Otsego County Memorandum of Land Contract Form (Michigan)
All Otsego County specific forms and documents listed below are included in your immediate download package:
Memorandum of Land Contract Form

Fill in the blank form formatted to comply with all recording and content requirements.
Included Otsego County compliant document last validated/updated 6/24/2025
Guidelines - Memorandum of Land Contract

Line by line guide explaining every blank on the form.
Included Otsego County compliant document last validated/updated 1/27/2025
Completed Example of the Memorandum of Land Contract Document

Example of a properly completed form for reference.
Included Otsego County compliant document last validated/updated 4/16/2025
The following Michigan and Otsego County supplemental forms are included as a courtesy with your order:
When using these Memorandum of Land Contract forms, the subject real estate must be physically located in Otsego County. The executed documents should then be recorded in the following office:
Otsego County Register of Deeds
225 W Main St, Gaylord, Michigan 49735
Hours: 8:00 to 12:00 & 1:00 to 4:30 M-F
Phone: (989) 731-7551
Local jurisdictions located in Otsego County include:
- Elmira
- Gaylord
- Johannesburg
- Vanderbilt
- Waters
How long does it take to get my forms?
Forms are available immediately after submitting payment.
How do I get my forms, are they emailed?
Immediately after you submit payment, the Otsego County forms you order will be available for download directly from your account. You can then download the forms to your computer. If you do not already have an account, one will be created for you as part of the order process, and your login details will be provided to you. If you encounter any issues accessing your forms, please reach out to our support team for assistance. Forms are NOT emailed to you.
What does "validated/updated" mean?
This indicates the most recent date when at least one of the following occurred:
- Updated: The document was updated or changed to remain compliant.
- Validated: The document was examined by an attorney or staff, or it was successfully recorded in Otsego County using our eRecording service.
Are these forms guaranteed to be recordable in Otsego County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Otsego County including margin requirements, content requirements, font and font size requirements.
Can the Memorandum of Land Contract forms be re-used?
Yes. You can re-use the forms for your personal use. For example, if you have more than one property in Otsego County that you need to transfer you would only need to order our forms once for all of your properties in Otsego County.
What are supplemental forms?
Often when a deed is recorded, additional documents are required by Michigan or Otsego County. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
What type of files are the forms?
All of our Otsego County Memorandum of Land Contract forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
Do I need any special software to use these forms?
You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
Do I have to enter all of my property information online?
No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
Can I save the completed form, email it to someone?
Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
Are there any recurring fees involved?
No. Nothing to cancel, no memberships, no recurring fees.
This form serves as notice that the Seller has agreed to sell, and Buyer has agreed to buy a specific property. Record this instrument when a Land Contract has been completed. This is done for a variety of reasons.
A Memorandum of Land Contract serves as a notice to the "world" that a specific property is under a seller-financed purchase agreement.
Often used when parties want the details of a Land Contract to be kept private.
Why a buyer needs a recorded Memorandum of Land Contract. It is important to prevent loans or encumbrances being placed on the property by the existing Deed holder. Encumbrances have been placed on properties even though the Contract states they can't. This can be devastating for a buyer who has made payments. For protection either the Land Contract document or a Memorandum of Land Contract document should be recorded.
Why a Seller needs a recorded Memorandum of Land Contract. When owner financing is involved, and a buyer needs to finance property at a later point in time, a Lending Institution will most likely require a recorded Memorandum document. Further, banks like to see a history of payments, at least 12 months, often referred to as "Seasoning" a recorded Memorandum proves the subject property was under contract at a specific time.
(Michigan MOC Package includes form, guidelines, and completed example) For use in Michigan Only.
Our Promise
The documents you receive here will meet, or exceed, the Otsego County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Otsego County Memorandum of Land Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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June 24th, 2025
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June 23rd, 2025
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July 23rd, 2020
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April 9th, 2025
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March 31st, 2022
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February 8th, 2024
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March 24th, 2022
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January 21st, 2022
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February 8th, 2019
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