Fannin County Deed to Secure Debt and Promissory Note Form

Fannin County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Fannin County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Fannin County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Fannin County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Fannin County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Fannin County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Fannin County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Fannin County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
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Additional Georgia and Fannin County documents included at no extra charge:
Where to Record Your Documents
Clerk of Superior Court
Blue Ridge, Georgia 30513
Hours: 8:30 to 4:30 M-F
Phone: (706) 632-2039
Recording Tips for Fannin County:
- White-out or correction fluid may cause rejection
- Both spouses typically need to sign if property is jointly owned
- Bring extra funds - fees can vary by document type and page count
- Recorded documents become public record - avoid including SSNs
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in Fannin County
Properties in any of these areas use Fannin County forms:
- Blue Ridge
- Epworth
- Mc Caysville
- Mineral Bluff
- Morganton
Hours, fees, requirements, and more for Fannin County
How do I get my forms?
Forms are available for immediate download after payment. The Fannin County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Fannin County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Fannin County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Fannin County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Fannin County?
Recording fees in Fannin County vary. Contact the recorder's office at (706) 632-2039 for current fees.
Questions answered? Let's get started!
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Fannin County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Fannin County.
Our Promise
The documents you receive here will meet, or exceed, the Fannin County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Fannin County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4578 Reviews )
Esther R.
February 25th, 2019
Very easy to follow and complete.
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DAVID JOHN M.
February 25th, 2019
The Transfer On Death Deed did work for New Mexico! Though I did have to add the long property description to the "Exhibit" page that was included with the document. Great website! Will use again! Thanks!!!
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John H.
April 22nd, 2019
Re: Idaho Affidavit of Successor: Decedent's residence may be a state other than Idaho. Death certificate documnet# field is too small.
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Walter T.
December 12th, 2020
Awesome thanks
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Don R.
January 26th, 2022
From Pennsylvania here. Documents are great and easy to fill out however you are lacking a couple of things. You only provide the option for a Grant Deed when you purchase by your county which is Mercer County for me. Why not give the ability to get a Warranty Deed that better protects the Grantee? Also, being from Pennsylvania and in a county that mined Buituminous Coal we are required to include the Coal Severance Notice and Bituminous Mine Subsidence and Land Conservation Act Notice. You can check the box on your Deed form that they are required and attached but you do not provide the verbiage or form for this. You state that you know what each county requires and include everything required but you do not include these two required Notices. This has been a requirement for years and the wording never changes. I had to look for these Notices and hand type this information and include it on another seperate page after the Notary section on the Deed. The Grantor has to sign the Coal Severance Notice and be witnessed by a Notary so I had to add another place for the Notary and will have to pay twice for witnessed signatures when it could have been included in your document. My Deed from 2003 was done that way and then the Notary statement after that so it was only one notarized witness of signature.
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elizabeth m.
April 22nd, 2020
Wonderful service, forms were great. Completed and ready for recording. Will check back in after recorded.
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Ardys A.
January 13th, 2019
Very pleased with all the info I received and not just a blank form.
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John V. B.
April 11th, 2019
I have not yet used the site however, I feel that this site could be a big asset to the genealogical community. It is well laid out thus easy to use.
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Donna R.
November 22nd, 2021
Hi! Is there a setting that I can click on that will make sure I'm notified via email when an update is made to my requests? Thank you!
Thanks for your feedback, we'll have someone look into it.
Travis S.
May 6th, 2023
I couldn't even look for a deed because the website said that deed/title searching wasn't available. Very disappointed about it.
I'm sorry to hear that you had a disappointing experience with the website's deed/title searching feature. It can be frustrating when a feature you were hoping to use isn't available.
We do hope that you found what you were looking for elsewhere.
timothy h.
November 12th, 2020
Too complicated and too expensive
Sorry to hear that Timothy, we do hope that you found something more suitable to your needs elsewhere. Have a wonderful day.
Jeffrey G.
April 21st, 2021
The documents requested were perfect! Very helpful, with instructions on how to complete and submit and unique to the county. They provided additional helpful documents that I would not have thought to ask for. Great job!
Thank you!
Marsha C.
March 2nd, 2019
Awesome so far! What a great service!
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Mary S.
January 25th, 2019
I am so excited to find this site. Thank you
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Margaret S.
March 16th, 2020
Great experience, quick and easy, thank you!
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