Wheeler County Deed to Secure Debt and Promissory Note Form (Georgia)

All Wheeler County specific forms and documents listed below are included in your immediate download package:

Deed to Secure Debt

Wheeler County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Wheeler County compliant document last validated/updated 2/17/2025

Deed to Secure Debt Guidelines

Wheeler County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Wheeler County compliant document last validated/updated 5/13/2025

Completed Example-Deed to Secure Debt

Wheeler County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Wheeler County compliant document last validated/updated 5/21/2025

Waiver of Borrowers Rights Form

Wheeler County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Wheeler County compliant document last validated/updated 6/18/2025

Promissory Note Form

Wheeler County Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Wheeler County compliant document last validated/updated 6/26/2025

Promissory Note Guidelines

Wheeler County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Wheeler County compliant document last validated/updated 5/1/2025

Completed Example of the Promissory Note Document

Wheeler County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Wheeler County compliant document last validated/updated 3/13/2025

Annual Accounting Statement Form

Wheeler County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Wheeler County compliant document last validated/updated 5/19/2025

When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Wheeler County. The executed documents should then be recorded in the following office:

Clerk of Superior Court

119 West Pearl St, Suite 101 / PO Box 38, Alamo, Georgia 30411

Hours: 8:30am - 5:00pm Monday - Friday

Phone: (912) 568-7137

Local jurisdictions located in Wheeler County include:

  • Alamo
  • Glenwood

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Wheeler County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Wheeler County using our eRecording service.
Are these forms guaranteed to be recordable in Wheeler County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wheeler County including margin requirements, content requirements, font and font size requirements.

Can the Deed to Secure Debt and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Wheeler County that you need to transfer you would only need to order our forms once for all of your properties in Wheeler County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Georgia or Wheeler County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Wheeler County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Our Promise

The documents you receive here will meet, or exceed, the Wheeler County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wheeler County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

Ronald P.

July 24th, 2025

Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.

Reply from Staff

Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!

Charlene H.

July 22nd, 2025

Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.

Reply from Staff

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Kimberly B.

July 22nd, 2025

Great service, quick and easy!

Reply from Staff

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Lenore B.

January 13th, 2019

Thank you for making this deed available. The guide was such a big help.

Reply from Staff

Thanks Lenore, have a great day!

cosmin B.

March 19th, 2021

It's all good!!!!

Reply from Staff

Thank you!

Lynnellen S.

May 9th, 2019

My rating is not a 5. Although it had good instructions, it would NOT print the whole document no matter how many times I inputted the names. I ended up writing it in to complete. I also recommend putting it on one page. I had to pay an additional fees per page and if I had to notarize it, why did I have to find 2 witnesses as well. I deserve a discount for the time I spent repeatedly putting the same data. I was trying to save money since Im on social security only. It didnt. Get it to work correctly

Reply from Staff

Thank you for your feedback Lynnellen. Sorry to hear of your struggle with our document. We've gone ahead and refunded your payment. Hope you have a wonderful day.

Robert H.

December 2nd, 2021

I was surprised that how comprehensive your website is. I quickly found what I was looking for, and it was just what I needed.

Reply from Staff

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Robert P.

June 10th, 2019

excellent reference

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Patricia R.

March 2nd, 2025

Very helpful. Worth the cost. Hopefully we will be able to proceed without expense of an attorney.

Reply from Staff

We are thankful for your continued support and feedback, which inspire us to continuously improve. Thank you..

Corinna N.

October 20th, 2024

The website made it easy to find and print out the documents I needed. The whole process was straightforward and user-friendly. Highly recommend!

Reply from Staff

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Roger M.

January 9th, 2019

Great package it was nice to be able to get everything required for recording this deed in one place.

Reply from Staff

Thanks Roger, we appreciate your feedback.

lola d.

June 13th, 2019

wonderful

Reply from Staff

Thank you!

Timmy S.

December 18th, 2019

The form gave me a perfect place to start. I was looking for something regarding time-shares, so the form was not perfect, but the register of deeds worked with me to get it right. I would not have even been able to start without the form from deeds.com

Reply from Staff

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Ronald D.

July 15th, 2022

very quick and easy to find, confirm, pay, and download documents, well worth the money for peace of mind.

Reply from Staff

Thank you!

jon m.

November 7th, 2019

Great last minute forms saved me a critical time when I had no access to my own resources. Five Star Customer service.

Reply from Staff

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