Floyd County Deed to Secure Debt and Promissory Note Form (Georgia)
All Floyd County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Floyd County compliant document last validated/updated 2/17/2025
Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Floyd County compliant document last validated/updated 5/13/2025
Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Floyd County compliant document last validated/updated 5/21/2025
Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Floyd County compliant document last validated/updated 6/18/2025
Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Floyd County compliant document last validated/updated 6/26/2025
Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Floyd County compliant document last validated/updated 5/1/2025
Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Floyd County compliant document last validated/updated 3/13/2025
Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Floyd County compliant document last validated/updated 5/19/2025
The following Georgia and Floyd County supplemental forms are included as a courtesy with your order:
When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Floyd County. The executed documents should then be recorded in the following office:
Clerk of Superior Court
Judicial Building - 3 Government Plaza, Suite 101 / PO Box 1110, Rome, Georgia 30161 / 30162
Hours: 8:00 to 5:00 M-F
Phone: (706) 291-5158
Local jurisdictions located in Floyd County include:
- Armuchee
- Cave Spring
- Coosa
- Lindale
- Mount Berry
- Rome
- Shannon
- Silver Creek
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Floyd County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Floyd County using our eRecording service.
Are these forms guaranteed to be recordable in Floyd County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Floyd County including margin requirements, content requirements, font and font size requirements.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Floyd County that you need to transfer you would only need to order our forms once for all of your properties in Floyd County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Floyd County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Floyd County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Floyd County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Floyd County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4562 Reviews )
MARY LACEY M.
June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
We are delighted to have been of service. Thank you for the positive review!
Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
Thank you for your positive words! We’re thrilled to hear about your experience.
Hope A.
June 4th, 2021
Great Website and layout!! so easy!
Thank you!
Yehong M.
November 27th, 2019
everything worked well,
Thank you!
Melody P.
May 13th, 2021
Thank you for getting our docs recorded so quickly and efficiently! Great and dependable service, as always!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
April C.
May 18th, 2021
Spot on forms and process. YMMV but way more efficient and cost effective than contacting an ambulance... attorney.
Thank you!
Cody M.
May 28th, 2024
They respond fast, the process is simple, and it's obviously convenient. I'm not sure what else there is to say, other than it's I would say a reasonable fee to pay them to do it.
Thank you for your positive words! We’re thrilled to hear about your experience.
Jorge O.
June 11th, 2019
Everything work excellent. Don't think any update is needed at this time. Thank you
Thank you!
Jennifer M P.
December 14th, 2022
Locating the deed I needed was not too hard. I love that you can download and complete it on your time frame.
Thank you!
Sandra B.
February 15th, 2022
Easy to navigate through. Documents were in orderly fashion. Highly recommend. Step by step instructions
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
brian o.
September 17th, 2022
I was needing some forms from another state. I am a lawyer but don't have ready access to out of state forms. I was impressed with how thorough the intake process was. Very nice that I could download the form in Word so that I could adjust a few things. Very fine service. I recommend.
Thank you!
Johnnye G.
April 22nd, 2021
I appreciate being able to find the forms needed for my Gift Deed. It was simple to understand and complete. Now, if Utah will accept this form, I will be thrilled. Mailing today. It remains to be seen if it will be accepted.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
William T.
July 6th, 2024
Very informative and user friendly. Thank you.
Your feedback is greatly appreciated. Thank you for taking the time to share your experience!
Francine H.
April 18th, 2023
Somewhat confusing, but I'm really not sure what I need. I have not complete4d the document.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!