Arkansas - Clay County Deed of Trust and Promissory Note Forms

Included Forms

All Clay County specific forms and documents listed below are included in your immediate download package:

Deed of Trust Form - Clay County

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 9/8/2022

Deed of Trust Guidelines - Clay County

Line by line guide explaining every blank on the form.
Included document last updated 1/5/2023

Completed Example of the Trust Deed Document - Clay County

Example of a properly completed form for reference.
Included document last updated 1/26/2023

Promissory Note Form - Clay County

Promissory Note-secured.
Included document last updated 2/1/2023

Promissory Note Guidelines - Clay County

Line by line guide explaining every blank on the form.
Included document last updated 2/2/2023

Completed Example of the Promissory Note Document - Clay County

Example of a properly completed form for reference.
Included document last updated 1/17/2023

Annual Accounting Statement Form - Clay County

Mail to borrower for fiscal year reporting.
Included document last updated 1/17/2023

Subordination Argeements - Clay County

Used to place priority on claim of debt. Included are 4 separate agreements for unique situations. If needed, add to Deed of Trust as an addendum or rider.
Included document last updated 1/17/2023

Included Supplemental Documents

The Following Arkansas and Clay County supplemental forms are included as a courtesy with your order.

Real Property Transfer Tax Affidavit Form (Arkansas Document)

Homestead Credit Application (Arkansas Document)

Assessor by County (Arkansas Document)

Homestead Application Espanol (Arkansas Document)

Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by Arkansas or Clay County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the Clay County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our Clay County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the Deed of Trust and Promissory Note forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Clay County that you need to transfer you would only need to order our forms once for all of your properties in Clay County.
• Are these forms guaranteed to be recordable in Clay County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Clay County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Deed of Trust and Promissory Note Forms:

• Clay County

Including:

• Corning
• Datto
• Greenway
• Knobel
• Mc Dougal
• Peach Orchard
• Piggott
• Pollard
• Rector
• Saint Francis
• Success

What is the Arkansas Deed of Trust and Promissory Note?

("Deed of trust" means a deed conveying real property in trust to secure the performance of an obligation of the grantor or any other person named in the deed to a beneficiary and conferring upon the trustee a power of sale for breach of an obligation of the grantor contained in the deed of trust;) (Ark. Statute 18-50-101(2)) A power of sale allows for a non-judicial foreclosure in the case of default, saving time and expense. If Lender invokes the power of sale, Lender shall execute or cause Trustee to execute the written notice of the occurrence of any event of default and Lender's election to cause the Property to be sold and shall cause such notice to be recorded in each county in which the Property or some portion thereof is located. Lender or Trustee shall mail copies of such notice in the manner prescribed by applicable law. 18-50-103.
(A trustee may not sell the trust property unless: The deed of trust or mortgage is filed for record with the recorder of the county in which the trust property is situated;) (Ark. Statute 18-50-103(1))

A deed of trust contains three (3) parties: Grantor/Trustor, Trustee, and Beneficiary/Lender

"Grantor" means the person conveying an interest in real property by a mortgage or deed of trust as security for the performance of an obligation; (Ark. Statute 18-50-101 (3))

"Beneficiary" means the person named or otherwise designated in a deed of trust as the person for whose benefit a deed of trust is given or his successor in interest; (Ark. Statute 18-50-101 (1))

("Trustee" means any person or legal entity to whom legal title to real property is conveyed by deed of trust or his or her successor in interest.) Examples of how a Trustee can be chosen are given. (Ark. Statute 18-50-101 (10)).

14-15-402. Instruments to be recorded. (a) It shall be the duty of each recorder to record in the books provided for his or her office all deeds, mortgages, conveyances, deeds of trust, bonds, covenants, defeasances, affidavits, powers of attorney, assignments, contracts, agreements, leases, or other instruments of writing of, or writing concerning, any lands and tenements or goods and chattels, which shall be proved or acknowledged according to law, that are authorized to be recorded in his or her office.

A deed of trust secured by a promissory note with stringent default terms can be advantageous to the lender in the case of a default. Use this form for financing residential, condominiums, rental units (up to 4), planned unit developments, and small commercial.
For use in Arkansas only.

Our Promise

The documents you receive here will meet, or exceed, the Clay County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Clay County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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