Floyd County Deed to Secure Debt and Promissory Note Forms (Georgia)
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Form Package
Deed to Secure Debt and Promissory Note
State
Georgia
Area
Floyd County
Price
$27.97
Delivery
Immediate Download
Payment Information
Included Forms
All Floyd County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 3/26/2024
Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/13/2024
Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.
Included document last reviewed/updated 12/12/2023
Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.
Included document last reviewed/updated 12/20/2023
Promissory Note Form
Note that is secured by the Deed to Secure Debt
Included document last reviewed/updated 2/29/2024
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/17/2024
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included document last reviewed/updated 2/23/2024
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 4/3/2024
Included Supplemental Documents
The following Georgia and Floyd County supplemental forms are included as a courtesy with your order.
Frequently Asked Questions:
How long does it take to get my forms?
Forms are available immediately after submitting payment.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Floyd County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
How do I get my forms, are they emailed?
Forms are NOT emailed to you. Immediately after you submit payment, the Floyd County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.
What type of files are the forms?
All of our Floyd County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Floyd County that you need to transfer you would only need to order our forms once for all of your properties in Floyd County.
Are these forms guaranteed to be recordable in Floyd County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Floyd County including margin requirements, content requirements, font and font size requirements.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Areas Covered by These Deed to Secure Debt and Promissory Note Forms:
- Floyd County
Including:
- Armuchee
- Cave Spring
- Coosa
- Lindale
- Mount Berry
- Rome
- Shannon
- Silver Creek
What is the Georgia Deed to Secure Debt and Promissory Note
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Floyd County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Floyd County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
Reviews
4.8 out of 5 (4317 Reviews)
Dyanna B.
April 23rd, 2024
Got what I needed. Easy access.
Thank you for your positive words! We’re thrilled to hear about your experience.
Gina G.
April 17th, 2024
This service is fantastic! Took a few tries to scan the document correctly, but their patience and quick turn around made this a far better experience than going to the County myself.
We are delighted to have been of service. Thank you for the positive review!
Michael M.
April 17th, 2024
Great service that satisfied all my needs. Great prices too.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Jayne B.
July 1st, 2020
This makes it so easy and I'm so glad I found you.
I visited two other sites before I found this one. They were cumbersome to use to the point where I abandoned them and kept on looking. Then I found yours, and it was a breeze. Thank you so much!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Stacie L.
April 1st, 2020
The deed is great. However, I do not believe your Statement of Full Consideration is up to date as it does not give the reference for an exemption on the Transfer on Death Deed.
Thank you Stacie. We'll take a look at those supplemental forms. Have a great day!
rita t.
November 4th, 2019
Thanks for asking, everything was fine. Forms worked as expected, no problems.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
CYNTHIA Z.
April 26th, 2021
So easy to use and fast.
Thank you!
Doug C.
November 20th, 2020
Great Job guys! I would not even have thought to look for this service. The county recorder's office and kiosks are all closed because of covid. I was directed to you because of a referral on the county site. I wish I had known you had forms available as well. I searched for a day to find the appropriate form.
Thank you for your feedback. We really appreciate it. Have a great day!
Darlene P.
November 12th, 2021
Deeds.com was a money saver for me. It made a daunting task of preparing a Quit Claim Deed a very simple task. I was happy that my documentation was accepted by my state and County first round.
Thank you Deeds.com
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Sandra M.
November 17th, 2019
The forms were easy to use but there was a software issue that made it impossible to get the county name to appear on the form in the correct place. It made the deed look a little sloppy
Thank you!
Nicole T.
February 9th, 2021
Absolutely Amazing Service! I learned about Deeds.com, created my Account, uploaded my documents into my Recording Package, paid my Invoice and received my Three Recorded Deeds all in less than two hours! Awesome!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Emery N.
May 16th, 2019
Thank you for your service,,you have a very good site,,easy to use
Thank you for your feedback. We really appreciate it. Have a great day!
Robin G.
February 1st, 2024
Very user friendly. I was totally amazed. Thank you so much.
We are delighted to have been of service. Thank you for the positive review!
Robert L.
February 24th, 2021
Very easy to use and I had no issues submitting my deed.
Thank you!
Anne J.
September 25th, 2023
I could not be happier with the service. Shortly after I uploaded my documents, my package was prepared and invoiced. It was only minutes before the document was recorded with the County I selected and returned to me with their seal for download.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
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