Georgia Forms

Polk County Deed to Secure Debt and Promissory Note Form

Polk County Deed to Secure Debt

Polk County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 8/1/2025
Polk County Deed to Secure Debt Guidelines

Polk County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/13/2025
Polk County Completed Example-Deed to Secure Debt

Polk County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Document Last Validated 8/13/2025
Polk County Waiver of Borrowers Rights Form

Polk County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Document Last Validated 8/20/2025
Polk County Promissory Note Form

Polk County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Document Last Validated 8/18/2025
Polk County Promissory Note Guidelines

Polk County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/1/2025
Polk County Completed Example of the Promissory Note Document

Polk County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 3/13/2025
Polk County Annual Accounting Statement Form

Polk County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 5/19/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Superior Court
Address:
100 Prior St, Suite 106 / PO Box 948
Cedartown, Georgia 30125

Hours: 9:00am to 5:00pm M-F

Phone: (770) 749-2114

Recording Tips for Polk County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Verify all names are spelled correctly before recording
  • Recording fees may differ from what's posted online - verify current rates

Cities and Jurisdictions in Polk County

Properties in any of these areas use Polk County forms:

  • Aragon
  • Cedartown
  • Esom Hill
  • Rockmart

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Polk County

How do I get my forms?

Forms are available for immediate download after payment. The Polk County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Polk County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Polk County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Polk County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Polk County?

Recording fees in Polk County vary. Contact the recorder's office at (770) 749-2114 for current fees.

Questions answered? Let's get started!

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Polk County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Polk County.

Our Promise

The documents you receive here will meet, or exceed, the Polk County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Polk County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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Reply from Staff

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Reply from Staff

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Reply from Staff

Sorry to hear that Norman. We've gone ahead and canceled your order and payment.

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Reply from Staff

Thank you for your feedback. Sorry to hear of your experience. Our documents are Adobe PDFs because PDF is the standard for digital documents, most computers have Adobe Reader installed, and it (Adobe Reader) is free.

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March 26th, 2020

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Reply from Staff

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June 16th, 2022

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Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

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Reply from Staff

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Reply from Staff

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Reply from Staff

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