George County Deed of Trust and Promissory Note Form

George County Deed of Trust Form
Fill in the blank form formatted to comply with all recording and content requirements.

George County Deed of Trust Guidelines
Line by line guide explaining every blank on the form.

George County Completed Example of the Deed of Trust
Example of a properly completed form for reference.

George County Promissory Note Form
Note that is secured by the Deed of Trust.

George County Promissory Note Guidelines
Line by line guide explaining every blank on the form.

George County Completed Example of the Promissory Note Document
Example of a properly completed form for reference.

George County Subordination Clauses
Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

George County Annual Accounting Statement
Mail to borrower for fiscal year reporting.
All 8 documents above included • One-time purchase • No recurring fees
Immediate Download • Secure Checkout
Additional Mississippi and George County documents included at no extra charge:
Where to Record Your Documents
George County Chancery Clerk
Lucedale, Mississippi 39452
Hours: 8:00am to 5:00pm M-F
Phone: (601) 947-4801
Recording Tips for George County:
- Ensure all signatures are in blue or black ink
- Ask if they accept credit cards - many offices are cash/check only
- Request a receipt showing your recording numbers
- Check margin requirements - usually 1-2 inches at top
- Ask about their eRecording option for future transactions
Cities and Jurisdictions in George County
Properties in any of these areas use George County forms:
- Lucedale
Hours, fees, requirements, and more for George County
How do I get my forms?
Forms are available for immediate download after payment. The George County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.
Are these forms guaranteed to be recordable in George County?
Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by George County including margin requirements, content requirements, font and font size requirements.
Can I reuse these forms?
Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in George County you only need to order once.
What do I need to use these forms?
The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.
Are there any recurring fees?
No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.
How much does it cost to record in George County?
Recording fees in George County vary. Contact the recorder's office at (601) 947-4801 for current fees.
Questions answered? Let's get started!
In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.
(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))
Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.
This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.
Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:
1. Dollar amount of Principle Owed
2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.
4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.
5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.
The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.
Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.
This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.
(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.
Important: Your property must be located in George County to use these forms. Documents should be recorded at the office below.
This Deed of Trust and Promissory Note meets all recording requirements specific to George County.
Our Promise
The documents you receive here will meet, or exceed, the George County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.
Save Time and Money
Get your George County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.
4.8 out of 5 - ( 4573 Reviews )
JEFFREY C.
July 18th, 2020
This is pretty amazing...! Very simple and immediate. I would definitely recommend deed.com
Thank you!
Nancy E.
May 4th, 2025
Took me awhile to figure out and get the information printed so I can use it later. Thank you.
Your insights are invaluable to us and help us strive for better service. Thank you for taking the time to share your thoughts.
Muriel S.
October 5th, 2023
The three people we dealt with were courteous and helpful.
Thank you!
Niranjan C.
August 24th, 2021
Whole process was very easy and quick. Forms were easy to fill, examples were quite appropriate. Recommended.
Thank you!
Samantha A.
April 19th, 2023
This company is a super time saver for our firm and our client! Their website was easy to use and their staff was fast and efficient. Their fees are very reasonable. I would most certainly use their services again.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Gerald M.
November 25th, 2021
So easy to do. The examples and guides are well worth the few $$ this cost. Highly recommend!!
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Maura M.
January 15th, 2020
Easy user friendly website
Thank you!
anthony r.
November 19th, 2020
Fast and easy
Thank you!
Gabriel R.
August 24th, 2022
So far the service seems good, simple to use. One criticism, the password change feature should require the user to re-enter their old password, new password, and re-enter the new password to make sure there is no typos. Thanks.
Thank you for your feedback. We really appreciate it. Have a great day!
Jeffrey G.
March 9th, 2023
Transaction went smoothly. The forms in the package were just what was needed.
Thank you for your feedback. We really appreciate it. Have a great day!
April L.
November 13th, 2019
The warranty deed forms I received worked fine.
Thank you!
ROBERTA G K.
May 21st, 2023
I have looked and finally found a reliable source of updated legal documents that are current with local and state law that I can be readily downloaded for review, reference and use.
We appreciate your business and value your feedback. Thank you. Have a wonderful day!
Alexis B.
December 31st, 2018
Highly Pleased- Strongly Recommend Deeds.com Long review... sorry:-) Originally I was very skeptical due to the enormous amount of the scams going on now days and the number of online sources that "claim" to provide you with deed forms for free or for a few. Nothing that you need and want done is free. There is always a cost. So luckily I came across deeds.com. This was the only site that appeared to be simple, to the point, and made no crazy promises. So before selecting this site, I did a little more checking around/price checking to ensure I am getting the best price for the product I needed. I even checked Staples and Amazon to find that they do indeed sell these forms but I do not think the products they provide are specific for my state and county. They claim their forms provided are for all states but my state is specific and I prefer to have forms provided by Deeds.com that is based on Indiana statute that Deed.com clearly identifies on each form. Deeds.com price of $20 seemed a little high at first but when I saw the products provided, the $20 cost is more than reasonable and fair. You not only get the deed form specific for my state and my specific "county" but also the other various/supplemental forms that may be required. Being familiar with my state and knowing how tedious and anal my state is on everything, I was pleasantly please to see the info and extra supplemental forms provided. For example, a person new to the State who recently had property deeded to them, would not necessarily know about the Homestead tax exemption provided if property is your primary residents, over 65 exemption etc. I would highly recommend this site for anyone needing these documents because Deeds.com has you covered on any and all forms/info you could ever need! A bonus is that there is one flat fee and not monthly cost that you have to worry about canceling later unless you superficially select a monthly package. I love the fact that Deeds.com is nothing fancy. There is not a bunch of elaborate graphics etc. They only provide what you need and what they provide is very accurate. Deeds.com has a customer for life.
Thank you so much Alexis. We appreciate you, have a fantastic day.
Keith K.
October 21st, 2022
More expensive that I would have thought.
Thank you for your feedback. We really appreciate it. Have a great day!
LeRoy E.
June 20th, 2022
So thankful I found this. I was feeling stressed out and reluctant about doing this on my own.
Thank you!