Wilkinson County Deed to Secure Debt and Promissory Note Form (Georgia)
All Wilkinson County specific forms and documents listed below are included in your immediate download package:
Deed to Secure Debt

Fill in the blank form formatted to comply with all recording and content requirements.
Included Wilkinson County compliant document last validated/updated 2/17/2025
Deed to Secure Debt Guidelines

Line by line guide explaining every blank on the form.
Included Wilkinson County compliant document last validated/updated 5/13/2025
Completed Example-Deed to Secure Debt

Example of a properly completed form for reference.
Included Wilkinson County compliant document last validated/updated 5/21/2025
Waiver of Borrowers Rights Form

Borrowers confirm they have waived their rights to a judicial foreclosure.
Included Wilkinson County compliant document last validated/updated 6/18/2025
Promissory Note Form

Note that is secured by the Deed to Secure Debt
Included Wilkinson County compliant document last validated/updated 6/26/2025
Promissory Note Guidelines

Line by line guide explaining every blank on the form.
Included Wilkinson County compliant document last validated/updated 5/1/2025
Completed Example of the Promissory Note Document

Example of a properly completed form for reference.
Included Wilkinson County compliant document last validated/updated 3/13/2025
Annual Accounting Statement Form

Mail to borrower for fiscal year reporting.
Included Wilkinson County compliant document last validated/updated 5/19/2025
The following Georgia and Wilkinson County supplemental forms are included as a courtesy with your order:
When using these Deed to Secure Debt and Promissory Note forms, the subject real estate must be physically located in Wilkinson County. The executed documents should then be recorded in the following office:
Clerk of Superior Court
100 Bacon St / PO Box 250, Irwinton, Georgia 31042
Hours: 8:00am-5:00pm M-F
Phone: (478) 946-2221 (478) 946-4314
Local jurisdictions located in Wilkinson County include:
- Allentown
- Gordon
- Irwinton
- Mc Intyre
- Toomsboro
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Wilkinson County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Wilkinson County using our eRecording service.
Are these forms guaranteed to be recordable in Wilkinson County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wilkinson County including margin requirements, content requirements, font and font size requirements.
Can the Deed to Secure Debt and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Wilkinson County that you need to transfer you would only need to order our forms once for all of your properties in Wilkinson County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Georgia or Wilkinson County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Wilkinson County Deed to Secure Debt and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
A "Deed to Secure Debt" often called a "Security Deed" that is protected by a "Promissory Note" is the preferred method of financing by Lenders in Georgia. Foreclosures can be done non-judicially saving time and expense. It being intended by the parties that this document shall operate as a deed, not as a mortgage and is made under those provisions of O.C.G.A. Sections 44-14-60 through 44-14-85 to secure the payment of Indebtedness.
There are two parties in this instrument.
"Borrower" means a person who has secured an indebtedness with a security interest in real property or a person who has taken an interest in real property subject to an outstanding security interest in the real property and has notified the holder of the security interest that he has taken the real property and assumed the indebtedness secured by the real property. (Section 44-14-5)(1)
"Lender" means a person who has a security interest in real property, which interest is evidenced by a security deed, a mortgage, a trust deed, a bond for title, or other security document granting a security interest in real property to secure an indebtedness owed to the lender. (Section 44-14-5)(2)
All transfers of deeds to secure debt shall be in writing; shall be signed by the grantee or, if the deed has been previously transferred, by the last transferee; and shall be witnessed as required for deeds. 44-14-64(a) This Document meets Georgia County and State recording requirements
Every deed to secure debt shall be recorded in the county where the land conveyed is located. Every bill of sale to secure debt shall be recorded in the county where the maker, if a resident of this state, resided at the time of its execution and, if a nonresident, in the county where the personalty conveyed is located. Deeds or bills of sale not recorded shall remain valid against the persons executing them. The effect of the failure to record deeds and bills of sale shall be the same as the effect of the failure to record a deed of bargain and sale. 44-14-63(a)
(A deed to secure debt shall not be recorded unless it includes the mailing address of the grantee thereof.) (44-14-63(b))
The Promissory Note is a contract used to evidence the debt owed by the borrower. The borrower promises to pay the lender the agreed amount under certain terms and conditions, these include interest rate, late payments, default interest rate (what the interest rate increases to, after a specified number of days)
Use for Residential Property, Condominiums, Rental Property, Vacant Land, Planned Unit Development and Small Commercial Property.
(Georgia Deed to Secure Debt Package includes forms, guidelines, and completed examples) For use in Georgia Only.
Our Promise
The documents you receive here will meet, or exceed, the Wilkinson County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Wilkinson County Deed to Secure Debt and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 30th, 2025
Great service! Recording was smooth and swiftly performed. Deeds.com is an excellent service.rn
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Robert F.
June 30th, 2025
Breeze.... It feels silly to hire an attorney to do this for just one beneficiary. Thanks.
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Pauline C.
June 29th, 2025
Everything that was stated to be included in my order was complete. Very satisfied
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Donna R.
November 17th, 2021
This was a seamless process. It probably took one minute to fill out my information and upload the document. It was formatted and sent immediately. It was processed the next day at the county recorders office. I have zero complaints.
Before finding this company I spent an entire day calling and leaving messages at other e-filing companies like simplfile and others but they all required subscriptions. I just needed to file a single document now and then so that was not a good fit. (And those companies I found out still require the customer to do all the work!). Deeds.com kept me informed throughout the process every step.
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SHARON D.
December 23rd, 2018
This is one of the easiest sites to purchase and download needed forms. I would highly recommend this site.
Thank you Sharon. We really appreciate you. Enjoy your holidays.
Erika K.
July 3rd, 2020
Very Easy to use, especially since the county recorder's office is closed due to COVID-19
Thank you!
DARRYL B.
June 16th, 2020
Professional and convenient.
Thank you for your feedback. We really appreciate it. Have a great day!
Diane W.
January 3rd, 2020
The forms were immediately available for download, which was nice. However, I was not impressed by the lack of several features: 1) there was no way to edit set text in the form, such as where it says you should consult an attorney. That is not necessary for recording the deed and I wanted to deleted it, but could not. 2) Also, under the "Notes" section, there is a limited area to write; I tried adding a fuller explanation of something, but the form would not accept or include it when I printed the final document. The form may do the job, but it's not very sophisticated or elegant.
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Pamela L.
November 10th, 2019
The packet was very comprehensive and easy to use (I had just one question that wasn't clearly explained). II appreciate that the forms are kept up to date.
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Dan L.
May 31st, 2024
The only suggestion I have is to include sample of putting quitclaim into a revocable trust.
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Tracy A.
April 27th, 2022
Thanks, it was a big help!!!
Thank you!
JOANN S.
November 8th, 2020
easy to use and understand forms. saved completed on my computer with no issues, even emailed them to my son for printing. recommend.
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Marcia D.
March 16th, 2023
Excellent... This website was awesome. Exactly what I was looking for.
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Mark S.
September 14th, 2023
The forms were easy and convenient to use
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Robert J D.
December 19th, 2018
No feedback
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