Charlton County Deed to Secure Debt and Promissory Note Form

Last validated July 3, 2026 by our Forms Development Team

Charlton County Deed to Secure Debt

Charlton County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/10/2026
Charlton County Deed to Secure Debt Guidelines

Charlton County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/30/2026
Charlton County Completed Example-Deed to Secure Debt

Charlton County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Document Last Validated 6/12/2026
Charlton County Waiver of Borrowers Rights Form

Charlton County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Document Last Validated 6/30/2026
Charlton County Promissory Note Form

Charlton County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Document Last Validated 7/3/2026
Charlton County Promissory Note Guidelines

Charlton County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/25/2026
Charlton County Completed Example of the Promissory Note Document

Charlton County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/15/2026
Charlton County Annual Accounting Statement Form

Charlton County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 6/17/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Charlton County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Charlton Clerk of Superior Court

Address:
1520 Third St, Suite A
Folkston, Georgia 31537-8961

Hours: 8:00am - 5:00pm Monday - Friday

Phone: (912) 496-2354

Recording Tips for Charlton County:
  • Recording fees may differ from what's posted online - verify current rates
  • Recorded documents become public record - avoid including SSNs
  • If mailing documents, use certified mail with return receipt

Cities and Jurisdictions in Charlton County

Properties in any of these areas use Charlton County forms:

  • Folkston
  • Saint George

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Charlton County

How do I get my forms?

Forms are available for immediate download after payment. The Charlton County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Charlton County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Charlton County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Charlton County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Charlton County?

Recording fees in Charlton County vary. Contact the recorder's office at (912) 496-2354 for current fees.

Questions answered? Let's get started!

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Charlton County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Charlton County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Charlton County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Charlton County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4749 Reviews )

gary c.

January 26th, 2022

process was easy and simple to do

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Joseph L.

August 11th, 2021

I am an invalid and needed just one quitclaim form. I was able to quickly enter and complete the form. Unfortunately, it will probably be a last hurrah for me..

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Linda A.

April 21st, 2022

This was perfect for providing the necessary forms. Easy to enter needed information. I would recommend this for legal documents.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

MARK K.

June 18th, 2020

This is a great service. I submitted the information and the next day my deed had been recorded. Online recording during these times is the most sensible way to record deeds.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Deirdre K.

July 19th, 2020

Fantastic! So helpful, got my deed recorded with no problem.

Reply from Staff

Thank you!

Gloria C.

January 6th, 2021

AMazing service. Fast and affordable.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kathryn H.

June 23rd, 2026

Easy to complete with the use of the guide you provided. Very reasonable price considering the closing attorney wanted $450.

Reply from Staff

We appreciate your comments and your trust in us. Thank you.

Larry B.

May 18th, 2021

Poor quality document. Deed did not contain space for mandatory rax info required.

Reply from Staff

Thank you for your feedback Larry. We do hope that you found something more suitable to your needs elsewhere. Have a wonderful day.

darryl c.

July 24th, 2021

very easy to use website

Reply from Staff

Thank you!

Herbert R.

November 12th, 2022

Your website was very helpful. Hopefully, I will have it completed correctly prior to use.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kathy C.

March 7th, 2022

It's worth the cost to download the fill in the blank forms. So quick and easy. The lady I spoke to on the phone was super nice and very helpful. She deserves a medal for being so patient with me.

Reply from Staff

Thank you!

Jeannine G.

June 28th, 2021

Very helpful and just what I needed for the job I was doing.

Reply from Staff

Thank you!

Lauren D.

May 13th, 2019

Prompt and helpful

Reply from Staff

Thank you!

Timothy L.

September 20th, 2020

It was very simple and easy to fill out the information need to do the warranty deed.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Conrad N.

November 1st, 2021

It worked well for me.

Reply from Staff

Thank you!