Monroe County Real Estate Mortgage and Promissory Note Form

Last validated June 8, 2026 by our Forms Development Team

Monroe County Real Estate Mortgage Form

Monroe County Real Estate Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/8/2026
Monroe County Real Estate Mortgage Guidelines

Monroe County Real Estate Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/28/2026
Monroe County Completed Example of a Real Estate Mortgage Document

Monroe County Completed Example of a Real Estate Mortgage Document

Example of a properly completed form for reference.

Document Last Validated 6/3/2026
Monroe County Promissory Note Form

Monroe County Promissory Note Form

Note that is secured by the Mortgage document.

Document Last Validated 6/5/2026
Monroe County Promissory Note Guidelines

Monroe County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/13/2026
Monroe County Completed Example of the Promissory Note Document

Monroe County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 6/2/2026
Monroe County Annual Accounting Statement Form

Monroe County Annual Accounting Statement Form

Issue to borrower(s) for fiscal year reporting.

Document Last Validated 5/15/2026
Monroe County Residential Property Disclosure Statement Form

Monroe County Residential Property Disclosure Statement Form

Required with residential property.

Document Last Validated 6/2/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Monroe County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Monroe County Recorder

Address:
Courthouse - 10 Benton Ave East
Albia, Iowa 52531

Hours: 8:00 to 4:00 Monday through Friday

Phone: (641) 932-5164

Recording Tips for Monroe County:
  • Documents must be on 8.5 x 11 inch white paper
  • Check margin requirements - usually 1-2 inches at top
  • Ask about their eRecording option for future transactions
  • Have the property address and parcel number ready
  • Multi-page documents may require additional fees per page

Cities and Jurisdictions in Monroe County

Properties in any of these areas use Monroe County forms:

  • Albia
  • Lovilia
  • Melrose

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Monroe County

How do I get my forms?

Forms are available for immediate download after payment. The Monroe County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Monroe County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Monroe County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Monroe County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Monroe County?

Recording fees in Monroe County vary. Contact the recorder's office at (641) 932-5164 for current fees.

Questions answered? Let's get started!

Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))

[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]

A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.

(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.

Important: Your property must be located in Monroe County to use these forms. Documents should be recorded at the office below.

This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Monroe County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Monroe County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Monroe County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4735 Reviews )

Toni M.

June 24th, 2019

I liked having the forms. Some may need to know they can look at the legal Description from online county records, then type up in Word document line by line, the degree sign in Word program is achieved by using alt and 248 on number pad. Then on the form page one write SEE Exibit A and title your Word program description as Exibit A. Goes without saying the legal description should be looked over many times and it is easier to do so if you format your Word the same lineage as the legal description online which is usually not text which is why you have to retype it.

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Vanessa G.

January 9th, 2024

Quick, painless, and they communicated with me during the entire process. I will certainly be suing them again.

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We are delighted to have been of service. Thank you for the positive review!

Bruce J.

November 8th, 2019

Fast results

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Thank you!

Heidi J.

September 22nd, 2025

The form was useful, however the formatting is terrible once completed. A lot of white space with no option to remove extra spacing or to improve the overall formatting.

Reply from Staff

Thank you for your feedback, Heidi. We’re glad to hear the form itself was useful. We also understand your concern about the formatting and extra spacing once completed. Our forms are designed to meet strict county recording requirements, which can sometimes result in additional white space. That said, we’re always working to improve usability and presentation without compromising acceptance. Your input helps us identify where refinements are possible, and we’ll keep it in mind as we continue updating our templates.

Karen G.

May 7th, 2021

easy to complete. directions and forms where great!!

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Susan M.

May 12th, 2022

Simple and straightforward

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Sherri S.

July 3rd, 2019

Appreciate your diligent assistance.

Reply from Staff

Thank you!

Beatrice V.

August 27th, 2020

I was in despair as I needed to file two (2) very important documents with the County. Due to Covid the office was closed and my only recourse was to E-Fie with a service provider. I was fortunate enough to hear about Deeds.com. They were specific, courteous, patient and most of all productive. My documents will take awhile for the final filing but that is because the County happens to have a slow turn around time. Otherwise, I am now relieved that this part is over. Thank you Deeds.com. You are awesome.

Reply from Staff

Thank you for the kinds words Beatrice.

Amanda P.

April 14th, 2021

Quick kind and useful feedback provided related to issues.

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Lou H.

April 27th, 2019

5 stars.

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Rasheedah M.

October 9th, 2020

Excellent service. Received the exact quit claim form and additional information promptly. Thank you so much!

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James U.

June 18th, 2020

Fonts for all fields are not the same. Collin County has a specified size it wants in all fields. Other than that every thing was fine.

Reply from Staff

Thank you!

edward d.

March 19th, 2023

used before awesome forms

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Thank you!

Veronica F.

September 2nd, 2025

Fabulous service team. VERY responsive with any issue I encountered. Preparing forms out of state to record in another is never easy but this team assists expeditiously.

Reply from Staff

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Patrick M.

November 1st, 2019

Very useful and easy to use. Great value too. Especially liked the example.

Reply from Staff

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