 3rd, 2021

The packet I downloaded was complete and useful, and process was not unduly opaque. However, I would have liked to download the whole packet, about 6 files, all at one go. Still, the forms provided the complete solution to my situation.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Cathy F.

March 2nd, 2022

Glad I found you. After much searching, you had the right form that I needed. Quick and easy.

Cathy

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Joseph H.

May 21st, 2019

Form needed was accessed easily and printed for use

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Vickie G.

January 14th, 2019

The form and instruction were perfect. Thank you.

Reply from Staff

Thank You Vickie!

Madline J.

June 25th, 2020

amazing job!!

Reply from Staff

Thank you!

Sean D.

September 13th, 2022

I am new to needing this type of service, and the Deeds.Com team has been fantastic. Responsive, professional, and thorough are the first 3 words that come to mind. Deeds.Com will be my first choice for all of our county recorder needs.

Reply from Staff

Thank you!

SHIRLEY H.

September 21st, 2022

I like that they have all the forms, but I could not find it they would submit the forms to the recorders office

Reply from Staff

Thank you!