Clarke County Deed to Secure Debt and Promissory Note Form
Last validated September 15, 2026 by our Forms Development TeamFormatted for recording in Clarke County, for property anywhere in the county: rural and unincorporated areas as well as Athens, Winterville.
- 8 documents included
- Immediate PDF download
- Formatting guarantee

Clarke County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Clarke County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Clarke County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Clarke County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Clarke County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Clarke County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Clarke County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Clarke County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Georgia and Clarke County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior & State Courts
Athens, Georgia 30601
Hours: 8:30 to 5:00 M-F
Phone: 706.613.3190
Recording Tips for Clarke County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Check that your notary's commission hasn't expired
- Documents must be on 8.5 x 11 inch white paper
Cities and Jurisdictions in Clarke County
Properties in any of these areas use Clarke County forms:
- Athens
- Winterville
Hours, fees, requirements, and more for Clarke County
How do I get my forms?
Forms are available for immediate download after payment. The Clarke County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Clarke County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Clarke County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Clarke County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Clarke County?
Recording fees in Clarke County vary. Contact the recorder's office at 706.613.3190 for current fees.
Questions answered? Let's get started!
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Clarke County to use these forms. Documents should be recorded at the county recording office listed above.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Clarke County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Clarke County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Clarke County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4,806 Reviews )
Joni S. 5 out of 5 stars
Excellent service, no hassle, easy to use, affordable, best service -- hands down. I thought it would be difficult for me to record a deed in Florida while residing in California but you made it so easy. I will tell everyone about your service. Thank you.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
Julie K. 4 out of 5 stars
The process for obtaining document itself was easy, and the included guide and example are great! I do have an issue with the format itself, though. The form has pre-defined text boxes, which cannot be altered without partially rebuilding the entire document. For the 'property description' field on the Mineral Deed form, the text box is not large enough for the rather lengthy legal description entered on my original plat. Fortunately, I have a copy of Adobe Pro, so I have been able to re-build the doc to accommodate this short-coming.
Thank you for taking the time to provide feedback on our legal form. We're pleased to hear that you found the process for obtaining the document and the included guide beneficial.
We understand and appreciate your concern regarding the formatting and size limitations of certain fields, especially the 'property description' field. Our forms are designed to adhere to specific formatting requirements that are often mandated for legal compliance. Making direct alterations to the document can result in them becoming non-conforming, which is why we advise customers to use an exhibit page when their legal description is extensive or does not fit.
Steven H. 5 out of 5 stars
Great Product!!! Used the more commonly known websites before, but never again. It was easy, great examples to follow so that I was sure and confident that I completed the document correctly. Thank You!
Thank you for your feedback. We really appreciate it. Have a great day!
Jackson J. 5 out of 5 stars
Thank you for your help the website is simple and easy to use and dealing with this county for the 1st time there were a few things i was not too sure about but your staff was prompt and responsive and anytime there was a glitch we were promptly able to resolve the issue until the deed was accepted and recorded by the county great service thanks again.
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Arnold R. 5 out of 5 stars
this online service worked efficiently and as quickly as the registry allowed it to record new deeds. Thank you for providing services
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So far, so good. Great looking site.
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Michael C. 5 out of 5 stars
I would appreciate being able to increase the size of the blocks such as the Grantor block and the legal description block where information is enter on the form and to adjust the font. Otherwise great product,
Thank you for your feedback Michael. We do wish we could make that an option. Unfortunately, adhering to formatting requirements (specifically margin requirements) leaves a finite amount of space available on the page.
Delba O. 5 out of 5 stars
This was the easiest process ever. Thank you for making this so easy. No hassle, just upload your docs, pay the invoice and done. It didn't even take 2 business days to get my deed recorded. If I ever need to record anything I will definitely use your services again.
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Fred B. 5 out of 5 stars
Great service and all seems to be what I was looking for
Thank you Fred, have a great day!
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Therese L. 5 out of 5 stars
Good instructions and example
Thank you!