Cross County Deed of Trust with Installment of Taxes and Insurance Form

Cross County Deed of Trust with Installment of Taxes and Insurance Form
Fill in the blank form formatted to comply with all recording and content requirements.

Cross County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

Cross County Completed Example of the Trust Deed Document
Example of a properly completed form for reference.

Cross County Promissory Note Form
Arkansas Promissory Note.

Cross County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Cross County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Cross County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.

Cross County Subordination Argeements
Used to place priority on claim of debt. Included are 4 separate agreements for unique situations. If needed, add to Deed of Trust as an addendum or rider.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Arkansas and Cross County documents included at no extra charge:
Where to Record Your Documents
Cross County Circuit Clerk
Wynne, Arkansas 72396
Hours: 8:00am to 4:00pm M-F
Phone: (870) 238-5720
Recording Tips for Cross County:
- Ensure all signatures are in blue or black ink
- Check margin requirements - usually 1-2 inches at top
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Cross County
Properties in any of these areas use Cross County forms:
- Cherry Valley
- Hickory Ridge
- Parkin
- Vanndale
- Wynne
Hours, fees, requirements, and more for Cross County
How do I get my forms?
Forms are available for immediate download after payment. The Cross County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cross County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cross County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cross County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cross County?
Recording fees in Cross County vary. Contact the recorder's office at (870) 238-5720 for current fees.
Questions answered? Let's get started!
("Deed of trust" means a deed conveying real property in trust to secure the performance of an obligation of the grantor or any other person named in the deed to a beneficiary and conferring upon the trustee a power of sale for breach of an obligation of the grantor contained in the deed of trust;) (Ark. Statute 18-50-101(2)) A power of sale allows for a non-judicial foreclosure in the case of default, saving time and expense. If Lender invokes the power of sale, Lender shall execute or cause Trustee to execute the written notice of the occurrence of any event of default and Lender's election to cause the Property to be sold and shall cause such notice to be recorded in each county in which the Property or some portion thereof is located. Lender or Trustee shall mail copies of such notice in the manner prescribed by applicable law. 18-50-103.
(A trustee may not sell the trust property unless: The deed of trust or mortgage is filed for record with the recorder of the county in which the trust property is situated;) (Ark. Statute 18-50-103(1))
A deed of trust contains three (3) parties: Grantor/Trustor, Trustee, and Beneficiary/Lender
"Grantor" means the person conveying an interest in real property by a mortgage or deed of trust as security for the performance of an obligation; (Ark. Statute 18-50-101 (3))
"Beneficiary" means the person named or otherwise designated in a deed of trust as the person for whose benefit a deed of trust is given or his successor in interest; (Ark. Statute 18-50-101 (1))
("Trustee" means any person or legal entity to whom legal title to real property is conveyed by deed of trust or his or her successor in interest.) Examples of how a Trustee can be chosen are given. (Ark. Statute 18-50-101 (10)).
14-15-402. Instruments to be recorded. (a) It shall be the duty of each recorder to record in the books provided for his or her office all deeds, mortgages, conveyances, deeds of trust, bonds, covenants, defeasances, affidavits, powers of attorney, assignments, contracts, agreements, leases, or other instruments of writing of, or writing concerning, any lands and tenements or goods and chattels, which shall be proved or acknowledged according to law, that are authorized to be recorded in his or her office.
THIS DEED OF TRUST DIFFERS IN THAT IT ALLOWS THE LENDER TO COLLECT TAXES AND INSURANCE PAYMENTS MONTHLY. THIS GIVES THE LENDER MORE CONTROL, FOR EXAMPLE: A LENDER MIGHT NOT REALIZE TAXES AND/OR INSURANCE PAYMENTS ARE IN ARREARS UNTIL SIX (6) MONTHS AFTER DELINQUENCY. THIS FORM IS CONSISTENT WITH INVESTOR OR OWNER FINANCING.
Funds for Taxes and Insurance: Subject to applicable law or a written waiver by Lender, Borrower shall pay to lender on the day monthly payments of principal and interest are payable under the Note, until the Note is paid in full, a sum ("Funds") equal to one twelfth (1/12) of the yearly taxes and assessments which may attain priority over this Deed of Trust, and ground rents on the Property, if any, plus one twelfth (1/12) of yearly premium installments of hazard insurance, plus one twelfth (1/12) of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof.
For use in Arkansas only.
Important: Your property must be located in Cross County to use these forms. Documents should be recorded at the office below.
This Deed of Trust with Installment of Taxes and Insurance meets all recording requirements specific to Cross County.
Our Promise
The documents you receive here will meet, or exceed, the Cross County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cross County Deed of Trust with Installment of Taxes and Insurance form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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