Lee County Deed of Trust and Promissory Note Form

Last validated May 28, 2026 by our Forms Development Team

Lee County Deed of Trust Form

Lee County Deed of Trust Form

Fill in the blank form formatted to comply with all recording and content requirements.

Document Last Validated 4/1/2026
Lee County Deed of Trust Guidelines

Lee County Deed of Trust Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 4/22/2026
Lee County Completed Example of the Deed of Trust

Lee County Completed Example of the Deed of Trust

Example of a properly completed form for reference.

Document Last Validated 5/6/2026
Lee County Promissory Note Form

Lee County Promissory Note Form

Note that is secured by the Deed of Trust.

Document Last Validated 5/13/2026
Lee County Promissory Note Guidelines

Lee County Promissory Note Guidelines

Line by line guide explaining every blank on the form.

Document Last Validated 5/20/2026
Lee County Completed Example of the Promissory Note Document

Lee County Completed Example of the Promissory Note Document

Example of a properly completed form for reference.

Document Last Validated 4/16/2026
Lee County Subordination Clauses

Lee County Subordination Clauses

Used to place priority on claim of debt. Included are 4 clauses for unique situations. If needed, add to Deed of Trust as an addendum or rider.

Document Last Validated 5/28/2026
Lee County Annual Accounting Statement

Lee County Annual Accounting Statement

Mail to borrower for fiscal year reporting.

Document Last Validated 5/27/2026

All 8 documents above included • One-time purchase • No recurring fees

Immediate Download • Secure Checkout

Additional Mississippi and Lee County documents included at no extra charge:

Important: Your property must be located in Lee County to use these forms. Documents should be recorded at the office below.

Where to Record Your Documents

Lee County Chancery Clerk

Address:
200 West Jefferson St / PO Box 7127
Tupelo, Mississippi 38802

Hours: 8:00am to 5:00pm.M-F

Phone: (662) 432-2100

Recording Tips for Lee County:
  • Ask if they accept credit cards - many offices are cash/check only
  • Recorded documents become public record - avoid including SSNs
  • Request a receipt showing your recording numbers
  • Both spouses typically need to sign if property is jointly owned
  • Recording early in the week helps ensure same-week processing

Cities and Jurisdictions in Lee County

Properties in any of these areas use Lee County forms:

  • Baldwyn
  • Belden
  • Guntown
  • Mooreville
  • Plantersville
  • Saltillo
  • Shannon
  • Tupelo
  • Verona

View Complete Recorder Office Guide

Hours, fees, requirements, and more for Lee County

How do I get my forms?

Forms are available for immediate download after payment. The Lee County forms will be in your account ready to download to your computer. An account is created for you during checkout if you don't have one. Forms are NOT emailed.

Are these forms guaranteed to be recordable in Lee County?

Yes. Our form blanks are guaranteed to meet or exceed the applicable formatting requirements used for recording in Lee County, including margin requirements, font requirements, and other layout standards. This guarantee applies to formatting, not to the legal sufficiency of information entered by the user or the suitability of a form for a particular transaction.

Can I reuse these forms?

Yes. You can reuse the forms for your personal use. For example, if you have multiple properties in Lee County you only need to order once.

What do I need to use these forms?

The forms are PDFs that you fill out on your computer. You'll need Adobe Reader (free software that most computers already have). You do NOT enter your property information online - you download the blank forms and complete them privately on your own computer.

Are there any recurring fees?

No. This is a one-time purchase. Nothing to cancel, no memberships, no recurring fees.

How much does it cost to record in Lee County?

Recording fees in Lee County vary. Contact the recorder's office at (662) 432-2100 for current fees.

Questions answered? Let's get started!

In Mississippi, a Deed of Trust (DOT) is the most commonly used instrument to secure a loan. If the DOT has a "Power of Sale" clause, foreclosure can be done non-judicially, saving time and expense, because the trustee doesn't require the court's involvement. This process is called a Trustee Sale. Explained in Mississippi 89-1-55 - "How lands sold under mortgages and Deeds in Trust"
There are three parties in this Deed of Trust:
1- The Grantor (Borrower)
2- Beneficiary (Lender) and a
3- Trustee (Neutral Third Party)
Basic Concept. The Grantor (Borrower) conveys property title to a Trustee (Neutral Party). A Trustee or beneficiary/Lender can take action against any person for damages.

(The beneficiary or holder of any deed of trust, including his agents, employees, successors, assigns, attorneys-in-fact or other legal representatives, may appoint a trustee or substitute a trustee, with or without the permission of the mortgagor or mortgagors. The trustee or substitute trustee so appointed may be a natural person, partnership, corporation, limited liability company, professional association or any other legal entity.) (MS Code 89-1-63)(3))

Debtors/Borrowers shall be in default under the provisions of this Deed of Trust if Debtor
(a) shall fail to comply with any of Debtor's covenants or obligations contained herein,
(b) shall fail to pay any of the Indebtedness secured hereby, or any installment thereof or interest thereon, as such Indebtedness, installment or interest shall be due by contractual agreement or by acceleration,
(c) shall become bankrupt or insolvent or be placed in receivership,
(d) shall, if a corporation, a partnership or an unincorporated association, be dissolved voluntarily or involuntarily, or
(e) if Secured Party in good faith deems itself insecure and its prospect of repayment seriously
impaired.

This form can be used by a party financing residential property, rental property, condominiums or small office buildings. Note: if the property being financed is rental, see (Assignment of Leases and Rents Form) it acts to induce the lender to finance.

