Candler County Deed to Secure Debt and Promissory Note Form (Georgia)
All Candler County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Candler County compliant document last validated/updated 2/17/2025
Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Candler County compliant document last validated/updated 5/13/2025
Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Candler County compliant document last validated/updated 5/21/2025
Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Candler County compliant document last validated/updated 6/18/2025
Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Candler County compliant document last validated/updated 6/26/2025
Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Candler County compliant document last validated/updated 5/1/2025
Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Candler County compliant document last validated/updated 3/13/2025
Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Candler County compliant document last validated/updated 5/19/2025
The following Georgia and Candler County supplemental forms are included as a courtesy with your order:
When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Candler County. The executed documents should then be recorded in the following office:
Candler Clerk of Superior Court
35 SW Broad St / PO Box 830, Metter, Georgia 30439
Hours: 8:30am - 5:00pm, Monday - Friday
Phone: (912) 685-5257
Local jurisdictions located in Candler County include:
- Metter
- Pulaski
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Candler County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Candler County using our eRecording service.
Are these forms guaranteed to be recordable in Candler County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Candler County including margin requirements, content requirements, font and font size requirements.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Candler County that you need to transfer you would only need to order our forms once for all of your properties in Candler County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Candler County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Candler County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Candler County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Candler County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Ronald P.
July 24th, 2025
Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.
Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!
Charlene H.
July 22nd, 2025
Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.
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Kimberly B.
July 22nd, 2025
Great service, quick and easy!
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Jean T.
January 3rd, 2024
It's wonderful that these forms are easily accessible!
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Evelyn R.
July 16th, 2020
Filing my deed through your service was great. All directions were clear and specific; it was very easy to upload the documents and most of all feedback from your office was professional and very timely. You service was excellent. Thank you!! Thank you so very much!!
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LAWRENCE S.
January 9th, 2022
I am mostly satisfied with my Deeds.Com experience. Not sure if you can do anything about this, but since it is fairly common, I thought the Quit Claim Form would have a section specifically for adding spouse to a deed.
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Bernard H.
February 1st, 2019
The site is clear and easy to submit requests. I will be using again when needed. No problems and a pleasure to deal with.
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February 8th, 2024
Thank you so very much for such an easy experience.
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Susan Z.
February 1st, 2019
Helpful website. Couldn't use the forms for my situation and area
Thank you for your feedback Susan. We don't want you to have to pay for something you didn't use, we've gone ahead and canceled your order and payment. Have a great day!
Gerry C.
February 6th, 2021
Forms appear to be most current and instructions clear. Inserting grantor/grantee information onto form a bit "clunky" however no major issues. I will be using services again.
Thank you!
Diane P.
July 22nd, 2022
Form was very easy to use and was processed/ recorded with no issue. Thank you it saved me from having to contact an attorney.
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Karen W.
October 18th, 2021
Great experience. Easy.
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Pamela M.
May 13th, 2021
Saved a great deal of time and hassle. THANKS
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Frank H.
September 22nd, 2022
Form and instructions were useful. But I suggest creating a form for transferring a deed pursuant to a trust. The existing form is based on a will going through probate so it doesn't fit the trust situation in some respects.
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Stephanie B.
May 28th, 2020
Really great, relevant and straight forward forms. Deeds.com is excellent and helps you avoid costly errors on documents.
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