Otsego County Memorandum of Land Contract Form

Otsego County Memorandum of Land Contract Form
Fill in the blank form formatted to comply with all recording and content requirements.

Otsego County Guidelines - Memorandum of Land Contract
Line by line guide explaining every blank on the form.

Otsego County Completed Example of the Memorandum of Land Contract Document
Example of a properly completed form for reference.
All 3 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Michigan and Otsego County documents included at no extra charge:
Where to Record Your Documents
Otsego County Register of Deeds
Gaylord, Michigan 49735
Hours: 8:00 to 12:00 & 1:00 to 4:30 M-F
Phone: (989) 731-7551
Recording Tips for Otsego County:
- Ask if they accept credit cards - many offices are cash/check only
- Recording fees may differ from what's posted online - verify current rates
- Ask about their eRecording option for future transactions
- Avoid the last business day of the month when possible
Cities and Jurisdictions in Otsego County
Properties in any of these areas use Otsego County forms:
- Elmira
- Gaylord
- Johannesburg
- Vanderbilt
- Waters
Hours, fees, requirements, and more for Otsego County
How do I get my forms?
Forms are available for immediate download after payment. The Otsego County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in Otsego County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Otsego County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Otsego County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in Otsego County?
Recording fees in Otsego County vary. Contact the recorder's office at (989) 731-7551 for current fees.
Questions answered? Let's get started!
This form serves as notice that the Seller has agreed to sell, and Buyer has agreed to buy a specific property. Record this instrument when a Land Contract has been completed. This is done for a variety of reasons.
A Memorandum of Land Contract serves as a notice to the "world" that a specific property is under a seller-financed purchase agreement.
Often used when parties want the details of a Land Contract to be kept private.
Why a buyer needs a recorded Memorandum of Land Contract. It is important to prevent loans or encumbrances being placed on the property by the existing Deed holder. Encumbrances have been placed on properties even though the Contract states they can't. This can be devastating for a buyer who has made payments. For protection either the Land Contract document or a Memorandum of Land Contract document should be recorded.
Why a Seller needs a recorded Memorandum of Land Contract. When owner financing is involved, and a buyer needs to finance property at a later point in time, a Lending Institution will most likely require a recorded Memorandum document. Further, banks like to see a history of payments, at least 12 months, often referred to as "Seasoning" a recorded Memorandum proves the subject property was under contract at a specific time.
(Michigan MOC Package includes form, guidelines, and completed example) For use in Michigan Only.
Important: Your property must be located in Otsego County to use these forms. Documents should be recorded at the office below.
This Memorandum of Land Contract meets all recording requirements specific to Otsego County.
Our Promise
The documents you receive here will meet, or exceed, the Otsego County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your Otsego County Memorandum of Land Contract form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
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