Wayne County Deed to Secure Debt and Promissory Note Form
Last validated June 15, 2026 by our Forms Development Team
Wayne County Deed to Secure Debt
Fill in the blank form formatted to comply with all recording and content requirements.
Wayne County Deed to Secure Debt Guidelines
Line by line guide explaining every blank on the form.
Wayne County Completed Example-Deed to Secure Debt
Example of a properly completed form for reference.
Wayne County Waiver of Borrowers Rights Form
Borrowers confirm they have waived their rights to a judicial foreclosure.
Wayne County Promissory Note Form
Note that is secured by the Deed to Secure Debt
Wayne County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Wayne County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Wayne County Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Georgia and Wayne County documents included at no extra charge:
Where to Record Your Documents
Clerk of Courts
Jesup, Georgia 31546
Hours: 8:30 to 5:00 M-F
Phone: (912) 427-5930
Recording Tips for Wayne County:
- Check that your notary's commission hasn't expired
- Verify all names are spelled correctly before recording
- Both spouses typically need to sign if property is jointly owned
- Bring extra funds - fees can vary by document type and page count
Cities and Jurisdictions in Wayne County
Properties in any of these areas use Wayne County forms:
- Jesup
- Odum
- Screven
Hours, fees, requirements, and more for Wayne County
How do I get my forms?
Forms are available for immediate download after payment. The Wayne County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Wayne County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Wayne County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Wayne County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Wayne County?
Recording fees in Wayne County vary. Contact the recorder's office at (912) 427-5930 for current fees.
Questions answered? Let's get started!
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Important: Your property must be located in Wayne County to use these forms. Documents should be recorded at the office below.
This Deed to Secure Debt and Promissory Note meets all recording requirements specific to Wayne County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Wayne County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Wayne County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4738 Reviews )
brian o.
September 17th, 2022
I was needing some forms from another state. I am a lawyer but don't have ready access to out of state forms. I was impressed with how thorough the intake process was. Very nice that I could download the form in Word so that I could adjust a few things. Very fine service. I recommend.
Thank you!
Richard K.
February 20th, 2026
South Carolina Warranty Deed document is good. The example and instruction documents are marginal help for Trusts.
Thank you for your feedback, Richard. We’re glad to hear the South Carolina Warranty Deed met your needs. We appreciate your note about the trust-related guidance as well. That’s helpful input, and we’ll review the example and instruction materials to see where we can improve clarity for trust transfers.
Lanette H.
September 9th, 2020
I liked getting the forms but I was charged twice for some reason. I'm not sure what happened with that. Can you reimburse me? Thank you. Lanette
Thank you for your feedback Lanette. In review, it looks like your first payment was declined, second one was approved and processed. What you are seeing is one payment and a hold placed by your financial institution for the declined attempt. We are not sure why they do this but the hold usually falls off after a few day depending on their policy. If you have further questions about this you can contact your financial institution and they will explain. Have a great day.
Denise B.
September 3rd, 2020
Quick and easy!
Thank you Denise. We appreciate you.
Kathy B.
November 24th, 2020
Works easy enough and good directions on the form, however no help when I got locked out. Had to do a completely new account name and email address.
Thank you!
jack b.
December 21st, 2018
good form, reasonable fee
Thank you Jack. We really appreciate you taking the time to leave your feedback. Have a great day!
Deborah P.
June 7th, 2021
Very good information. Easy access and easy to download. All the forms needed for TOD to be notarized and recorded with the county office. Much better than working with a Trust and the expense of lawyers, especially when several parties are involved and the owner of said property knows exactly to whom the property should go. Having forms and instructions available for the public to have their wishes recorded and confirmed makes handling final planning much easier and prevents family members from having the unnecessary task of going through court to solve property distribution issues. Thank you for this site and the forms you provide. I will recommend Deeds.com to those I know who are making final plans.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Philippe B.
September 23rd, 2020
I purchased a Quit Claim Deed package a couple weeks ago. The included guide unfortunately didn't answer all the questions about my specific case of how to fill it out, so I sent them a couple questions on Sept 8. It's now the 23rd, and still no reply. The form is a useless waste of money if I don't know how to fill it out in a legally-accurate way.
We certainly do not want you to waste your money Philippe, to that end your order and payment has been canceled. We do hope that you seek the advice of a legal professional familiar with your specific situation. It should go without saying but just to be clear, our do it yourself forms do not include legal representation for $19. Have a wonderful day.
Fred A.
April 15th, 2019
Very nice forms offer, very thoughtful to include other related forms that may be necessary. The site was easy to use, and very fast. Thank You.
Thank you!
Judy W.
January 9th, 2021
Very easy to fill out the form especially with the detailed guide and the sample. I will use deeds.com again if needed.
Thank you for your feedback. We really appreciate it. Have a great day!
Dakota H.
December 19th, 2021
Brilliant idea. Beats working with an attorney who charges $250+ per hour. Thanks.
Thank you!
Carolyn S.
January 24th, 2021
This website was very helpful in explaining what a "gift" deed is and how to execute it. I didn't want to incur legal fees for a simple transaction and this website helped me avoid that.
Thank you for your feedback. We really appreciate it. Have a great day!
William P.
June 28th, 2022
VERY difficult to work with. Nice people. But difficult system. Ask for MANY changes. Why dont you do that as a
Sorry to hear of your struggle William. We do hope that you found something more suitable to your needs elsewhere.
Christopher V.
March 22nd, 2019
GREAT STUFF TKS
Thank you!
Lisa C.
October 7th, 2020
Please change on the example for the warranty deed the portion that says Source of Title: They don't use book and pages anymore They only use recording numbers. Please show an example with that for Maricopa County AZ Plus your Notary certificates should have a blank part for if it is signed in another state.
Thank you for your feedback. We really appreciate it. Have a great day!