Chattooga County Deed to Secure Debt and Promissory Note Form

Chattooga County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Chattooga County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Chattooga County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Chattooga County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Chattooga County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Chattooga County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Chattooga County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Chattooga County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Additional Georgia and Chattooga County documents included at no extra charge:
Where to Record Your Documents
Chattooga Clerk of Superior Court
Summerville, Georgia 30747
Hours: 8:30am - 5:00pm Monday - Friday
Phone: (706) 857-0706
Recording Tips for Chattooga County:
- Documents must be on 8.5 x 11 inch white paper
- Check margin requirements - usually 1-2 inches at top
- Request a receipt showing your recording numbers
- Bring extra funds - fees can vary by document type and page count
- Multi-page documents may require additional fees per page
Cities and Jurisdictions in Chattooga County
Properties in any of these areas use Chattooga County forms:
- Lyerly
- Menlo
- Summerville
- Trion
Hours, fees, requirements, and more for Chattooga County
How do I get my forms?
Forms are available for immediate download after payment. The Chattooga County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Chattooga County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Chattooga County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Chattooga County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Chattooga County?
Recording fees in Chattooga County vary. Contact the recorder's office at (706) 857-0706 for current fees.
Have other questions? Contact our support team
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Chattooga County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Chattooga County.
Our Promise
The documents you receive here will meet, or exceed, the Chattooga County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Chattooga County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4572 Reviews )
Judith L.
August 19th, 2019
I bought a package for doing a mineral deed in Sheridan County, Montana. I will now try to use it and we'll see, I guess, how easy it may or may not be, etc. Check back later perhaps for more details~
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Grace V.
February 29th, 2020
Easy to use
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Kathy P.
January 2nd, 2025
Can you also make a search that includes the parcel number because that is all I had to go with and regular name searches didn't come up with anything I needed.
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David D.
January 28th, 2021
Forms were quick to receive and appear to be what I need to complete our task.
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Bruce C.
February 13th, 2024
Easy to navigate. The guide and sample helped a lot, including the availability of "Exhibit A". Knowing your documents are guaranteed to be in the required format and the ease of using your forms has been a great service, Thank you!
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M. TIMOTHY P.
February 17th, 2021
EXCELLENT service! Deed came back within minutes!
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SHIRLEY H.
September 21st, 2022
I like that they have all the forms, but I could not find it they would submit the forms to the recorders office
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Richard B.
April 27th, 2023
Excellent! I was able to complete the documents especially using the instructions as a guide. Thanks
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david t.
January 15th, 2019
No review provided.
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JACQUELINE R.
March 23rd, 2021
We have been waiting for a Title Company to put a release of Lien together for the past 3 months. I figured it was taking way to long and decided to use template here instead. In less than hour I was able to add all the information on the template and provide forms to our Seller to use. We were buying and he didnt think they were necessary. But I refused to pay him in full until he agreed to sign papers at the bank, and of course in front of a notary. We turned around and filed the Release of lien paperwork at County Clerks office, we officially own our house. Thank you!
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Robert S B.
May 22nd, 2019
I would not have ordered this form had I realised how limited the fields are for details. There is no room for elaboration of terms. The language only allows one grantor and one grantee, and the gender and quantity default construction is a poor choice. Be basic, but leave room for more.
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Jill S.
June 27th, 2023
This was highly convenient and successful.
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October 7th, 2021
I think this company offers a great service that is non-discriminatory and allows me to save time going downtown and hassle dealing with different personalities.
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Ron D.
June 2nd, 2024
The State form I chose was valid and accurate. However, I found the ability to enter information was inadequate and difficult. Converted the form to a Word document and was then able to enter the information I needed to.
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Don B.
November 2nd, 2020
This was my first experience with Deeds. Web site instructions are detailed and easy to understand. This was a smooth process. Highly recommend to anyone.
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