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Mortgage Form - Ouachita County
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 10/9/2020
Mortgage Guide - Ouachita County
Line by line guide explaining every blank on the form.
Included document last updated 10/1/2020
Completed Example of the Mortgage Document - Ouachita County
Line by line guide explaining every blank on the form.
Included document last updated 10/22/2020
Promissory Note Secured by Mortgage - Ouachita County
Fill in the Blank Form
Included document last updated 10/15/2020
Promissory Note Guidelines - Ouachita County
Line by line guide explaining every blank on the form.
Included document last updated 10/5/2020
Completed Example of the Promissory Note Document - Ouachita County
This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included document last updated 10/13/2020
Annual Accounting Statement Form - Ouachita County
Mail to borrower for fiscal year reporting.
Included document last updated 10/22/2020
*The Following Arkansas and Ouachita County supplemental forms are included as a courtesy with your order.
Real Property Transfer Affidavit
This is a required form due at the time of filing. This form lists 12 transfer tax exemptions that may apply and must be submitted in order to claim one of them.
Homestead Exemption
Amendment 79 provides a tax credit for property owners on their homestead (your primary residence) property. There are only two requirements for eligibility: - The property is your primary residence. - You are the owner of record. The credit is itemized on your Real Estate Tax bill as a credit toward the amount of your taxes due.
Notary Certificate
The supplemental form in this section can be used as loose certificate by notaries in the state.
Including:
("Mortgage" means the grant of an interest in real property to be held as security for the performance of an obligation by the mortgagor or other person.) (18-50-101 (4))
Once (filed in the recorder's office) the mortgage becomes a (lien on the mortgaged property). (The filing shall be notice to all persons of the existence of the mortgage.) (18-40-102)
The (Mortgagor)/ Borrower grants (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (8))
The (Mortgagee)/Lender holds (an interest in real property as security for the performance of an obligation secured by a mortgage.) (18-50-101 (7))
The borrower must also complete a promissory note. A promissory note is a negotiable instrument that contains an unconditional written promise, signed by the borrower, to repay the lender or its designated agent. It defines the amount and specific terms of the loan between the borrower and the lender (interest rates, default rate, late payment fee, etc.), and must be completed at the same time as the security instrument. Many lenders retain the promissory note for the duration of the mortgage and return it to the borrower after the debt is repaid.
Use these forms for real property, land, single family, condominiums, small commercial and rental units (up to 4). The promissory note can be used for traditional installment and balloon payments. In Arkansas, the Mortgagor/Borrower has the right to redeem the property if it is sold through decree of the circuit court/foreclosure. (This may be done at any time within one (1) year from the date of sale). [The mortgagor may waive the right of redemption in the mortgage so executed and foreclosed.] In this form the Mortgagor/Borrower releases their right of redemption. They also relinquish their rights of homestead (if any). These terms can be beneficial to the Mortgagee/Lender if default occurs. (18-49-106 (2)) [18-49-106 (b)]
For use in Arkansas Only.
Get your Ouachita County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties.
The documents you receive here will meet, or exceed, the Ouachita County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
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