Georgia - Houston County Deed to Secure Debt and Promissory Note Forms

Included Forms

All Houston County specific forms and documents listed below are included in your immediate download package:

---

---

---

---

---

---

---

---

---

Included Supplemental Documents

The Following Georgia and Houston County supplemental forms are included as a courtesy with your order.

---

Affidavit Certificate (Georgia Document)

---

Credible Witness Affidavit (Georgia Document)

---

Translator Affidavit Certificate (Georgia Document)

---

Witness Signature Certificate (Georgia Document)

---

Copy Certification by Notary (Georgia Document)

---

Copy Certification by Document Custodian (Georgia Document)

---

Guide to Georgia Homestead Exemptions (Georgia Document)

---

Application for Homestead Exemption (Georgia Document)

---

Frequently Asked Questions:

• How long does it take to get my forms?
  • Forms are available immediately after submitting payment.
• What are supplemental forms?
  • Often when a deed is recorded additional documents are required by Georgia or Houston County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
• How do I get my forms, are they emailed?
  • After you submit payment you will see a page listing the Houston County forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
• What type of files are the forms?
  • All of our Houston County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
• Can the Deed to Secure Debt and Promissory Note forms be re-used?
  • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Houston County that you need to transfer you would only need to order our forms once for all of your properties in Houston County.
• Are these forms guaranteed to be recordable in Houston County ?
  • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Houston County including margin requirements, content requirements, font and font size requirements.
• Do I have to enter all of my property information online?
  • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
• Can I save the completed form, email it to someone?
  • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
• Do I need any special software to use these forms?
  • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
• Are there any recurring fees involved?
  • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Deed to Secure Debt and Promissory Note Forms:

• Houston County

Including:

• Bonaire
• Centerville
• Clinchfield
• Elko
• Kathleen
• Perry
• Warner Robins

What is the Georgia Deed to Secure Debt and Promissory Note?

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
For use in Georgia Only.

Our Promise

The documents you receive here will meet, or exceed, the Houston County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Houston County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Customer Reviews:

4.8 out of 5 (3957 Reviews)

---

March 20th, 2023

Name: MARILYN I.

Review: Very pleased with your user friendly site.

Reply from Staff on March 20th, 2023

Thank you!

---

March 19th, 2023

Name: Daphne M.

Review: As always I found Deeds.com to be excellent. Every item required on the forms I chose was explained completely. The fact that documents are available from so many states is amazing. Daphne M.

Reply from Staff on March 19th, 2023

Thank you for your feedback. We really appreciate it. Have a great day!

---

March 19th, 2023

Name: Kevin P.

Review: Just what my parents and I have been looking for to do a Quit Deed to transfer property into my name.

Reply from Staff on March 19th, 2023

Thank you!

---

Name: Joyce H.

Review: I found the site very easy to use and upfront about the cost. I had tried two other sites both of which had hidden costs until after I filled out the forms.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

---

Name: Suzan B.

Review: Using Deeds.com could not have been easier. The examples and line-by-line instructions helped a lot! I am so glad I found you.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

---

Name: Dorothy B.

Review: Love your deed service. Simple and easy.

Reply from Staff

Thank you!

---

Name: Martin M.

Review: This site is great. Simple to use with excellent instructions. Will recommend to others.

Reply from Staff

Thank you!

---

Name: Karen O.

Review: I often think I am smarter than I am. Thankfully there are people that know what they are doing so I can focus on my business and the big picture without worrying about the little things.

Reply from Staff

Thank you!

---

Name: Samantha A.

Review: Its exactly what it said it was. I received multiple downloads, loaded fast and was pretty easy to navigate.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

---

Name: brian p.

Review: Good, easy to use, quit claim form worked as expected.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

---

Name: Billie W.

Review: Excellent way to do this kind of transaction.

Reply from Staff

Thank you!

---

Name: Brian B.

Review: Very good price. It came with instructions and a sample filled out. Very helpful.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

---

Name: Arthur S.

Review: It is great and fast you get 5 stars from me

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

---

Name: Stacie S.

Review: This process was very simple once I got the form right! I would definitely utilize this system in the future if I needed to.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

---

Name: Earline S.

Review: Total package. Very prompt with complete instructions & example to complete forms. If you don't want to hire a lawyer, this is pretty simple & will bypass probate.

Reply from Staff

Thank you, we really appreciate your feedback.

---