Deeds.com Real Estate Deeds
Deeds.com Account
Sign In

Georgia - Charlton County Deed to Secure Debt and Promissory Note Forms

Express Checkout (Download)

Form Package
Deed to Secure Debt and Promissory Note
State
Georgia
Area
Charlton County
Price
$27.97
Delivery
Immediate Download

Payment Information

Included Forms

All Charlton County specific forms and documents listed below are included in your immediate download package:


Charlton County Deed to Secure Debt Page 1

Deed to Secure Debt - Charlton County

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 7/6/2022

Charlton County Deed to Secure Debt Guidelines Page 1

Deed to Secure Debt Guidelines - Charlton County

Line by line guide explaining every blank on the form.
Included document last updated 9/15/2022

Charlton County Completed Example-Deed to Secure Debt Page 1

Completed Example-Deed to Secure Debt - Charlton County

Example of a properly completed form for reference.
Included document last updated 7/5/2022

Charlton County Waiver of Borrowers Rights Page 1

Waiver of Borrowers Rights - Charlton County

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included document last updated 12/7/2021

Charlton County Promissory Note Form Page 1

Promissory Note Form - Charlton County

Note that is secured by the Deed to Secure Debt
Included document last updated 9/2/2022

Charlton County Promissory Note Guidelines Page 1

Promissory Note Guidelines - Charlton County

Line by line guide explaining every blank on the form.
Included document last updated 5/19/2022

Charlton County Completed Example of the Promissory Note Document Page 1

Completed Example of the Promissory Note Document - Charlton County

Example of a properly completed form for reference.
Included document last updated 7/4/2022

Charlton County Annual Accounting Statement Form Page 1

Annual Accounting Statement Form - Charlton County

Mail to borrower for fiscal year reporting.
Included document last updated 8/26/2022

Included Supplemental Documents

The Following Georgia and Charlton County supplemental forms are included as a courtesy with your order.


Affidavit Certificate (Georgia Document)


Credible Witness Affidavit (Georgia Document)


Translator Affidavit Certificate (Georgia Document)


Witness Signature Certificate (Georgia Document)


Copy Certification by Notary (Georgia Document)


Copy Certification by Document Custodian (Georgia Document)


Guide to Georgia Homestead Exemptions (Georgia Document)


Application for Homestead Exemption (Georgia Document)


Frequently Asked Questions:

  • How long does it take to get my forms?
    • Forms are available immediately after submitting payment.
  • What are supplemental forms?
    • Often when a deed is recorded additional documents are required by Georgia or Charlton County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
  • How do I get my forms, are they emailed?
    • After you submit payment you will see a page listing the Charlton County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
  • What type of files are the forms?
    • All of our Charlton County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
  • Can the Deed to Secure Debt and Promissory Note forms be re-used?
    • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Charlton County that you need to transfer you would only need to order our forms once for all of your properties in Charlton County.
  • Are these forms guaranteed to be recordable in Charlton County ?
    • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Charlton County including margin requirements, content requirements, font and font size requirements.
  • Do I have to enter all of my property information online?
    • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
  • Can I save the completed form, email it to someone?
    • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
  • Do I need any special software to use these forms?
    • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
  • Are there any recurring fees involved?
    • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Deed to Secure Debt and Promissory Note Forms:

  • Charlton County

Including:

  • Folkston
  • Saint George

What is the Georgia Deed to Secure Debt and Promissory Note?

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
For use in Georgia Only.


Our Promise

The documents you receive here will meet, or exceed, the Charlton County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Charlton County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Customer Reviews:

4.8 out of 5 (3714 Reviews)


September 23rd, 2022

Name: Hal M.

Review: Very good, and easy and fast to use.

Reply from Staff on September 23rd, 2022

Thank you!


September 23rd, 2022

Name: Stanley S.

Review: Extremely convenient and easy to execute the document. Instructions and example are very helpful. I have bookmarked the site and will surely use again. 5 stars!!

Reply from Staff on September 23rd, 2022

Thank you!


September 22nd, 2022

Name: Cynthia S.

Review: I am an attorney assisting my son with some simple legal docs & this service saved me a lot of time and is user friendly!

Reply from Staff on September 22nd, 2022

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Walter R.

Review: I was able to get all the Forms I required and it was straight forward and easy. Thank you , Walt R.

Reply from Staff

Thank you!


Name: Alexander H.

Review: As an experienced attorney new to estate planning, I attest that this website and its documents were very helpful. Their documents including everything one needed to know and was very comprehensive.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Edward S.

Review: Great Form and Easy to Use Guides and Samples

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Maurice M.

Review: It was very convenient to be able to purchase the forms that I needed and save an extra trip downtown. I really appreciated the instructions that came with the forms.

Reply from Staff

Thank you Maurice. Have a great day!


Name: fran g.

Review: To hard for me. But with that being said it's a great option for most people.

Reply from Staff

Thank you!


Name: Carol T.

Review: Very east process. Good job!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!


Name: Michael S.

Review: I was very impressed. I needed a Grant Deed that would comply with Calif. law. I haven't tried to record it yet, but I think it's spot-on. References to statutes very helpful. I'm a retired Idaho attorney, and my first attempt was politely rejected by the recorder. (documentary transfer fee exemption, etc.)

Reply from Staff

Thank you!


Name: gene h.

Review: Had used website while working as Land Rep for major oil company (retired 2.5 years ago). Recently had need to do some online research and went back to Deeds.com to find needed documents. Same as before, website provides a great service at a great price.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!


Name: Charles F.

Review: Quick and Easy

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!


Name: Wayne T.

Review: I was skeptical when I first came upon this website. Not sure why I had such a negative feeling, but after I received the printed deed I felt relieved and completely satisfied. This is a great website for everyone who wouldn't want to retrieve their deed in person and worth the reasonable fee.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!


Name: Michael L.

Review: Perfect timely service! Will use again!

Reply from Staff

Thank you!


Name: Emelinda C.

Review: Quick download, hassle-free, no forced membership-just a straight-forward transaction. Thank you!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!


Deeds.com Real Estate Deeds

Use of Deeds.com Legal Forms. On our Site we make available for use self-help "fill in the blank" forms. If you use a form on our Site, you explicitly agree to our Terms of Use. You understand and agree that your purchase and/or use of a form document is neither legal advice nor the practice of law, and that each form and any applicable instructions or guidance is not customized to your particular needs, not guaranteed or warranted to be current, up to date, or accurate.

NO WARRANTY. Do It Yourself Legal Forms available on our Website are not guaranteed to be usable, correct, up to date, or fit for any legal purpose. Use of any Do It Yourself Legal Form from our website is done so AT YOUR OWN RISK.

If you use any Do It Yourself Legal Form available on Deeds.com, you agree that: TO THE EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL WE BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE LEGAL FORMS OR FOR ANY INFORMATION OR SERVICES PROVIDED TO YOU THROUGH THE DEEDS.COM WEBSITE. TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED, OUR SOLE OBLIGATION TO YOU FOR DAMAGES WILL BE LIMITED TO $100.00.

Nothing on this website should be considered a substitute for the advice of an attorney.

© DEEDS.COM INC. 1997 - 2022 ALL RIGHTS RESERVED | (330) 606-0119 | P.O. Box 5264, Fairlawn, OH 44334