Cross County Mortgage Secured by Promissory Note Form (Arkansas)
All Cross County specific forms and documents listed below are included in your immediate download package:
Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Cross County compliant document last validated/updated 4/16/2025
Mortgage Guide
Line by line guide explaining every blank on the form.
Included Cross County compliant document last validated/updated 4/3/2025
Completed Example of the Mortgage Document
Line by line guide explaining every blank on the form.
Included Cross County compliant document last validated/updated 5/22/2025
Promissory Note Form
Fill in the Blank Form.
Included Cross County compliant document last validated/updated 5/13/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Cross County compliant document last validated/updated 5/23/2025
Completed Example of the Promissory Note Document
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included Cross County compliant document last validated/updated 6/12/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Cross County compliant document last validated/updated 6/13/2025
The following Arkansas and Cross County supplemental forms are included as a courtesy with your order:
When using these Mortgage Secured by Promissory Note forms, the subject real estate must be physically located in Cross County. The executed documents should then be recorded in the following office:
Cross County Circuit Clerk
705 East Union, Rm 9, Wynne, Arkansas 72396
Hours: 8:00am to 4:00pm M-F
Phone: (870) 238-5720
Local jurisdictions located in Cross County include:
- Cherry Valley
- Hickory Ridge
- Parkin
- Vanndale
- Wynne
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Cross County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Cross County using our eRecording service.
Are these forms guaranteed to be recordable in Cross County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Cross County including margin requirements, content requirements, font and font size requirements.
Can the Mortgage Secured by Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Cross County that you need to transfer you would only need to order our forms once for all of your properties in Cross County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Arkansas or Cross County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Cross County Mortgage Secured by Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
("Mortgage" means the grant of an interest in real property to be held as security for the performance of an obligation by the mortgagor or other person.) (18-50-101 (4))
Once (filed in the recorder's office) the mortgage becomes a (lien on the mortgaged property). (The filing shall be notice to all persons of the existence of the mortgage.) (18-40-102)
The (Mortgagor)/ Borrower grants (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (8))
The (Mortgagee)/Lender holds (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (7))
The borrower must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender (interest rates, default rate, late payment fee, etc.), and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.
Use these forms for real property, land, single family, condominiums, small commercial and rental units (up to 4). The promissory note can be used for traditional installment and balloon payments. In Arkansas, the Mortgagor/Borrower has the right to redeem the property if it is sold through decree of the circuit court/foreclosure. (This may be done at any time within one (1) year from the date of sale). [The mortgagor may waive the right of redemption in the mortgage so executed and foreclosed.] In this form the Mortgagor/Borrower releases their right of redemption. They also relinquish their rights of homestead (if any). These terms can be beneficial to the Mortgagee/Lender if default occurs. (18-49-106 (2)) [18-49-106 (b)]
(Arkansas Mortgage Package includes forms, guidelines, and completed examples) For use in Arkansas Only.
Our Promise
The documents you receive here will meet, or exceed, the Cross County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Cross County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Nigel S.
June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
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Robert H.
June 23rd, 2025
Great service, easy way to get accurate documents
Thanks, Robert! We're glad you found the service easy to use and the documents accurate—just what we aim for. Appreciate you taking the time to share your experience!
Andre H.
June 19th, 2025
World class forms, great for someone like me that has no clue what I'm doing! Always better to let the pros do it than think one knows it all and gets themselves in trouble!
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Angel T.
August 26th, 2021
First the convenience to get forms without going or calling Recorder's office is outstanding.
Suggest that Recorder's staff be able to guide or assist users in filling up the forms.
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Cindy J.
September 4th, 2020
I'm stuck in Florida due to family business and needed to file documents in Virginia for other family business. Deeds.com made it easy and efficient and cost effective. I'm so grateful for this service!
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Fritz C.
August 27th, 2020
Quick and complete info
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Gerry C.
February 6th, 2021
Forms appear to be most current and instructions clear. Inserting grantor/grantee information onto form a bit "clunky" however no major issues. I will be using services again.
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Paul A.
March 27th, 2020
Your service is awesome!
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Michael P.
February 4th, 2024
WOW!! Thank you for making the availability and access to these forms an unpainful experience at a competitive price. Well done!
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Lillian F.
September 13th, 2019
Very well satisfy with my results. I could not ask for better service d
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Jose D.
January 27th, 2021
A little difficult in the beginning but with the messaging back and forth it was very simple and fast. Thank you for your help.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Janna V.
December 2nd, 2020
Very easy process!
Thank you!
Thomas D.
April 30th, 2020
The documents themselves are fine and the information provided with them is helpful. I find the actual processing of the documents, however, to be difficult particularly once the document has been saved. First, I note that the box for the date only allows entry of the last 2 digits of the year. Unfortunately, my download only allows me to enter one of the 2 digits required. When I delete it repeatedly, it eventually allows both digits to be entered but puts them in extremely small text and in superscrypt. I have not found a solution to this problem and am not sure the deed can even be recorded with this problem.
Another problem is that if you try to revise the document after you have saved it the curser goes to the end of the line after each key entry. This means that there basically is no way to efficiently save the document for reworking later since you will have to delete everything you have entered in the text box unless you only need to make a single keystroke change or are willing to replace the curser after each entry. Try that with a long property description!
Please note that I am using a Mac to prepare my documents and perhaps this is part of an "incompatibility problem". However, I didn't see a disclaimer regarding Mac use and so would expect the documents to perform correctly. Overall, I give the program a "2 star" rating because I am experiencing significant difficulties in entering dates in the documents even before saving them and because saving your work for later revision appears to be basically unworkable.
Thank you for your feedback Thomas, we appreciate you being specific about the issues you encountered. Adobe and Mac have a fairly long history of issues working together.
Victoria L.
February 25th, 2019
This is a fantastic website and financial savings to many. Being able to download and complete the document I needed vs having my attorney complete saved me $800. I would highly recommend this website.
Thank you for the kind words Victoria. Have a great day!
Michelle J.
June 11th, 2022
I believe this is great! It protects the residents from theft of property. Proud of what Wayne County is doing.
Thank you!