Harford County Deed of Trust and Promissory Note Form (Maryland)
All Harford County specific forms and documents listed below are included in your immediate download package:
Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.
Included Harford County compliant document last validated/updated 12/27/2024
Deed of Trust Guidelines
Line by line guide explaining every blank on the form.
Included Harford County compliant document last validated/updated 2/25/2025
Completed Example of the Deed of Trust Document
Example of a properly completed form for reference.
Included Harford County compliant document last validated/updated 5/22/2025
Affidavit Form
Required for residential property as per, Section 3-104.1, Annotated Code of Maryland
Included Harford County compliant document last validated/updated 3/21/2025
Recording Information
County specific recording information.
Included Harford County compliant document last validated/updated 1/15/2025
Promissory Note Form
Note that is secured by the Deed of Trust.
Included Harford County compliant document last validated/updated 5/9/2025
Promissory Note Guidelines
Line by line guide explaining every blank on the form.
Included Harford County compliant document last validated/updated 6/10/2025
Completed Example of the Promissory Note Document
Example of a properly completed form for reference.
Included Harford County compliant document last validated/updated 4/4/2025
Annual Accounting Statement Form
Mail to borrower for fiscal year reporting.
Included Harford County compliant document last validated/updated 6/12/2025
The following Maryland and Harford County supplemental forms are included as a courtesy with your order:
When using these Deed of Trust and Promissory Note forms, the subject real estate must be physically located in Harford County. The executed documents should then be recorded in the following office:
Clerk of the Circuit Court
20 West Courtland Street, Bel Air, Maryland 21014
Hours: 8:30am to 4:30pm Monday through Friday
Phone: 410-838-4952
Local jurisdictions located in Harford County include:
- Aberdeen
- Aberdeen Proving Ground
- Abingdon
- Bel Air
- Belcamp
- Benson
- Churchville
- Darlington
- Edgewood
- Fallston
- Forest Hill
- Gunpowder
- Havre De Grace
- Jarrettsville
- Joppa
- Perryman
- Pylesville
- Street
- White Hall
- Whiteford
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Harford County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Harford County using our eRecording service.
Are these forms guaranteed to be recordable in Harford County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Harford County including margin requirements, content requirements, font and font size requirements.
Can the Deed of Trust and Promissory Note forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Harford County that you need to transfer you would only need to order our forms once for all of your properties in Harford County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Maryland or Harford County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Harford County Deed of Trust and Promissory Note forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
Use these forms to finance residential property, vacant land, condominiums, planned unit developments and small commercial property. ("Residential Property" means real property improved by four or fewer single family dwelling units that are designed principally and are intended for human habitation.) If a property meets these standard a "License Information or Affidavit filed in Accordance with Real Property Article" form is required. This Deed of Trust contains a "Power of Sale" clause which shall be made in accordance with the provisions of Section 7-105, Real Property Article, Annotated Code of Maryland, as amended, and Rules 14-201 through 14-210 of the Maryland Rules, as amended, or other applicable general or local laws of the State of Maryland or judicial rules of procedure relating to the foreclosure of Deeds of Trusts. A Deed of Trust with stringent default terms and conditions can be beneficial to a lender in the case of default. Included is an ["Affidavit of Consideration" required for mortgage or deed of trust.] (3-104.1(a)) [4-106(a)]
(Maryland DOT Package includes forms, guidelines, and completed examples) For use in Maryland only.
Our Promise
The documents you receive here will meet, or exceed, the Harford County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Harford County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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Loretta W.
June 26th, 2025
Thank you for your excellent service
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Nigel S.
June 24th, 2025
Very simple to use. The 'completed examples' are very helpful.
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Robert H.
June 23rd, 2025
Great service, easy way to get accurate documents
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CAROLYN H.
July 14th, 2022
Thanks. Was simple and easy to use.
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Nancy H.
December 31st, 2018
Site was excellent and saved a trip to the County office to pick up forms.
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Paul S.
October 23rd, 2020
Directions were good.
It was an easy process.
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April 25th, 2019
Good experience. Easy peasy. :)
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August 9th, 2022
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Duncan M.
January 24th, 2019
Forms are fine, but the inability to download a completed form is not. Nor is the ability to convert to another format. Everytime I went to download, the form erased. I didn't have a printer available, so everything I did was to waste.
Thank you for your feedback Duncan. The blank forms should be downloaded first and then completed on your computer.
dill h.
March 5th, 2019
easy-peasy
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April 27th, 2022
Your forms have been very helpful. I thank you very much for making them easy to use.
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Ernest S.
July 30th, 2019
Took it to the Courthouse and the Register of Deeds said,"well Done" Thanks you so much.
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Charles S.
September 15th, 2022
I was very please with the deed, deed of trust and the deed of trust note. It save me a lot of preparation time.
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March 30th, 2021
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June 21st, 2023
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