Michigan Forms

Otsego County Discharge of Mortgage Form

Otsego County Discharge of Mortgage Form
Professional Form

Otsego County Discharge of Mortgage Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 7/14/2025
Otsego County Discharge of Mortgage Guidelines
Professional Form

Otsego County Discharge of Mortgage Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 7/22/2025
Otsego County Completed Example of the Discharge of Mortgage Form
Professional Form

Otsego County Completed Example of the Discharge of Mortgage Form

Example of a properly completed form for reference.

Document Last Validated 5/2/2025

All 3 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Important: Your property must be located in Otsego County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Otsego County Register of Deeds
Address:
225 W Main St
Gaylord, Michigan 49735

Hours: 8:00 to 12:00 & 1:00 to 4:30 M-F

Phone: (989) 731-7551

Recording Tips for Otsego County:
  • White-out or correction fluid may cause rejection
  • Documents must be on 8.5 x 11 inch white paper
  • Both spouses typically need to sign if property is jointly owned
  • Ask for certified copies if you need them for other transactions

Cities and Jurisdictions in Otsego County

Properties in any of these areas use Otsego County forms:

  • Elmira
  • Gaylord
  • Johannesburg
  • Vanderbilt
  • Waters

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Otsego County

How do I get my forms?

Forms are available for immediate download after payment. The Otsego County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Otsego County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Otsego County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Otsego County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Otsego County?

Recording fees in Otsego County vary. Contact the recorder's office at (989) 731-7551 for current fees.

Questions answered? Let's get started!

This form is used by the (mortgagee or the personal representative, successor, or assign of the mortgagee), who (shall prepare a discharge of the mortgage, file the discharge with the register of deeds for the county where the mortgaged property is located, and pay the fee for recording the discharge.) (565.41 Sec. 41(1)) A mortgagee is often referred to as a lender. For use when an indebtedness secured by said Mortgage has been paid in full. A "discharge of mortgage" is often referred to a "satisfaction of mortgage".

To avoid liability and penalty (the discharge of mortgage, execution and acknowledgment of a certificate, or filing of a discharge of mortgage required by this section or section 41 shall be performed within whichever of the following time periods is applicable:
(a) For the first 2 years after the effective date of the amendatory act that added this subsection, 75 days.
(b) Beginning 2 years after the effective date of the amendatory act that added this subsection, 60 days.) (565.44 Sec. 44(2))

This form is also used to discharge a Land Contract.

565.361 Payment and performance of contract obligations; conveyance of land; discharge of land contract mortgage or release of security assignment; failure or refusal to make
conveyance or discharge; penalties; enforcement; title as marketable; subordination to
other real estate interest.
(4) When the vendee named in the land contract, or his or her heirs, successors, or assigns, has fully paid and performed the obligations under the contract that are a precondition to the sale and conveyance of the land, the land contract mortgagee under any land contract mortgage of the land made by the vendor subject to the land contract, or the assignee of any assignment for collateral security purposes of the vendor's interest under the land contract, shall execute a discharge of the land contract mortgage or a release of the security assignment in the same manner as now provided by law for the discharge of mortgages.

(Michigan DOM Package includes form, guidelines, and completed example) For use in Michigan only.

Important: Your property must be located in Otsego County to use these forms. Documents should be recorded at the office below.

This Discharge of Mortgage meets all recording requirements specific to Otsego County.

Our Promise

The documents you receive here will meet, or exceed, the Otsego County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Otsego County Discharge of Mortgage form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

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