Winneshiek County Real Estate Mortgage and Promissory Note Form
Last validated September 29, 2026 by our Forms Development TeamFormatted for recording in Winneshiek County, for property anywhere in the county: rural and unincorporated areas as well as Calmar, Castalia, Decorah, Fort Atkinson, Highlandville, Ossian, Ridgeway, Spillville.
- 8 documents included
- Immediate PDF download
- Formatting guarantee
Winneshiek County Real Estate Mortgage Form
Fill in the blank form formatted to comply with all recording and content requirements.
Winneshiek County Real Estate Mortgage Guidelines
Line by line guide explaining every blank on the form.
Winneshiek County Completed Example of a Real Estate Mortgage Document
Example of a properly completed form for reference.
Winneshiek County Promissory Note Form
Note that is secured by the Mortgage document.
Winneshiek County Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Winneshiek County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Winneshiek County Annual Accounting Statement Form
Issue to borrower(s) for fiscal year reporting.
Winneshiek County Residential Property Disclosure Statement Form
Required with residential property.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Iowa and Winneshiek County documents included at no extra charge:
Where to Record Your Documents
Winneshiek County Recorder
Decorah, Iowa 52101
Hours: 8:00 a.m. - 4:00 p.m. Monday - Friday
Phone: (563) 382-3486
Recording Tips for Winneshiek County:
- Bring your driver's license or state-issued photo ID
- Ensure all signatures are in blue or black ink
- Bring extra funds - fees can vary by document type and page count
- Check margin requirements - usually 1-2 inches at top
- Leave recording info boxes blank - the office fills these
Cities and Jurisdictions in Winneshiek County
Properties in any of these areas use Winneshiek County forms:
- Calmar
- Castalia
- Decorah
- Fort Atkinson
- Highlandville
- Ossian
- Ridgeway
- Spillville
Hours, fees, requirements, and more for Winneshiek County
How do I get my forms?
Forms are available for immediate download after payment. The Winneshiek County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Winneshiek County?
Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Winneshiek County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Winneshiek County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. The free Adobe Acrobat Reader is recommended, and most PDF apps also work. You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Winneshiek County?
Recording fees in Winneshiek County vary. Contact the recorder's office at (563) 382-3486 for current fees.
Questions answered? Let's get started!
Use these forms to finance real property - vacant land, residential, condominiums, small commercial, rental and planned unit developments. This mortgage has the option of being used as a purchase money mortgage defined by Iowa Code 654.12b (shall have priority over and is senior to preexisting judgments against the purchaser and any other right, title, interest, or lien arising either directly or indirectly by, through, or under the purchaser.) (IC654.12b(1))
[A mortgage is a purchase money mortgage to the extent it is either:
a. Taken or retained by the seller of the real estate to secure all or part of its price, including all costs in connection with the purchase.
b. Taken by a lender who, by making an advance or incurring an obligation, provides funds to enable the purchaser to acquire rights in the real estate, including all costs in connection with the purchase, if the funds are in fact so used. Except when it is a refinancing of an existing purchase money mortgage between the same lender and purchaser and no new funds are advanced, a mortgage given to secure funds which are used to pay off another mortgage is not a purchase money mortgage.
2. If more than one purchase money mortgage exists, the first mortgage to be recorded has priority. In order to be entitled to the rights provided by this section, the mortgage must contain a recital that it is a purchase money mortgage. However, failure to include the recital in the mortgage shall not prevent a mortgage otherwise qualifying as a purchase money mortgage from being a purchase money mortgage for purposes other than this section. The rights in this section are in addition to, and the obligations are not in derogation of, all rights provided by common law.] [Iowa Code 654.12B]
A mortgage and promissory note that include stringent default terms and conditions can be beneficial to the lender.
(Iowa Mortgage Package includes forms, guidelines, and completed examples) For use in Iowa only.
Important: Your property must be located in Winneshiek County to use these forms. Documents should be recorded at the county recording office listed above.
This Real Estate Mortgage and Promissory Note meets all recording requirements specific to Winneshiek County.
Our Promise
The documents you receive here are guaranteed to meet or exceed the applicable Winneshiek County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.
Save Time and Money
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