Iowa Forms

Wright County Memorandum of Contract Form

Wright County Memorandum of Contract Form

Wright County Memorandum of Contract Form

Fill in the blank Memorandum of Contract form formatted to comply with all Iowa recording and content requirements.

Document Last Validated 8/22/2025
Wright County Memorandum of Contract Guide

Wright County Memorandum of Contract Guide

Line by line guide explaining every blank on the Memorandum of Contract form.

Document Last Validated 7/28/2025
Wright County Completed Example of the Memorandum of Contract Document

Wright County Completed Example of the Memorandum of Contract Document

Example of a properly completed Iowa Memorandum of Contract document for reference.

Document Last Validated 4/23/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Wright County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Wright County Recorder
Address:
Courthouse - 115 N Main / PO Box 187
Clarion, Iowa 50525

Hours: 8:00 to 4:00 Monday through Friday

Phone: (515) 532-3204

Recording Tips for Wright County:
  • Bring your driver's license or state-issued photo ID
  • Avoid the last business day of the month when possible
  • Check margin requirements - usually 1-2 inches at top
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Wright County

Properties in any of these areas use Wright County forms:

  • Belmond
  • Clarion
  • Dows
  • Eagle Grove
  • Galt
  • Goldfield
  • Rowan
  • Woolstock

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Wright County

How do I get my forms?

Forms are available for immediate download after payment. The Wright County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Wright County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Wright County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Wright County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Wright County?

Recording fees in Wright County vary. Contact the recorder's office at (515) 532-3204 for current fees.

Questions answered? Let's get started!

In Iowa, under Iowa Code Section 558.46, a Memorandum of Contract can be used as a legal alternative to recording the entire real estate installment sales contract, particularly for residential property. The law provides that when certain residential real estate installment sales contracts are entered into, either the full contract or a memorandum of the contract must be recorded. Below are the key uses and implications of using a Memorandum of Contract under Iowa Code 558.46:

Key Uses of a Memorandum of Contract in Iowa:
1. Public Notice of Buyer’s Interest: The primary purpose of recording a Memorandum of Contract is to put the public on notice that the buyer has an interest in the property under an installment sales contract (contract for deed). This helps protect the buyer from claims by third parties, such as future buyers, lienholders, or creditors, who may otherwise be unaware of the buyer’s interest in the property.

Once recorded, the memorandum provides notice that a contract exists, without revealing all details of the transaction.

2. Satisfying the Recording Requirement: Iowa law under 558.46 requires that certain residential real estate installment sales contracts must be recorded to protect the interests of the parties and ensure transparency in property transactions.

The statute allows for either the entire contract or a memorandum of the contract to be recorded, giving parties the option to record a summary document rather than the full agreement

3. Privacy Protection: A key benefit of using a Memorandum of Contract is that it allows the parties to keep sensitive financial details (e.g., the purchase price, installment payment terms, interest rate) private. While the memorandum must include essential information (like the names of the parties, property description, and date of the agreement), it does not need to disclose the entire contents of the contract.

This allows the parties to protect the privacy of their financial arrangements while still complying with the recording requirement.

4. Avoiding Legal Disputes: Recording the memorandum serves as a protective measure to prevent legal disputes over the property. It establishes that a valid contract exists, preventing the seller from attempting to sell the property to another party without the buyer’s knowledge.

It can also be useful if the seller fails to comply with their obligations under the contract, as the recorded memorandum establishes the buyer’s rights.

5. Complying with Iowa’s Legal Framework: Recording either the entire contract or a memorandum ensures compliance with Iowa law and avoids potential legal issues related to the failure to record. Under Iowa Code 558.46, if the contract is not recorded within 90 days of execution, the seller may be subject to fines and penalties, and the buyer may take steps to record the contract or memorandum to protect their interest.

Information Typically Included in a Memorandum of Contract: (If a real estate contract is required to be recorded under this section, the requirement is satisfied by recording either the entire real estate contract or a memorandum of the contract containing at least the names and addresses of all parties named in the contract, a description of all real property and interests in the real property subject to the contract, the length of the contract, and a statement as to whether the seller is entitled to the remedy of forfeiture and as to the dates upon which payments are due. Mandatory recording of certain residential real estate installment sales contracts. 558.46(4))

Example Scenario of Use:
A buyer enters into a contract for deed to purchase a residential property in Iowa. Rather than record the entire contract, which contains sensitive financial information, the buyer and seller agree to record a Memorandum of Contract. The memorandum includes the essential details, such as the names of the parties, the date of the contract, and the property description. This ensures that the buyer's interest is protected and the public is on notice, while keeping financial details private.
Legal Consequences of Non-Compliance:

If the seller fails to record the contract or memorandum within 90 days as required under Iowa Code 558.46, the buyer has the right to record the contract or memorandum themselves.

Sellers who do not comply with this requirement may face legal penalties, and their failure to record could expose the buyer to risks such as third-party claims against the property.

In Iowa, recording a Memorandum of Contract under 558.46 serves as a critical tool for protecting the buyer’s interest in a property under an installment sales contract, while also allowing for privacy in sensitive financial terms. It fulfills the legal requirement for recording and protects both parties against future disputes or claims by third parties.

Important: Your property must be located in Wright County to use these forms. Documents should be recorded at the office below.

This Memorandum of Contract meets all recording requirements specific to Wright County.

Our Promise

The documents you receive here will meet, or exceed, the Wright County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Wright County Memorandum of Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4580 Reviews )

Alvera A.

May 6th, 2023

Very easy to find my documents, download and print them!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Wanda L.

July 30th, 2020

Really nice and helped with more information.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Emily P.

March 25th, 2020

Used the quitclaim form and the erecording service. Very smooth transaction, everything worked as it should.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Eleanor W.

October 30th, 2023

This link thankfully saved us much time and expense with positive correct completion of the forms needed and verifyed with the county office where to be filed.

Reply from Staff

Your kind words have lifted our spirits! Thank you for sharing your positive experience.

John B.

December 23rd, 2020

Thorough. Thanks!

Reply from Staff

Thank you!

Ronald M.

April 18th, 2019

Easy to use but can't seem to find LOGOUT control????

Reply from Staff

Thank you for the feedback Ronald. (The Sign Out control is on the top right of the account page)

Janice T.

September 14th, 2020

The downloads were a great help in understanding of both what a Warranty Deed was and how to follow the steps as well as filling out the forms.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Rahul P.

July 19th, 2023

Excellent Site for recording documents to respective county Recorder Office. Excellent customer service, very well informed and experienced staff who responds promptly and guide customers throughout recording process. My recording was suspended But KVH (Staff) gave me proper timely advise and guided me for the procedure till recording was done by county office. I would like to give 6 stars or more to the site as per my experience with this site. Highly recommended site

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Cecelia S.

July 31st, 2021

I was looking for a copy of my deed and was able to complete the request and get copy fast.

Reply from Staff

Thank you!

Stephanie B.

December 17th, 2021

Site is SO easy to use. Thank you for such a valuable resource.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Denise G.

March 23rd, 2019

It was so easy to locate and download all the forms I needed. Saved so much time.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

dill h.

March 5th, 2019

easy-peasy

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Denise G.

May 7th, 2020

It would be helpful if an email was sent to notify you of any additional invoices needed, documents were accepted and/or recorded. It is not always convenient to check your website on a daily basis to determine the status of the requesting recordings.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Donald H.

April 17th, 2020

Easy to use and very quick turn around ... Very satisfied with ease of use and services provided ...

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

John H.

April 19th, 2021

I haven't begun yet, but this looks like what I need.

Reply from Staff

Thank you!