Georgia Forms

Banks County Deed to Secure Debt and Promissory Note Form

Banks County Deed to Secure Debt

Banks County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Validated 8/1/2025 Preview Form
Banks County Deed to Secure Debt Guidelines

Banks County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Validated 5/13/2025 Preview Form
Banks County Completed Example-Deed to Secure Debt

Banks County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Validated 5/21/2025 Preview Form
Banks County Waiver of Borrowers Rights Form

Banks County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Validated 6/18/2025 Preview Form
Banks County Promissory Note Form

Banks County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Validated 6/26/2025 Preview Form
Banks County Promissory Note Guidelines

Banks County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Validated 5/1/2025 Preview Form
Banks County Completed Example of the Promissory Note Document

Banks County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Validated 3/13/2025 Preview Form
Banks County Annual Accounting Statement Form

Banks County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Validated 5/19/2025 Preview Form

All 8 documents above included • One-time purchase • No recurring fees

Important: Your property must be located in Banks County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Banks County Clerk of Superior Court
Address:
144 Yonah-Homer Road, Suite 12
Homer, Georgia 30547

Hours: 8:00am-5:00pm M-F

Phone: (706) 677-6240

Recording Tips for Banks County:
  • Check that your notary's commission hasn't expired
  • Make copies of your documents before recording - keep originals safe
  • Check margin requirements - usually 1-2 inches at top
  • Leave recording info boxes blank - the office fills these

Cities and Jurisdictions in Banks County

Properties in any of these areas use Banks County forms:

  • Baldwin
  • Commerce
  • Homer
  • Maysville

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Banks County

How do I get my forms?

Forms are available for immediate download after payment. The Banks County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Banks County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Banks County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Banks County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Banks County?

Recording fees in Banks County vary. Contact the recorder's office at (706) 677-6240 for current fees.

Have other questions? Contact our support team

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Banks County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Banks County.

Our Promise

The documents you receive here will meet, or exceed, the Banks County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Banks County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4572 Reviews )

Cindy A.

January 14th, 2019

Easy to understand and use. However, need to add line for phone number for preparer - Thanks

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Dapo L.

June 3rd, 2021

The team is very responsive and gets the job done. Thank you.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Nancy H.

December 31st, 2018

Site was excellent and saved a trip to the County office to pick up forms.

Reply from Staff

Thank you Nancy. Glad we could help. Have a great day!

Linda K.

July 5th, 2019

This service was easy, quick, and to the point. It was a lifesaver! Downloaded quickly and without issues. I was able to fill out a soecifice form for my state and county, which saved me from making errors from a universal form.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Angelique A.

December 27th, 2018

Very helpful and quick customer service. Highly recommended

Reply from Staff

Thank you for your feedback Angelique, we appreciate you. Have a great day!

Pamela H.

April 10th, 2019

With Deeds.com I was able to acquire the form I needed for a reasonable fee. Easy navigation, plus guidelines & example of how the finished form should be filled out. I was most pleased to download blank form so I could type into it and then save the blank form. Well organized informative tool. Highly recommend

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

ROBERT H.

January 11th, 2019

No review provided.

Reply from Staff

Thank you!

Roberta U.

August 4th, 2022

Thanks for the quick reply Will use in future. Thanksgivings

Reply from Staff

Thank you!

Robert I.

May 9th, 2023

This site was easy to use with full instructions on how to fill out and file forms very good

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Richard R.

April 16th, 2021

Deeds.com got the job done. My deed was successfully recorded.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Joshua M.

March 15th, 2023

Fast service, very responsive. Thank you!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Marck G.

March 23rd, 2022

This is an excellent service..thank you

Reply from Staff

Thank you!

Margaret M.

October 28th, 2019

Great job with these forms. Super easy and up to date, a rare find online these days. Thank you.

Reply from Staff

Thank you!

Gerald M.

November 25th, 2021

So easy to do. The examples and guides are well worth the few $$ this cost. Highly recommend!!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

James U.

June 18th, 2020

Fonts for all fields are not the same. Collin County has a specified size it wants in all fields. Other than that every thing was fine.

Reply from Staff

Thank you!