Union County Deed to Secure Debt and Promissory Note Form

Union County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.

Union County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.

Union County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.

Union County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.

Union County Promissory Note Form
Note that is secured by the Deed to Secure Debt

Union County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Union County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Union County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Georgia and Union County documents included at no extra charge:
Where to Record Your Documents
Clerk of Courts
Blairsville, Georgia 30512
Hours: 8:00am-5:00pm M-F
Phone: (706) 439-6022
Recording Tips for Union County:
- Ensure all signatures are in blue or black ink
- Check that your notary's commission hasn't expired
- Recording early in the week helps ensure same-week processing
Cities and Jurisdictions in Union County
Properties in any of these areas use Union County forms:
- Blairsville
- Suches
Hours, fees, requirements, and more for Union County
How do I get my forms?
Forms are available for immediate download after payment. The Union County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Union County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Union County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Union County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Union County?
Recording fees in Union County vary. Contact the recorder's office at (706) 439-6022 for current fees.
Questions answered? Let's get started!
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Union County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Union County.
Our Promise
The documents you receive here will meet, or exceed, the Union County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Union County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Jann H.
July 18th, 2019
Was helpful information
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August 11th, 2020
Very easy and efficient to use. Thank you!
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May 6th, 2022
The form I needed was perfect!
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Sara R.
June 19th, 2019
Worked well for me to create a deed for a house I inherited. It was very thorough and easy to use. I have no experience with the law so I just googled terms I didn't understand and was fine. I also called land records a lot and ended up not needing a lot of the material included, but it was still good to have it.
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September 6th, 2019
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January 26th, 2022
Your website is user friendly and when I brought up issues they were quickly addressed. thank you so much! jim atkinson
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Danny H.
May 15th, 2020
You should list the address of where to mail the forms, so we don't have to look it up. It would make things a little easier.Thanks.
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Roger G.
March 23rd, 2023
was difficult to find the location on the website to actually download the form I needed. Initially was directed only to information pages related to the form I needed
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Miljana K.
January 20th, 2019
I was on several sites but this was the easiest and cost effective. No bait and switch like on several sites where you get a "free trial" and then they started billing you monthly for legal services. Excellent.
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Lorraine J.
April 6th, 2023
Thank-you.
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Gordon W.
April 7th, 2022
Nice forms but it sure would have been nice to be able to at least print the guide and the example so that I don't spend all of my time bouncing back and forth between windows on a laptop.
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Mark & Linda W.
December 18th, 2020
Quite simple and easy. Only one critique: It would be easier if the names of the PDF would reflect the name of the deed/form such as 'Controlling tax return' rather than '1579101185SF56863.pdf'. However I love downloading forms rather than mail.
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Richard C.
March 3rd, 2021
Amazing from start to finish!
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Brenda G.
April 1st, 2022
So far have only done the download, will come back with further review at a later date.
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Joan H.
September 27th, 2019
I am happy I can record this this way.
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