Ringgold County Real Estate Mortgage and Promissory Note Form

Ringgold County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.

Ringgold County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.

Ringgold County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.

Ringgold County Promissory Note Form
Note that is secured by the Mortgage document.

Ringgold County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

Ringgold County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

Ringgold County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.

Ringgold County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Ringgold County documents included at no extra charge:
Where to Record Your Documents
Ringgold County Recorder
Mt. Ayr, Iowa 50854-1651
Hours: 8:00am to 4:00pm M-F
Phone: (641) 464-3231
Recording Tips for Ringgold County:
- Verify all names are spelled correctly before recording
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
- Ask about accepted payment methods when you call ahead
Cities and Jurisdictions in Ringgold County
Properties in any of these areas use Ringgold County forms:
- Benton
- Diagonal
- Ellston
- Kellerton
- Mount Ayr
- Redding
- Tingley
Hours, fees, requirements, and more for Ringgold County
How do I get my forms?
Forms are available for immediate download after payment. The Ringgold County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Ringgold County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Ringgold County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Ringgold County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Ringgold County?
Recording fees in Ringgold County vary. Contact the recorder's office at (641) 464-3231 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Ringgold County to use these forms. Documents should be recorded at the office below.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Ringgold County.
Our Promise
The documents you receive here will meet, or exceed, the Ringgold County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Ringgold County Real Estate Mortgage and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
Jonathan F.
September 4th, 2020
An excellent service. Makes filing deeds so much easier than having to go to the courthouse or use FedEx. I will be a customer for the rest of my legal career.
Thank you!
Kevin T.
January 22nd, 2021
amazing customer service. thank you deeds.com. I just wish I knew about this company earlier. Kevin
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
David T.
September 6th, 2022
This is a great service and terrific value. The form package provided (blank form, example form & set of instructions) was clear and easy to follow. Being able to complete the forms using the computer to insert the needed information saved countless hours. My completed form was accepted by the Clerk & Recorder office without any issue. Well worth the investment
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Ronald C.
October 2nd, 2019
Easy to navigate and very concise
Thank you!
Patrick N.
August 15th, 2019
I was very satisfied with your service. Prompt, and thorough. Price was reasonable. Will use your service again when needed.
Thank you for your feedback. We really appreciate it. Have a great day!
David S.
August 2nd, 2019
The form was just what I needed for the Circuit Court and Land Records office. The additional information provided was very helpful as well.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Gary B.
September 16th, 2022
Great service. Comprehensive. Reasonably priced.
Thank you for your feedback. We really appreciate it. Have a great day!
Meridith B.
January 27th, 2021
Well, When I got the question right I got the answers right from Claim Deed. In the end it all worked out very, very good. I'm pleased with the deed and the price was very fair. Thank you for answering all my crazy questions. Now all we have to do is go to UPS and sign it. Thank, again.
Thank you!
Michael E.
December 2nd, 2020
First time user and my experience was just great! Great people to work with and would recommend to others!
Thank you!
jon m.
November 7th, 2019
Great last minute forms saved me a critical time when I had no access to my own resources. Five Star Customer service.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Herbert W.
September 29th, 2020
The service was fast and professional. So much easier than going to the courthouse. I recommend this to anyone who has to record documents at the Clerk's office.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Vicki M.
August 16th, 2022
Deeds.com served my needs perfectly providing a form for a very reasonable price. Every other site was double or more. The form was easy to complete and I like that I can access it if I need to make changes. I had contacted a paralegal to prepare this form for me and she quoted $150. I saved time and money with Deeds.com.
Thank you for your feedback. We really appreciate it. Have a great day!
Timmy S.
December 18th, 2019
The form gave me a perfect place to start. I was looking for something regarding time-shares, so the form was not perfect, but the register of deeds worked with me to get it right. I would not have even been able to start without the form from deeds.com
Thank you for your feedback. We really appreciate it. Have a great day!
Joni F.
March 24th, 2021
It was easy to navigate and I found my information without any trouble.
Thank you!
janna C.
January 11th, 2023
Great site! I found everything I needed.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!