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Michigan - Kalkaska County Mortgage Secured by Promissory Note Form

All Kalkaska County specific forms listed below are included in your immediate download:


Kalkaska County Mortgage Form Page 1

Mortgage Form - Kalkaska County

Fill in the blank form formatted to comply with all recording and content requirements.
Included document last updated 1/5/2021


Kalkaska County Mortgage Guidelines Page 1

Mortgage Guidelines - Kalkaska County

Line by line guide explaining every blank on the form.
Included document last updated 1/28/2021


Kalkaska County Completed Example of the Mortgage Document Page 1

Completed Example of the Mortgage Document - Kalkaska County

Example of a properly completed form for reference.
Included document last updated 12/31/2020


Kalkaska County Promissory Note Secured by Mortgage Page 1

Promissory Note Secured by Mortgage - Kalkaska County

Fill in the Blank Form
Included document last updated 2/15/2021


Kalkaska County Promissory Note Guidelines Page 1

Promissory Note Guidelines - Kalkaska County

Line by line guide explaining every blank on the form.
Included document last updated 2/12/2021


Kalkaska County Completed Example of the Promissory Note Document Page 1

Completed Example of the Promissory Note Document - Kalkaska County

This Promissory Note is filled in and highlighted, showing how the guideline information, can be interpreted into the document.
Included document last updated 2/2/2021


Kalkaska County Annual Accounting Statement Form Page 1

Annual Accounting Statement Form - Kalkaska County

Mail to borrower for fiscal year reporting.
Included document last updated 1/28/2021


*The Following Michigan and Kalkaska County supplemental forms are included as a courtesy with your order.


Property Transfer Affidavit

Property Transfer Affidavit

This form must be filed whenever real estate or certain types of personal property are transferred (even if the deed is not recorded) in order to ensure correct assessment for tax purposes. The new owner must file within 45 days of transfer in the city or township where the property is located. If the form is not filed on time, a penalty of $5/day (maximum $200) applies.


Real Estate Transfer Tax

Real Estate Transfer Tax

This form must be filed with the Register of Deeds when the amount paid for the property is not stated on the deed. The form is not required when the amount paid is entered on the deed. The form must be completed and signed by either the seller or his/her authorized agent and submitted in the county where the property is located.


Transfer Tax Exemptions

Transfer Tax Exemptions

Certain conveyances are exempt from transfer tax. These pages list the county and state exemptions. If the document is transfer tax exempt, the exemption must be stated on the deed. Note that both lists are in content identical until subparagraph (j).


Transfer Tax

Transfer Tax

This file contains the tax rates as well as a table listing state and county tax by consideration amount.


Certificate of Trust Existence and Authority

Certificate of Trust Existence and Authority

A certificate of trust existence and authority contains specific information about an existing trust agreement. According to 565.435 of the Michigan Compiled Laws, a purchaser or other party relying upon the information contained in a recorded certificate of trust existence and authority shall be afforded the same protection as is provided to a subsequent purchaser in good faith. Note that under 565.433, only settlor or grantor; an attorney for the settlor, grantor, or trustee; or an officer of a banking institution or an attorney if then acting as a trustee may sign the form if it pertains to real property. Sign the completed form in the presence of a notary, then submit it to the county register of deeds office for recording.


Notary Certificates

Notary Certificates

The supplemental forms in this section can be used as loose certificates by notaries in the state.


Principal Residence Exemption

Principal Residence Exemption

If the property is your principal residence you may qualify for a tax exemption. These forms will help you navigate and apply for a (PRE) exemption.


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Frequently Asked Questions:

  • How long does it take to get my forms?
    • Forms are available immediately after submitting payment.
  • What are supplemental forms?
    • Often when a deed is recorded additional documents are required by the state or local jurisdiction. These could be tax related, informational, or even as simple as a coversheet. Supplemental forms are provided for free with your order where available.
  • How do I get my forms, are they emailed?
    • After you submit payment you will see a page listing the forms you ordered with a download link to the pdf form file. You download the forms to your computer. You will also receive an email with a link to your download page in case you need it later.
  • What type of files are the forms?
    • All of our forms are PDFs. You will need to have or get Adobe Reader to use our forms. Adobe Reader is free software that most computers already have installed.
  • Can the forms be re-used?
    • Yes. You can re-use the forms for your personal use. For example, if you have more than one property in a given county that you need to transfer you would only need to order our forms once for all of your properties in that county.
  • Are these forms guaranteed to be recordable in Kalkaska County ?
    • Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Kalkaska County including margin requirements, content requirements, font and font size requirements.
  • Do I have to enter all of my property information online?
    • No. The blank forms are downloaded to your computer and you fill them out there, at your convenience.
  • Can I save the completed form, email it to someone?
    • Yes, you can save your deed form at any point with your information in it. The forms can also be emailed, blank or complete, as attachments.
  • Do I need any special software to use these forms?
    • You will need to have Adobe Reader installed on your computer to use our forms. Adobe Reader is free software that most computers already have installed.
  • Are there any recurring fees involved?
    • No. Nothing to cancel, no memberships, no recurring fees.

Areas covered by these Mortgage Secured by Promissory Note Forms:

  • Kalkaska County

Including:

  • Fife Lake
  • Kalkaska
  • Rapid City
  • South Boardman

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What is the Michigan Mortgage Secured by Promissory Note?

This mortgage includes a power of sale clause and waiver of rights, saving time and expense in the case of a foreclosure.
Waiver of Rights. This Mortgage contains a power of sale that permits the Mortgagee/Lender to cause the Premises to be sold in the event of a default. Mortgagee/Lender may elect to cause the Premises to be sold by advertisement rather than pursuant to court action, and Mortgagor/Borrower voluntarily and knowingly waives any right Mortgagor/Borrower may have by virtue of any applicable constitutional provision or statute to any notice or court hearing before the exercise required by the Michigan statute governing foreclosures by advertisement.
In the event of default in any of the terms or covenants of this Mortgage, Mortgagee/Lender shall be entitled to all of the rights and benefits of MCL 554.231-.233, MSA 26.1137(1)-(3), and 1966 PA 151.

Use this mortgage to finance residential property, small commercial, condominiums, rental property, and planned unit developments even with an existing first mortgage on the subject property. A mortgage and promissory note that include stringent default terms can be beneficial to the Mortgagee/Lender.

Included is an annual accounting statement form
565.161 Annual statements to mortgagor; when required, contents.
Sec. 1.
Where, by the terms of a mortgage on real property, the mortgagor is required to make periodic payments which include sums to be allocated to an escrow account for the purpose of paying taxes, insurance or improvements to the property, or any combination of such purposes, the mortgagee or agent receiving the periodic payments shall furnish the mortgagor with a statement within 60 days of the close of the calendar year, showing the beginning balance of the escrow fund, total receipts received by the fund during the calendar year, an itemized statement of all expenditures from the fund during the calendar year and the balance in the fund at the end of the calendar year.

For use in Michigan only.

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Save Time and Money

Get your Kalkaska County Mortgage Secured by Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties.

Our Promise

The documents you receive here will meet, or exceed, the Kalkaska County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

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Price: $21.97

Important Notice:

You understand and agree that you are ordering, and will receive, blank forms for creating a deed. You are NOT ordering a copy of your existing deed. Click Here for information on getting a copy of your existing deed.

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