Wilkinson County Deed to Secure Debt and Promissory Note Form (Georgia)

All Wilkinson County specific forms and documents listed below are included in your immediate download package:

Deed to Secure Debt

Wilkinson County Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Wilkinson County compliant document last validated/updated 2/17/2025

Deed to Secure Debt Guidelines

Wilkinson County Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Wilkinson County compliant document last validated/updated 5/13/2025

Completed Example-Deed to Secure Debt

Wilkinson County Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Wilkinson County compliant document last validated/updated 5/21/2025

Waiver of Borrowers Rights Form

Wilkinson County Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Wilkinson County compliant document last validated/updated 6/18/2025

Promissory Note Form

Wilkinson County Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Wilkinson County compliant document last validated/updated 6/26/2025

Promissory Note Guidelines

Wilkinson County Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Wilkinson County compliant document last validated/updated 5/1/2025

Completed Example of the Promissory Note Document

Wilkinson County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Wilkinson County compliant document last validated/updated 3/13/2025

Annual Accounting Statement Form

Wilkinson County Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Wilkinson County compliant document last validated/updated 5/19/2025

When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Wilkinson County. The executed documents should then be recorded in the following office:

Clerk of Superior Court

100 Bacon St / PO Box 250, Irwinton, Georgia 31042

Hours: 8:00am-5:00pm M-F

Phone: (478) 946-2221 (478) 946-4314

Local jurisdictions located in Wilkinson County include:

  • Allentown
  • Gordon
  • Irwinton
  • Mc Intyre
  • Toomsboro

How long does it take to get my forms?

Forms are available immediately after submitting payment.

How do I get my forms, are they emailed?

Immediately after you submit payment, the Wilkinson County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.

What does "validated/updated" mean?

This indicates the most recent date when at least one of the following occurred:

  • Updated: The document was updated or changed to remain compliant.
  • Validated: The document was examined by an attorney or staff, or it was successfully recorded in Wilkinson County using our eRecording service.
Are these forms guaranteed to be recordable in Wilkinson County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wilkinson County including margin requirements, content requirements, font and font size requirements.

Can the Deed to Secure Debt and Promissory Note forms be re-used?

Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Wilkinson County that you need to transfer you would only need to order our forms once for all of your properties in Wilkinson County.

What are supplemental forms?

Often when a deed is recorded, additional documents are required by Georgia or Wilkinson County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.

What type of files are the forms?

All of our Wilkinson County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.

Do I need any special software to use these forms?

You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.

Do I have to enter all of my property information online?

No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.

Can I save the completed form, email it to someone?

Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.

Are there any recurring fees involved?

No. Nothing to cancel, no memberships, no recurring fees.

A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.

There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)

"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)

All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements

Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))

The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)

Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.

(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.



Our Promise

The documents you receive here will meet, or exceed, the Wilkinson County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wilkinson County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4569 Reviews )

Ronald P.

July 24th, 2025

Forms easy to download but experienced problems trying to type in my information into the forms. Then when I went to print a form, Adobe wanted to charge me for printing. I ended up printing the blank forms and then filling them out manually.

Reply from Staff

Thank you, Ronald. We're glad you found the forms easy to download, though we're sorry to hear about the printing and fill-in experience. Our forms are designed to be fillable and printable using free software like Adobe Reader. If you ever run into issues, our support team is happy to help!

Charlene H.

July 22nd, 2025

Deeds.com is a wonderful website. I highly recommend them and would use them again in the future.

Reply from Staff

Thank you, Charlene! We're so glad to hear you had a great experience. We truly appreciate your recommendation and look forward to helping you again in the future.

Kimberly B.

July 22nd, 2025

Great service, quick and easy!

Reply from Staff

We are grateful for your feedback and looking forward to serving you again. Thank you!

Miljana K.

January 20th, 2019

I was on several sites but this was the easiest and cost effective. No bait and switch like on several sites where you get a "free trial" and then they started billing you monthly for legal services. Excellent.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Giovanni S.

February 23rd, 2023

Simple and easy going process

Reply from Staff

Thank you!

Charles R.

December 18th, 2018

No review provided.

Reply from Staff

Thank you for your review. Have a fantastic day!

Lynette D.

July 29th, 2020

I planned to use an attorney for this process but deeds.com made it so easy I was able to do it myself and I saved $330 in the process. I really appreciated the instructions and example provided on the site.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Kimberly M.

May 20th, 2019

Great service once again from Deeds.com. I will be using them again in the future.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Cherie J K.

June 7th, 2019

needed to prepare a corrective deed and found this great website to print the corrective deed and instructions and example of corrective deed

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Chanda C.

June 2nd, 2020

It's going well so far!

Reply from Staff

Thank you!

Charles S.

February 14th, 2025

very happy with guidance and responses - thank you - not finished yet but confident

Reply from Staff

We are sincerely grateful for your feedback and are committed to providing the highest quality service. Thank you for your trust in us.

mary s.

July 30th, 2021

It would help if pages of a document indicated 1 of 3 etc. When I downloaded the TOD guide I got a 4th page though it only showed 3 on the screen.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Robert S B.

May 22nd, 2019

I would not have ordered this form had I realised how limited the fields are for details. There is no room for elaboration of terms. The language only allows one grantor and one grantee, and the gender and quantity default construction is a poor choice. Be basic, but leave room for more.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Lisa H.

May 27th, 2020

I needed a copy of a deed for a client and wanted to be sure I had the most recent one. I used Deeds.com and had it along with detailed property information within minutes at a very reasonable price. I am very pleased.

Reply from Staff

Thank you!

ronald d.

February 19th, 2021

I found that the website was laid out well and referenced documents were professionally created.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!