Mississippi Forms

Kemper County Deed of Trust and Promissory Note Form

Kemper County Deed of Trust Form

Kemper County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 6/24/2025
Kemper County Deed of Trust Guidelines

Kemper County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/3/2025
Kemper County Completed Example of the Deed of Trust

Kemper County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 6/27/2025
Kemper County Promissory Note Form

Kemper County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 7/17/2025
Kemper County Promissory Note Guidelines

Kemper County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 6/16/2025
Kemper County Completed Example of the Promissory Note Document

Kemper County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/15/2025
Kemper County Subordination Clauses

Kemper County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 6/2/2025
Kemper County Annual Accounting Statement

Kemper County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 5/2/2025

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Kemper County documents included at no extra charge:

Important: Your property must be located in Kemper County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Kemper County Chancery Clerk
Address:
280 Veteran St / PO Box 188
DeKalb, Mississippi 39328

Hours: 8:30 to 4:00 M-F

Phone: (601) 743-2460

Recording Tips for Kemper County:
  • Ensure all signatures are in blue or black ink
  • Double-check legal descriptions match your existing deed
  • Ask about their eRecording option for future transactions
  • Recording fees may differ from what's posted online - verify current rates
  • Bring multiple forms of payment in case one isn't accepted

Cities and Jurisdictions in Kemper County

Properties in any of these areas use Kemper County forms:

  • De Kalb
  • Porterville
  • Preston
  • Scooba

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Kemper County

How do I get my forms?

Forms are available for immediate download after payment. The Kemper County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Kemper County?

Yes. Our form blanks are guaranteed to meet or exceed all formatting requirements set forth by Kemper County including margin requirements, content requirements, font and font size requirements.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Kemper County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Kemper County?

Recording fees in Kemper County vary. Contact the recorder's office at (601) 743-2460 for current fees.

Questions answered? Let's get started!

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Important: Your property must be located in Kemper County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Kemper County.

Our Promise

The documents you receive here will meet, or exceed, the Kemper County recording requirements for formatting. If there's an issue caused by our formatting, we'll make it right and refund your payment.

Save Time and Money

Get your Kemper County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4573 Reviews )

Brett B.

July 12th, 2022

easy to use

Reply from Staff

Thank you!

Suzanne M.

December 17th, 2021

Easy to download this form. I will use it when the time comes to transfer title of my house.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Jeffrey T.

December 1st, 2022

First Time User here. Simple and easy. Delivered Deed in excellent time. Sure beats going to the recorder's office.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Ruth L.

August 18th, 2021

Easy to use form. I filled it out and took it to the county office. Entire process took less than 20 min.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Jennifer A.

May 20th, 2020

Great site

Reply from Staff

Thank you!

Michelle A.

January 5th, 2025

deeds.com is user-friendly and very easy to navigate. Guides, samples, and free supplement forms are available for every State and are frequently updated. The cost is economical. I recommend these products

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Desiree T.

September 4th, 2020

In a world where "immediate satisfaction" takes too long, Deeds provided exceptionally satisfying service. Answered all of my questions quickly, and had my document recorded within one day. Thank you so much!

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

timothy h.

November 12th, 2020

Too complicated and too expensive

Reply from Staff

Sorry to hear that Timothy, we do hope that you found something more suitable to your needs elsewhere. Have a wonderful day.

April L.

March 21st, 2020

It was easy and I will use it again.

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!

Eppie G.

October 19th, 2021

Perfect

Reply from Staff

Thank you!

Carol N.

September 11th, 2019

Not helpful couldn't find anything

Reply from Staff

Thank you for your feedback Carol. Sorry to hear that you could not find what you were looking for. Have a wonderful day.

Sallie L.

July 7th, 2021

Easy, information given was very helpful!

Reply from Staff

Thank you!

Karen L.

June 14th, 2022

Form is easy to complete but has a crowded look upon printing. I would put more returns between paragraphs to make it easier to read.

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Glenn N.

February 25th, 2020

Made a hard task easy! Very smooth and we were printed and ready to go

Reply from Staff

Thank you for your feedback. We really appreciate it. Have a great day!

Sharon H.

April 28th, 2020

I was able to print the deed and follow the instructions and sample deed quite easily. Thank you

Reply from Staff

We appreciate your business and value your feedback. Thank you. Have a wonderful day!