Macon County Deed to Secure Debt and Promissory Note Forms (Georgia)

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Form Package

Deed to Secure Debt and Promissory Note

State

Georgia

Area

Macon County

Price

$27.97

Delivery

Immediate Download

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More info on getting a copy of your existing deed and eRecording.

Included Forms

All Macon County specific forms and documents listed below are included in your immediate download package:

Deed to Secure Debt

Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last reviewed/updated 3/26/2024

Deed to Secure Debt Guidelines

Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 3/13/2024

Completed Example-Deed to Secure Debt

Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included document last reviewed/updated 12/12/2023

Waiver of Borrowers Rights Form

Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included document last reviewed/updated 12/20/2023

Promissory Note Form

Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included document last reviewed/updated 2/29/2024

Promissory Note Guidelines

Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included document last reviewed/updated 1/17/2024

Completed Example of the Promissory Note Document

Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included document last reviewed/updated 2/23/2024

Annual Accounting Statement Form

Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included document last reviewed/updated 4/3/2024

Frequently Asked Questions:

How long does it take to get my forms?

Forms are available immediately after submitting payment.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Georgia or Macon County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

How do I get my forms, are they emailed?

Forms are NOT emailed to you. Immediately after you submit payment, the Macon County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be sent to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance.

What type of files are the forms?

All of our Macon County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Can the Deed to Secure Debt and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Macon County that you need to transfer you would only need to order our forms once for all of your properties in Macon County.

Are these forms guaranteed to be recordable in Macon County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Macon County including margin requirements, content requirements, font and font size requirements.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

Areas Covered by These Deed to Secure Debt and Promissory Note Forms:

  • Macon County

Including:

  • Ideal
  • Marshallville
  • Montezuma
  • Oglethorpe

What is the Georgia Deed to Secure Debt and Promissory Note

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Our Promise

The documents you receive here will meet, or exceed, the Macon County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Macon County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

Reviews

4.8 out of 5 (4320 Reviews)

Lorie S.

April 24th, 2024

It was available to download immediately

Reply from Staff

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TIFFANY B.

April 24th, 2024

THIS SERVICE IS AMAZING! IT SAVES ME SO MUCH TIME!

Reply from Staff

We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.

Nancy A.

April 24th, 2024

This is an excellent resource. I was surprised because the price is so low I thought the products might be inferior. Not only were were the requested documents high quality, additional unrequested documents were added to my order that I didn\'t realize I would need until I read them. I especially appreciate that all the documents were specific to my county. I highly recommend using deeds.com.

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Kimberly F.

October 27th, 2021

Wow! This process was incredibly easy and no commitments to monthly memberships.

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John H.

October 13th, 2019

works nice

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Celeste F.

November 24th, 2020

Great experience. No hassle. It kept me out of a government office.

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Rhonda P.

February 23rd, 2021

Very quick and easy! Didn't even have to leave the house and I didn't have to send via USPS which is nice since we are in a pandemic. The convenience of this site is worth the extra money. Would definitely use this site again.

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THOMAS K.

August 17th, 2020

Very pleased with all info and forms

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Jennifer J.

March 21st, 2022

I have to admit this process was a scary one but you have made it very clear and simple to follow along with. I felt their virtual hand holding, that is how user friendly it is. Thank you for being top notch.

Reply from Staff

Thank you!

Ira S.

June 8th, 2022

Hi,
1. I need a password to be able to copy and paste from the deed.

2. It would be more convenient if all documents could be downloaded together.

Ira

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YU LI K.

December 27th, 2023

Very easy to find the document I need and easy to download

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Robert P.

November 3rd, 2020

Overall, your website was straightforward and easy to navigate. I was able to accomplish what I needed to do very quickly. If needed again, I would certainly use and recommend others to use deeds.com.

Reply from Staff

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Daniel S.

July 6th, 2020

So far, so good. Waiting for the County Recorder to accept and record my document, but use of the Deeds.com system has been easy.

Reply from Staff

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Daron S.

July 2nd, 2019

A download in word format would be a lot better than the pdf download.

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Rebecca C.

January 19th, 2022

I actually like this site, Its quick and user friendly.

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