Arkansas Forms

Cross County Deed of Trust with Installment of Taxes and Insurance Form

Cross County Deed of Trust with Installment of Taxes and Insurance Form

Cross County Deed of Trust with Installment of Taxes and Insurance Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/21/2025
Cross County Deed of Trust Guidelines

Cross County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/2/2025
Cross County Completed Example of the Trust Deed Document

Cross County Completed Example of the Trust Deed Document

Example of a properly completed form for reference.

Document Last Validated 2/21/2025
Cross County Promissory Note Form

Cross County Promissory Note Form

Arkansas Promissory Note.

Document Last Validated 7/28/2025
Cross County Promissory Note Guidelines

Cross County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/25/2025
Cross County Completed Example of the Promissory Note Document

Cross County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 8/28/2025
Cross County Annual Accounting Statement Form

Cross County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 4/22/2025
Cross County Subordination Argeements

Cross County Subordination Argeements

Used to place priority on claim of debt. Included are 4 separate agreements for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 8/25/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Cross County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cross County Circuit Clerk
Address:
705 East Union, Rm 9
Wynne, Arkansas 72396

Hours: 8:00am to 4:00pm M-F

Phone: (870) 238-5720

Recording Tips for Cross County:
  • Double-check legal descriptions match your existing deed
  • Make copies of your documents before recording - keep originals safe
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Cross County

Properties in any of these areas use Cross County forms:

  • Cherry Valley
  • Hickory Ridge
  • Parkin
  • Vanndale
  • Wynne

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Cross County

How do I get my forms?

Forms are available for immediate download after payment. The Cross County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cross County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cross County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cross County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cross County?

Recording fees in Cross County vary. Contact the recorder's office at (870) 238-5720 for current fees.

Questions answered? Let's get started!

("Deed of trust" means a deed conveying real property in trust to secure the performance of an obligation of the grantor or any other person named in the deed to a beneficiary and conferring upon the trustee a power of sale for breach of an obligation of the grantor contained in the deed of trust;) (Ark. Statute 18-50-101(2)) A power of sale allows for a non-judicial foreclosure in the case of default, saving time and expense. If Lender invokes the power of sale, Lender shall execute or cause Trustee to execute the written notice of the occurrence of any event of default and Lender's election to cause the Property to be sold and shall cause such notice to be recorded in each county in which the Property or some portion thereof is located. Lender or Trustee shall mail copies of such notice in the manner prescribed by applicable law. 18-50-103.
(A trustee may not sell the trust property unless: The deed of trust or mortgage is filed for record with the recorder of the county in which the trust property is situated;) (Ark. Statute 18-50-103(1))

A deed of trust contains three (3) parties: Grantor/Trustor, Trustee, and Beneficiary/Lender

"Grantor" means the person conveying an interest in real property by a mortgage or deed of trust as security for the performance of an obligation; (Ark. Statute 18-50-101 (3))

"Beneficiary" means the person named or otherwise designated in a deed of trust as the person for whose benefit a deed of trust is given or his successor in interest; (Ark. Statute 18-50-101 (1))

("Trustee" means any person or legal entity to whom legal title to real property is conveyed by deed of trust or his or her successor in interest.) Examples of how a Trustee can be chosen are given. (Ark. Statute 18-50-101 (10)).

14-15-402. Instruments to be recorded. (a) It shall be the duty of each recorder to record in the books provided for his or her office all deeds, mortgages, conveyances, deeds of trust, bonds, covenants, defeasances, affidavits, powers of attorney, assignments, contracts, agreements, leases, or other instruments of writing of, or writing concerning, any lands and tenements or goods and chattels, which shall be proved or acknowledged according to law, that are authorized to be recorded in his or her office.

THIS DEED OF TRUST DIFFERS IN THAT IT ALLOWS THE LENDER TO COLLECT TAXES AND INSURANCE PAYMENTS MONTHLY. THIS GIVES THE LENDER MORE CONTROL, FOR EXAMPLE: A LENDER MIGHT NOT REALIZE TAXES AND/OR INSURANCE PAYMENTS ARE IN ARREARS UNTIL SIX (6) MONTHS AFTER DELINQUENCY. THIS FORM IS CONSISTENT WITH INVESTOR OR OWNER FINANCING.

Funds for Taxes and Insurance: Subject to applicable law or a written waiver by Lender, Borrower shall pay to lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum ("Funds") equal to one twelfth (1/12) of the yearly taxes and assessments which may attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one twelfth (1/12) of yearly premium installments of hazard insurance, plus one twelfth (1/12) of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof.

For use in Arkansas only.

Important: Your property must be located in Cross County to use these forms. Documents should be recorded at the office below.

This Deed of Trust with Installment of Taxes and Insurance meets all recording requirements specific to Cross County.

Our Promise

The documents you receive here will meet, or exceed, the Cross County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Cross County Deed of Trust with Installment of Taxes and Insurance form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4582 Reviews )

Roberta J B.

February 17th, 2021

User friendly

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Roger M.

December 28th, 2020

A better or more simplified explanation of what some of the more common titles would be used for would help. You list 6-8 types of Trusts alone. An example of doing a Grant Deed to move a property into, out of, or from a Trust to a Trust would have been helpful.

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August 6th, 2024

Quick and easy to find the forms I needed. And the download was easy.

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January 26th, 2022

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July 3rd, 2020

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April 6th, 2023

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Christian M.

June 11th, 2019

Easy to find the necessary documents needed

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Linda B.

March 26th, 2022

the forms are easy to understand. How do I go about getting the deed recorded and is there a charge.

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Eugenia T.

August 9th, 2023

I am the Kent County Recorder of Deeds in Central Delaware. I am impressed by the accuracy of your website. All data you post is correct regarding forms, fees, etc. We have just spent several months researching Property Theft, using many cites from various sources. I just discovered your white paper on this subject, and it is excellent. It also covers a few things we did not, such as house flipping and immigrants. Congratulations!

Reply from Staff

Thank you for your kind words and thoughtful review! It's an honor to know that our resources have been valuable to the Kent County Recorder of Deeds. Your feedback is particularly meaningful to us, and we are glad that our white paper contributed to your research on Property Theft. We fully support your vital efforts to combat property theft and deed fraud, and if there's anything else we can assist you with or any further insights you'd like to share, please don't hesitate to reach out. Keep up the outstanding work!

Geneen C.

August 4th, 2022

Love this site. The form directions are easy and I finished in less than an hour! Totally recommend it.

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sharon s.

October 22nd, 2020

great site for downloading forms

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Kurt P.

November 20th, 2020

I like the basics. The one thing I would recommend changing would be, something that tells me I have actually have submitted my package, or that I can leave at any time without needing to click on a "Submit" button.

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Felincia L.

September 28th, 2024

The process was fast and efficient. I did get a bit confused after entering info for my package but soon realized I had completed this part of the process and only needed to leave the page and wait for review of the document and then the invoice. It was pretty simple. After payment of the invoice I was notified that the document had been submitted. A few hours later I received notice that the document was recorded by the city. It was fast!

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Maria M.

September 27th, 2023

The requested documents I needed were provided and also complete instructions on how to fill them out. I definitely will you this service again.

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Wilma D.

August 7th, 2020

The certification of trust looks fine to me. I printed it and filled it out and had it notarized today. I have not sent it to the company that wants it yet so that will be the test. They are very picky. If they have any comment I will let you know.

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