Promissory Note secured by Deed of Trust
A Deed of Trust and Promissory Note are usually executed/signed at the same time. The Promissory Note contains the finance terms.
Details:

1. Dollar amount of Principle Owed

2. Installment payments or Balloon payment (common with owner financing, borrower can establish history of payments and equity, which banks attractive when financing)
3, Late Charges, $ owed after so many days, with $ owed for each additional day.

4. Default Rate: If Borrowers go into default an increased interest rate is charged, until note is out of default.

5. Overdue Loan Fee: In addition to any other remedies available to Lender if this Note is not paid in full at the Maturity Date, Borrowers shall pay to Lender an Overdue Loan Fee, which fee shall be due at the time this Note is otherwise paid in full. The "Overdue Loan Fee" shall be determined based upon the outstanding principal balance of this Note as of the Maturity Date and shall be:
(a) one percent (1.0%) Of such principal balance if the Note is paid in full on or after thirty (30) days after the Maturity Date but less than sixty (60) days after the Maturity Date, or
(b) two percent (2.0%) of such principal balance if the Note is paid in full on or after sixty (60) days after the Maturity Date.

The obligations of Borrower to Lender under this Note and the Additional Obligations herein remain in full force and effect until Lender has received payment in full of all obligations.
This Note and the Loan Documents are made in and shall be governed by the State of Mississippi. Upon Lender's request, the venue of any legal action in connection with this Note or the Loan Documents shall be in _________County, Mississippi.

Attorney's Fees and Costs: Borrower shall pay all costs incurred by Lender in collecting sums due under this Note after a default, including reasonable attorneys' fees, whether or not suit is brought.

This Deed of Trust and Promissory Note, has stringent default terms and is suitable to owner selling/financing or investor financing.

(Mississippi DOT Package includes forms, guidelines, and completed examples) For use in Mississippi only.

Important: Your property must be located in Lee County to use these forms. Documents should be recorded at the office below.

This Deed of Trust and Promissory Note meets all recording requirements specific to Lee County.

Our Promise

The documents you receive here are guaranteed to meet or exceed the applicable Lee County recording format requirements. If there is a rejection caused by our formatting, we will correct the issue or refund your payment. This guarantee applies to document formatting only and does not extend to information entered by the user, the selection of the form, or the legal effect of the completed document.

Save Time and Money

Get your Lee County Deed of Trust and Promissory Note form done right the first time with Deeds.com Uniform Conveyancing Blanks. At Deeds.com, we understand that your time and money are valuable resources, and we don't want you to face a penalty fee or rejection imposed by a county recorder for submitting nonstandard documents. We constantly review and update our forms to meet rapidly changing state and county recording requirements for roughly 3,500 counties and local jurisdictions.

4.8 out of 5 - ( 4730 Reviews )

STEVEN T.

April 4th, 2026

New customer....submitted 2 packages for erecording....very easy to do and good price....still waiting on documents to be recorded but I expect that to go smooth too. Nice to work with for sure

Reply from Staff

Thank you, Steven. We appreciate your business and the kind words. We will keep things moving and look forward to a smooth recording process for both packages.

Walter C.

March 23rd, 2023

Awesome everything you would ever need

Reply from Staff

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Joseph D.

November 14th, 2024

Easy to use and a quick turnaround Deed was recorded and retuned within 24 hours

Reply from Staff

We are grateful for your engagement and feedback, which help us to serve you better. Thank you for being an integral part of our community.

Dennis F.

December 20th, 2024

The release of mortgage form was OK, and accepted at the recorder's office, but there were some problems. Many of the fields to type in were too small to accept the data, and I could not find a way to change the field size or use a smaller font. Otherwise I was satisfied.

Reply from Staff

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Monique C.

August 21st, 2020

Very quick and efficient service! I will continue to use them for future reference.

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William G.

July 21st, 2023

Exactly what I needed and saved me a bundle by not having to hire an attorney. My county clerk said it was exactly correct.

Reply from Staff

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Gertrude H.

October 1st, 2019

I used this form and guide a couple years ago and found it helpful and easy to fill out. Had good results at the Recorder's Office. Would recommend Deeds.com.

Reply from Staff

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Jenny B.

October 30th, 2019

Thank you! Will use you again in the future.

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JOSEPH P.

March 12th, 2021

It would have been a lot better if I could have downloaded ALL at once, as a package.

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Brady D.

October 17th, 2023

I would give you a zero if possible. The webpage is as cumbersome has all get out. I am on web pages all day every day and this one is by far the hardest one to get around in.

Reply from Staff

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We wish you all the best in your future endeavors.

Deborah K.

February 2nd, 2023

great job but, I wanted to upload a document. I got it wrong, but the info was good.

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Larry A.

December 17th, 2021

Provided exactly the form I was looking for at a reasonable price. Easy to do as well.

Reply from Staff

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James P.

July 28th, 2020

I wish I used this site more often. The format is pretty easy but the messages were invaluable and the staff were great. I was able to complete my transaction in a Covid environment from the security of my own home. Great service and tools!

Reply from Staff

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Lawrence N.

August 31st, 2020

Very easy and convenient to use. Low cost and saves a trip to the courthouse and/or having to do mailing(s)

Reply from Staff

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Sara D.

September 25th, 2019

Would have been beneficial to have more information about the previous sale history of the property. The report was received in a very timely manner.

Reply from Staff

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