Cedar County Real Estate Mortgage and Promissory Note Form
Last validated June 25, 2026 by our Forms Development Team
Cedar County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Cedar County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Cedar County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Cedar County Promissory Note Form
Note that is secured by the Mortgage document.
Cedar County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Cedar County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Cedar County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Cedar County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Cedar County documents included at no extra charge:
Where to Record Your Documents
Cedar County Recorder
Tipton, Iowa 52772
Hours: 8:00 to 4:00 Monday through Friday
Phone: (563) 886-2230
Recording Tips for Cedar County:
- Both spouses typically need to sign if property is jointly owned
- Recorded documents become public record - avoid including SSNs
- Recording fees may differ from what's posted online - verify current rates
- Ask for certified copies if you need them for other transactions
Cities and Jurisdictions in Cedar County
Properties in any of these areas use Cedar County forms:
- Bennett
- Clarence
- Durant
- Lowden
- Mechanicsville
- Stanwood
- Tipton
- West Branch
Hours, fees, requirements, and more for Cedar County
How do I get my forms?
Forms are available for immediate download after payment. The Cedar County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Cedar County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Cedar County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Cedar County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Cedar County?
Recording fees in Cedar County vary. Contact the recorder's office at (563) 886-2230 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Cedar County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Cedar County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Cedar County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
Get your Cedar County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Viviana Hansen M.
March 3rd, 2024
I was thrilled that I could execute the paperwork for a lady bird deed here in Florida ! Thank you
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Mark S.
September 14th, 2023
The forms were easy and convenient to use
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November 8th, 2024
Very easy and efficient. The team was quick to respond when I had questions and made it very simple.
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December 31st, 2020
Nice an easy. Just wondered if I can come back and still have my order (forms) available to get again, if I have an issue with saving them.
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Barbara E.
April 4th, 2019
Fast efficient, just what I needed.
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BARRY D.
March 24th, 2024
Could not have been easier. Instructions were clear. Guidelines and example were clearly written. Erecording worked fast and let me skip a dreaded trip downtown to be ignored by government employees who hate their jobs.
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Arturo P.
August 16th, 2021
Super easy to use! Totally satisfied. Thanks.
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Cathy S.
November 11th, 2021
My experience on the site was very easy to navigate to find just what I needed.
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Merry K.
January 5th, 2024
I am a WA State Attorney and just made my first purchase. The experience was flawless, and I appreciate the sample and the guide, too. The price was extremely reasonable. This was a huge time-saver for me - thank you!
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Judy F.
December 29th, 2018
I thought your site was focused on my specific county, but it wasn't. Therefore, I did not complete a transaction.
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Kathy P.
January 2nd, 2025
Can you also make a search that includes the parcel number because that is all I had to go with and regular name searches didn't come up with anything I needed.
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Stephen F.
September 3rd, 2020
Easy to use. Outstanding interface.
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Kimberly G.
April 5th, 2021
It would be helpful if there were a specific example of putting a deed into a trust. Also, the limitation of characters on the description of the property was not enough.
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Leonard H.
November 21st, 2019
Just perfect for what I needed. Made the property transfer very easy.
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Mark M.
October 20th, 2022
Quick, easy everything that i was looking for and then some.
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