Arkansas - Ouachita County Mortgage Secured by Promissory Note Form

All Ouachita County specific forms listed below are included in your immediate download:

Mortgage Form - Ouachita County

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 3/23/2021

Mortgage Guide - Ouachita County

Line by line guide explaining every blank on the form.
Included document last updated 2/15/2021

Completed Example of the Mortgage Document - Ouachita County

Line by line guide explaining every blank on the form.
Included document last updated 3/29/2021

Promissory Note Secured by Mortgage - Ouachita County

Fill in the Blank Form
Included document last updated 3/5/2021

Promissory Note Guidelines - Ouachita County

Line by line guide explaining every blank on the form.
Included document last updated 3/11/2021

Completed Example of the Promissory Note Document - Ouachita County

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included document last updated 3/18/2021

Annual Accounting Statement Form - Ouachita County

Mail to borrower for fiscal year reporting.
Included document last updated 3/8/2021

*The Following Arkansas and Ouachita County supplemental forms are included as a courtesy with your order.

Real Property Transfer Affidavit

This is a required form due at the time of filing. This form lists 12 transfer tax exemptions that may apply and must be submitted in order to claim one of them.

Homestead Exemption

Amendment 79 provides a tax credit for property owners on their homestead (your primary residence) property. There are only two requirements for eligibility: - The property is your primary residence. - You are the owner of record. The credit is itemized on your Real Estate Tax bill as a credit toward the amount of your taxes due.

Notary Certificate

The supplemental form in this section can be used as loose certificate by notaries in the state.

Checkout and Download Forms

Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by the state or local jurisdiction. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in a given county that you need to transfer you would only need to order our forms once for all of your properties in that county.
• Are these forms guaranteed to be recordable in Ouachita County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Ouachita County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Mortgage Secured by Promissory Note Forms:

• Ouachita County

Including:

• Bearden
• Camden
• Chidester
• Louann
• Stephens

Checkout and Download Forms

What is the Arkansas Mortgage Secured by Promissory Note?

("Mortgage" means the grant of an interest in real property to be held as security for the performance of an obligation by the mortgagor or other person.) (18-50-101 (4))

Once (filed in the recorder's office) the mortgage becomes a (lien on the mortgaged property). (The filing shall be notice to all persons of the existence of the mortgage.) (18-40-102)

The (Mortgagor)/ Borrower grants (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (8))

The (Mortgagee)/Lender holds (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (7))

The borrower must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender (interest rates, default rate, late payment fee, etc.), and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.

Use these forms for real property, land, single family, condominiums, small commercial and rental units (up to 4). The promissory note can be used for traditional installment and balloon payments. In Arkansas, the Mortgagor/Borrower has the right to redeem the property if it is sold through decree of the circuit court/foreclosure. (This may be done at any time within one (1) year from the date of sale). [The mortgagor may waive the right of redemption in the mortgage so executed and foreclosed.] In this form the Mortgagor/Borrower releases their right of redemption. They also relinquish their rights of homestead (if any). These terms can be beneficial to the Mortgagee/Lender if default occurs. (18-49-106 (2)) [18-49-106 (b)]

For use in Arkansas Only.

Checkout and Download Forms

Save Time and Money

Get your Ouachita County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties.

Our Promise

The documents you receive here will meet, or exceed, the Ouachita County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Customer Reviews:

4.8 out of 5 (2973 Reviews)

September 17th, 2021

Name: JOSEPH W.

Review: Easy peezy!

Reply from Staff on September 17th, 2021

Thank you!

September 16th, 2021

Name: George S.

Review: Excellent product- very easy to use. Will use again...

Reply from Staff on September 17th, 2021

Thank you for your feedback. We really appreciate it. Have a great day!

September 16th, 2021

Name: Arletta B.

Review: Fantastic service, saved me a ton of time and running around. Thanks!

Reply from Staff on September 16th, 2021

Thank you!

September 16th, 2021

Name: Jon W.

Review: Useless for me. My deed could not be pulled. After investigation, I got a copy online directly from WV for $3. No one but editors of this will ever see this. Shame.

Reply from Staff on September 16th, 2021

Thank you for your feedback. We really appreciate it. Have a great day!

September 16th, 2021

Name: DAVID F.

Review: excellent experience with this product. Well worth the cost to save time running down forms

Reply from Staff on September 16th, 2021

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

September 16th, 2021

Name: Gwen N.

Review: Easy to use

Reply from Staff on September 16th, 2021

Thank you!

September 15th, 2021

Name: Carlos T.

Review: Site was easy to use and forms were exactly what I needed. Will use this in the future for other needed forms. A+

Reply from Staff on September 15th, 2021

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

September 15th, 2021

Name: Margaret F.

Review: They were very responsive although not able to find the document I was requesting. Will be checking to make sure they refunded the fee on my credit card

Reply from Staff on September 15th, 2021

Thank you for your feedback. We really appreciate it. Have a great day!

September 15th, 2021

Name: Curtise L.

Review: Excellent experience. Quickly responded and was able to get us exactly what we needed!

Reply from Staff on September 15th, 2021

Thank you!

September 15th, 2021

Name: Renee M.

Review: My sister in law is in a hospital ICU with Covid, so we were trying to get her affairs in order. Deeds.com made this difficult situation so much better by making this process very easy to understand and do.

Reply from Staff on September 15th, 2021

Glad we could help Renee, hoping the very best for you and your family.

Checkout and Download Forms