Spalding County Deed to Secure Debt and Promissory Note Form

Last validated August 7, 2026 by our Forms Development Team

Spalding County Deed to Secure Debt

Spalding County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/17/2026
Spalding County Deed to Secure Debt Guidelines

Spalding County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/21/2026
Spalding County Completed Example-Deed to Secure Debt

Spalding County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.

Document Last Validated 7/14/2026
Spalding County Waiver of Borrowers Rights Form

Spalding County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.

Document Last Validated 7/23/2026
Spalding County Promissory Note Form

Spalding County Promissory Note Form

Note that is secured by the Deed to Secure Debt

Document Last Validated 7/29/2026
Spalding County Promissory Note Guidelines

Spalding County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/22/2026
Spalding County Completed Example of the Promissory Note Document

Spalding County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 7/24/2026
Spalding County Annual Accounting Statement Form

Spalding County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.

Document Last Validated 8/7/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Spalding County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Clerk of Superior Court

Address:
132 East Solomon St / PO Box 1046
Griffin, Georgia 30223 /30224

Hours: 8:00am to 5:00pm M-F

Phone: (770) 467-4356

Recording Tips for Spalding County:
  • Ensure all signatures are in blue or black ink
  • Double-check legal descriptions match your existing deed
  • Ask if they accept credit cards - many offices are cash/check only

Cities and Jurisdictions in Spalding County

Properties in any of these areas use Spalding County forms:

  • Experiment
  • Griffin
  • Orchard Hill

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Spalding County

How do I get my forms?

Forms are available for immediate download after payment. The Spalding County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Spalding County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Spalding County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Spalding County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Spalding County?

Recording fees in Spalding County vary. Contact the recorder's office at (770) 467-4356 for current fees.

Questions answered? Let's get started!

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Important: Your property must be located in Spalding County to use these forms. Documents should be recorded at the office below.

This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Spalding County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Spalding County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Spalding County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4769 Reviews )

Jann H.

July 18th, 2019

Was helpful information

Reply from Staff

Thank you!

Dr. Shenetta M.

October 17th, 2023

The process was simple, and I am thankful for the turnaround time. Thank you for the help!

Reply from Staff

We are overjoyed to read your appreciative words regarding your experience with our eRecording service. It's rewarding to know that the simplicity of our process and the prompt turnaround time met your expectations.

Your acknowledgement is a great motivator for us to continue enhancing our services. Our goal is to always provide a seamless and efficient experience to our valued customers like you.

Thank you once again for your kind feedback. We are here to assist you anytime you need, and we look forward to serving you again in the near future!

Linda T.

July 11th, 2020

The application was extremely easy to use with good instructions. Will definitely use a again.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Barbara L.

May 18th, 2023

Look great and I thought my daughter wanted me to buy, but she had already bought the package so didn't need it.

Reply from Staff

Thanks for taking the time to leave your feedback Barbara, we appreciate it. We understand that it was an inconvenience for both you and your daughter to have unintentionally purchased the same item. Therefore, we have taken immediate action and canceled your order as well as processed the refund for your payment. Have a wonderful day.

Thomas D.

January 6th, 2019

Can I use this for easement in gross ? Like to grant cousins easement to use river front property with riparian rights ?

Reply from Staff

Sorry, we are unable to give advice on specific legal situations.

Joshua A.

May 13th, 2020

It was fast, secure, and reliable, and for the cost it saved me time, and driving four hours to the courthouse and back. It really saved me. Thank You.

Reply from Staff

Thank you Joshua, glad we could help.

Sherry G.

November 21st, 2020

This site was perfect in a time when travel is almost impossible. They asked a few questions to make sure everything would work out and once submitted took less than 24 hours. Less than 48 hours total time. Absolutely would use them again to submit documents even once can travel again!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

April J.

September 14th, 2021

The example and guide were invaluable! Easy to use and easy to fill out.

Reply from Staff

Thank you!

Robert C.

March 31st, 2019

I hope I have the right form. My deed should be for a mfg home.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Sharon G.

December 1st, 2021

I could not be happier with the service afforded by Deeds.com. After having been directed to two other organizations who purportedly performed this service and being told they could not accommodate me, I found Deeds.com. The website is extremely easy to use, the directions are clear and concise. The site updated me regularly as the documents were progressing through the process, and the detailing of costs was great. The turn-around -- which isn't completely in the hands of the site -- was incredibly quick. I'd use this group again without reservation. As a person who'd have to otherwise travel almost five hours to record, this has been heaven-sent!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Lenore H.

March 13th, 2019

I was very pleased with the service I received yesterday at the recorders office. no complaints at all. Served promptly and efficiently.

Reply from Staff

Thank you!

Judith D.

November 25th, 2022

If my availability does not coincide with your business hours it should not prevent me from uploading my documents and making payment. You should allow people to upload their documents at any time with the understanding that you will process them on your next business day.

Reply from Staff

Thank you!

Kimberly M.

February 14th, 2019

Great service. Very helpful and quick. Love Deeds.com and will be using their services again.

Reply from Staff

Thank you for your feedback Kimberly, we really appreciate it!

Valerie I.

November 19th, 2020

Quick and easy! Had my document submitted to the county and back in one day. Good rates as well!

Reply from Staff

Thank you!

Halilat S.

April 2nd, 2021

Excellent communications. Well done guys!

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!