Georgia Forms

Banks County Deed to Secure Debt and Promissory Note Form

Banks County Deed to Secure Debt

Banks County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/1/2025
Banks County Deed to Secure Debt Guidelines

Banks County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/13/2025
Banks County Completed Example-Deed to Secure Debt

Banks County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Document Last Validated 8/13/2025
Banks County Waiver of Borrowers Rights Form

Banks County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Document Last Validated 8/20/2025
Banks County Promissory Note Form

Banks County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Document Last Validated 8/18/2025
Banks County Promissory Note Guidelines

Banks County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/1/2025
Banks County Completed Example of the Promissory Note Document

Banks County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 3/13/2025
Banks County Annual Accounting Statement Form

Banks County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 5/19/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Banks County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Banks County Clerk of Superior Court
Address:
144 Yonah-Homer Road, Suite 12
Homer, Georgia 30547

Hours: 8:00am-5:00pm M-F

Phone: (706) 677-6240

Recording Tips for Banks County:
  • Avoid the last business day of the month when possible
  • Recording fees may differ from what's posted online - verify current rates
  • Both spouses typically need to sign if property is jointly owned
  • Check margin requirements - usually 1-2 inches at top

Cities and Jurisdictions in Banks County

Properties in any of these areas use Banks County forms:

  • Baldwin
  • Commerce
  • Homer
  • Maysville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Banks County

How do I get my forms?

Forms are available for immediate download after payment. The Banks County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Banks County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Banks County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Banks County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Banks County?

Recording fees in Banks County vary. Contact the recorder's office at (706) 677-6240 for current fees.

Questions answered? Let's get started!

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Banks County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Banks County.

Our Promise

The documents you receive here will meet, or exceed, the Banks County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Banks County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4578 Reviews )

Russell N.

March 16th, 2021

Very simple process to purchase and download. Made it easy to understand the different forms and their uses and how to select the right form.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

AMY J.

February 16th, 2022

Very easy user friendly thank you for that

Reply from Staff

Thank you!

Elizabeth B.

February 3rd, 2020

Excellent product! Easy to fill out, complete directions. I highly recommend.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Colleen P.

May 4th, 2020

It was frustrating to get the scans done but that might have been due to a learning curve. After 4 tries they were accepted. I couldn't figure out how to delete or close the failed attempts. Waiting to see if Recorder office has changed the title.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Rodrigo M.

September 10th, 2022

Excellent service

Reply from Staff

Thank you!

Margaret V.

August 6th, 2019

It was easy to follow the instructions, the sample pages were a great help.

Reply from Staff

Thank you!

Martha B.

January 11th, 2019

Not too hard to do, I did get it checked out by an attorney after I completed it just to be safe. He said it was fine, made no changes.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Nancy N.

February 12th, 2022

Very easy to use. Appreicate the sample filled out forms and the guide book. Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Thomas W.

June 30th, 2020

Fast, efficient, and helpful. I don't often have documents that need recording but I found Deeds.com incredibly handy. It cost me no more and probably less than if I'd gone in to do it myself. It was especially helpful during this Covid-19 stay-at-home time. It all happened within a couple of hours and I had my recorded copies in my hands.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Lawrence N.

August 31st, 2020

Very easy and convenient to use. Low cost and saves a trip to the courthouse and/or having to do mailing(s)

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Sawnie A.

July 29th, 2020

the deeds and related materials themselves are excellent but the PDF application is awful plus there is no way to customize the documents for specific purposes, so I had to type them from scratch in each instance.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Marcus W.

May 16th, 2024

The Service was excellent the county recorder’s can sometimes cause issues and or delays because of certain filing requirements , but overall I am more than satisfied with DEEDS.com fast friendly services.

Reply from Staff

Thank you Marcus, we appreciate you.

Jennifer J.

March 21st, 2022

I have to admit this process was a scary one but you have made it very clear and simple to follow along with. I felt their virtual hand holding, that is how user friendly it is. Thank you for being top notch.

Reply from Staff

Thank you!

Carolyn R.

May 21st, 2020

Definitely 5 stars. Everything was taken care of well within 24 hours. If our law firm needs to record a single document in a different county again, we will use your service. Thanks!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

brian o.

September 17th, 2022

I was needing some forms from another state. I am a lawyer but don't have ready access to out of state forms. I was impressed with how thorough the intake process was. Very nice that I could download the form in Word so that I could adjust a few things. Very fine service. I recommend.

Reply from Staff

Thank you!