Cass County Real Estate Mortgage and Promissory Note Form

Last validated July 22, 2026 by our Forms Development Team

Cass County Real Estate Mortgage Form

Cass County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/14/2026
Cass County Real Estate Mortgage Guidelines

Cass County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/8/2026
Cass County Completed Example of a Real Estate Mortgage Document

Cass County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 7/22/2026
Cass County Promissory Note Form

Cass County Promissory Note Form

Note that is secured by the Mortgage document.

Document Last Validated 7/7/2026
Cass County Promissory Note Guidelines

Cass County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/13/2026
Cass County Completed Example of the Promissory Note Document

Cass County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/2/2026
Cass County Annual Accounting Statement Form

Cass County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.

Document Last Validated 7/14/2026
Cass County Residential Property Disclosure Statement Form

Cass County Residential Property Disclosure Statement Form

Required with residential property.

Document Last Validated 6/23/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Cass County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Cass County Recorder

Address:
Courthouse - 5 W 7th St
Atlantic, Iowa 50022

Hours: 8:00 to 4:30 M-F

Phone: (712) 243-1692

Recording Tips for Cass County:
  • Check that your notary's commission hasn't expired
  • Ask about their eRecording option for future transactions
  • Bring extra funds - fees can vary by document type and page count

Cities and Jurisdictions in Cass County

Properties in any of these areas use Cass County forms:

  • Anita
  • Atlantic
  • Cumberland
  • Griswold
  • Lewis
  • Marne
  • Massena
  • Wiota

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Cass County

How do I get my forms?

Forms are available for immediate download after payment. The Cass County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Cass County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cass County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cass County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Cass County?

Recording fees in Cass County vary. Contact the recorder's office at (712) 243-1692 for current fees.

Questions answered? Let's get started!

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Important: Your property must be located in Cass County to use these forms. Documents should be recorded at the office below.

This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Cass County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Cass County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Cass County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4763 Reviews )

Giuseppina M.

October 24th, 2024

Fast, reliable excellent service

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

Karen M.

July 19th, 2020

Excellent and easy process to use the online fill in the blank sections, especially when you provided a example of what each topic/section should look like. Highly recommend!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Patricia J.

September 17th, 2020

Easy quick process to download at a reasonable price. Some good info provided.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Rebecca M.

December 28th, 2021

This was pretty easy to fill out. The directions on all of the forms was very good. This should make life much easier at the County Recorder. Thank you!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Kimberly M.

February 14th, 2019

Great service. Very helpful and quick. Love Deeds.com and will be using their services again.

Reply from Staff

Thank you for your feedback Kimberly, we really appreciate it!

franklin m.

October 14th, 2020

good format, helpful instructions

Reply from Staff

Thank you!

FLORIN D.

December 3rd, 2020

Excellent service, will use in the future and will recommend to anyone that needs to record documents.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Terry S.

February 14th, 2023

I was very happy with the document package that I purchased. It contained all of the necessary documents and a few extras I had not thought about. Perhaps if you provided a link to download all of the documents with one click, it would make it a little easier.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Shane J.

December 5th, 2024

I use deeds.com for all of my document filing needs. The amount of time and money saved on making trips to the auditor's office is well worth the nominal fee that is charged. I highly recommend deeds.com!

Reply from Staff

Your feedback is greatly appreciated. Thank you for taking the time to share your experience!

constance t.

December 30th, 2019

Excellent service!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

James R.

July 31st, 2019

Super website. Easy to use and stuff is well organized.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Tammy L.

August 20th, 2025

Very Poor and useles, a scam, don't waste your money, those templates are useless and do Not give you Any valid,proper, meeningful wording to use, did Not Help me, nothing more than what a 5th grader can come up with as far as wording or example..I feel I was riped off and this is a total scam... nothing useful

Reply from Staff

We appreciate all feedback, even when it’s critical. Thousands of customers have successfully used our documents, but they are not for everyone. These are reviewed, fill-in-the-blank templates that provide the wording and structure required by law. Some situations call for more personalized guidance or hand-holding than templates alone can provide, and in those cases an attorney may be the better option.

Brooksye G.

January 15th, 2019

Very helpful. I live in Arkansas and needed information and documents for a Missouri transaction. I got everything I needed without any hassle.

Reply from Staff

Thank you Brooksye, we really appreciate your feedback.

Carla H.

May 29th, 2020

This is a very useful site for downloading legal forms - just be sure you're getting the form you need before buying. Unfortunately I selected the wrong form initially and had to buy a 2nd form to correct my error. I saw no way of communicating my error at that point - i.e., loss of one star.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

EARL R.

June 4th, 2023

easy to use once i found out i could fill it out right on the deeds website instead of downloading it to word duh.

Reply from Staff

Thank you for your feedback Earl. We'll work on ways to make it more clear that the forms are fill in the blank right in the PDF. Have an amazing day!